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FCMB
Bank Rate Profile

FCMB

30 Mar 2026

First City Monument Bank (FCMB) is a Nigerian commercial bank founded in 1982 by the late Oloye Subomi Balogun as the first bank established in Nigeria without government or foreign support . Headquartered in Lagos, FCMB is a subsidiary of FCMB Group Plc, a financial holding company listed on the Nigerian Exchange (NGX: FCMB) . The bank holds an international banking license from the Central Bank of Nigeria after successfully completing its ₦500 billion recapitalization program in early 2026 . FCMB serves over 8 million customers across Nigeria with a network of branches and a UK subsidiary, FCMB (UK) Limited, regulated by the Financial Conduct Authority .

Latest Savings Deposit Rate
4.25%
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Reference Details
Short Name
FCMB
Bank Code
FCMBGB2LXXX
Support Email
customerservice@fcmb.com
Support Phone
07003290000
Headquarters
Primrose Towers, 17A Tinubu Street, Marina, Lagos, Nigeria
Source
N/A
Latest minimum and maximum interest per year

This table reflects the most recent published weekly rate sheet for FCMB.

Category Minimum Interest per Year Maximum Interest per Year
AGRICULTURE, FORESTRY AND FISHING 31.00% 46.00%
MINING & QUARRYING 31.00% 46.00%
MANUFACTURING 31.00% 46.00%
REAL ESTATE ACTIVITIES 31.00% 46.00%
PUBLIC UTILITIES 31.00% 46.00%
GENERAL COMMERCE 31.00% 46.00%
TRANSPORTATION & STORAGE 31.00% 46.00%
FINANCE & INSURANCE 31.00% 46.00%
GENERAL 31.00% 46.00%
GOVERNMENT 31.00% 46.00%
WATER SUPPLY SEWAGE, WASTE MANAGEMENT AND REMEDIATION ACTIVITIES 31.00% 46.00%
CONSTRUCTION 31.00% 46.00%
INFORMATION AND COMMUNICATION 31.00% 46.00%
PROFESSIONAL, SCIENTIFIC AND TECHNICAL 31.00% 46.00%
ADMINISTRATIVE AND SUPPORT SERVICE 31.00% 46.00%
EDUCATION 31.00% 46.00%
HUMAN HEALTH AND SOCIAL WORK ACTIVITIES 31.00% 46.00%
ARTS, ENTERTAINMENT AND RECREATION 31.00% 46.00%
ACTIVITIES OF EXTRATERRITORIAL ORGANIZATIONS AND BODIES 31.00% 46.00%
POWER AND ENERGY 31.00% 46.00%
CAPITAL MARKET 31.00% 46.00%
OIL & GAS 31.00% 46.00%
Weekly bank rate trend chart

Visualize how savings deposit, average prime, and average max rates have moved across recent weekly publications.

At least two published weekly rate sheets are required before the trend chart can be displayed.
Weekly publication history

Each publication preserves the weekly CBN-linked rate sheet for this bank.

Category Minimum Interest per Year Maximum Interest per Year
AGRICULTURE, FORESTRY AND FISHING 31.00% 46.00%
MINING & QUARRYING 31.00% 46.00%
MANUFACTURING 31.00% 46.00%
REAL ESTATE ACTIVITIES 31.00% 46.00%
PUBLIC UTILITIES 31.00% 46.00%
GENERAL COMMERCE 31.00% 46.00%
TRANSPORTATION & STORAGE 31.00% 46.00%
FINANCE & INSURANCE 31.00% 46.00%
GENERAL 31.00% 46.00%
GOVERNMENT 31.00% 46.00%
WATER SUPPLY SEWAGE, WASTE MANAGEMENT AND REMEDIATION ACTIVITIES 31.00% 46.00%
CONSTRUCTION 31.00% 46.00%
INFORMATION AND COMMUNICATION 31.00% 46.00%
PROFESSIONAL, SCIENTIFIC AND TECHNICAL 31.00% 46.00%
ADMINISTRATIVE AND SUPPORT SERVICE 31.00% 46.00%
EDUCATION 31.00% 46.00%
HUMAN HEALTH AND SOCIAL WORK ACTIVITIES 31.00% 46.00%
ARTS, ENTERTAINMENT AND RECREATION 31.00% 46.00%
ACTIVITIES OF EXTRATERRITORIAL ORGANIZATIONS AND BODIES 31.00% 46.00%
POWER AND ENERGY 31.00% 46.00%
CAPITAL MARKET 31.00% 46.00%
OIL & GAS 31.00% 46.00%