Expert Review
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Galaxy Credit
- They gossip like nobody's business: If you miss a payment, they might blab to your contacts that you owe them money. Yikes! Talk about public embarrassment.
- They turn nasty fast: Forget polite reminders. Shady Sams love spamming your WhatsApp with harsh messages the moment you're even a day late. Not cool, right?
- The clock's ticking: They often give you super short deadlines to repay, like 6 to 14 days. Pressure much? This makes it hard to catch up, pushing you deeper into debt.
- Interest rates bite: Imagine getting charged 2% to 7% extra every single day you're late. Yikes! That adds up quickly, turning a small loan into a huge burden.
- Blackmail alert: Remember, Shady Sams are often unlicensed. Their main weapon is shaming you, not legal action. So, don't give in to their threats – they already got their "pound of flesh" by hurting your reputation.
- They're like a hydra: They have tons of apps under different names. Trying to pay one with another Shady Sam loan is a terrible idea. It's like fighting one head of a monster only to have two more pop up!
- Silence is golden: Don't reply to their messages or calls. Block them on WhatsApp and report them directly to the platform and app store. Fight back by ignoring their drama!
- Break free! The only way to escape Shady Sams is to stop borrowing from them. It might seem tough, but you've got this! Remember, you survived before they came along. Trust yourself to find other ways to make ends meet. Don't let them bully you or break your spirit.
Remember, there's always another way. Install Truecaller to screen their calls and block their numbers. Stay strong, and don't let Shady Sams control your life! You've got this!
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LifeLine
These apps ain't playing fair:
- They blast embarrassing messages to your contacts if you're even a day late. Imagine your grandma getting spammed about your loan! Yikes!
- Their repayment plans are super short, like 6-14 days, making it tough to catch up. Feels like they're setting you up to fail.
- They charge crazy interest, 2% to 7% per day! That adds up faster than a speeding bullet, sinking you deeper in debt.
Hold up, don't play their game:
- If they start shaming you, don't give in! They already got their money by messing with your reputation. Don't give them more power.
- These apps are like bullies without a license. They can't hurt you legally, their only weapon is embarrassment. Don't let them win!
- Don't even think about borrowing from another app to pay them back. It's a trap! They have tons of apps, so you'll just end up deeper in debt with different faces.
Here's how to fight back:
- Get Truecaller! It helps you ID their calls and block them like nobody's business. Peace out, pests!
- Remember, the best way to escape these loan sharks is to stop borrowing from them in the first place. You got this!
- Block them on WhatsApp and report them directly. Let the platforms know these guys are bad news.
- If you don't borrow from them, you'll find a way to make it work. You were surviving before they came along, right? Don't let them mess with your life and self-respect.
Remember, you're not alone. There are resources available to help you deal with debt and get back on your feet. Don't let these loan sharks bully you. You've got the power to break free!
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Steady Kash
Prepare for an onslaught of SMS messages sent to your contacts, claiming you owe money.
Be prepared for a flood of aggressive WhatsApp messages if you're even a day late.
Their repayment periods usually range from 6 to 14 days, making it extremely difficult to settle the debt.
Expect exorbitant daily interest rates of 5% to 7%, pushing you further into financial trouble.
Once they tarnish your reputation, there's no point in repaying them. They've achieved their goal.
Since they lack proper licensing, they cannot pursue legal action against you. Their only recourse is to damage your reputation.
Avoid borrowing from other loan apps to repay these debts; it will only exacerbate the situation.
Utilize Truecaller to filter and block their calls, sparing yourself unnecessary stress.
The most effective way to escape loan sharks is to refrain from borrowing altogether.
Block them on WhatsApp and file reports directly with WhatsApp and the Google Play Store to prevent others from falling victim to the same scheme.
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Swift naira
They'll shoot off SMS to your contacts, saying you owe them money.
Brace yourself for a barrage of nasty WhatsApp messages if you're just a day late.
Their repayment plans usually last between 6 to 14 days, making it a real struggle to pay up.
Expect overdue interest rates of 5% to 7% per day, pushing you deeper into debt.
Don't bother paying them back once they tarnish your name. They've already got what they wanted.
Since they're not licensed, they can't take legal action against you. Their only weapon is to smear your reputation.
Avoid borrowing from other loan apps to settle your debts; you'll only dig yourself into a deeper hole.
Use Truecaller to screen and block their calls, sparing yourself unnecessary stress.
The best way to break free from loan sharks is to stop borrowing altogether.
Block them on WhatsApp and report them directly to WhatsApp and Google Play Store to protect others from falling into the same trap.
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Z Cash
Let me give you the lowdown on Z cash:
They'll shoot off SMS to your contacts, saying you owe them money.
Brace yourself for a barrage of nasty WhatsApp messages if you're just a day late.
Their repayment plans usually last between 6 to 14 days, making it a real struggle to pay up.
Expect overdue interest rates of 5% to 7% per day, pushing you deeper into debt.
Don't bother paying them back once they tarnish your name. They've already got what they wanted.
Since they're not licensed, they can't take legal action against you. Their only weapon is to smear your reputation.
Avoid borrowing from other loan apps to settle your debts; you'll only dig yourself into a deeper hole.
Use Truecaller to screen and block their calls, sparing yourself unnecessary stress.
The best way to break free from loan sharks is to stop borrowing altogether.
Block them on WhatsApp and report them directly to WhatsApp and Google Play Store to protect others from falling into the same trap.
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What you should know
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Any loan sharks that defame are never linked to the credit bureau in anyway and all they say to you are lies.
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Loan shark money cannot help solve anybody matter to better 40% - 70% in 7 days, they are simply misery compounders!! Do away with them.
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Loan Apps major aim is to make outrageous profit from people and render people bankrupt. Dont be a victim
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