Privacy Policy
Loan Shark Review (“Loan Shark Review”, “us”, “we”, or “our”) is committed to protecting the privacy of our users. This Privacy Policy outlines the information that we collect, how we use and protect it, and your rights and choices with respect to the information.
We collect personal information from you when you use our website, such as your name, email address, IP address, and information about the pages you visit on our website. This information is used to provide you with a better user experience and to help us improve our services.
The Loanshark Review privacy policy is designed to inform you how we collect and use your data (personal information) in association with our business when you access our website through a computer, mobile phone, or other devices. This Privacy policy also explains what rights you have to access or change your data. Thus, the Loanshark Review privacy policy does not apply to information collected in any other way such as offline.
By registering or using our website, you fully consent to abide by our Privacy policy (subject to improvement over time) as regards to the collection, storage, and use of your personal data. If you do not agree with any of the policies, please do not use the website(s) in any way or provide us with your personal identity. Note that the terms and conditions of this privacy policy apply only to the extent that they are agreeable with the applicable laws in respective countries where the Loanshark Review is been used.
Information we collect
When you visit the Loanshark Review website, you might provide some information to us. Such information includes contact information you knowingly choose to reveal, your location, billing information to undertake a purchase or any form of transaction on the Loanshark Review platform, demographics and additional individual information, and technical information collected as you access our website.
Contact information
While interacting with the Loanshark Review website, especially when registering for the first time as member, we may request that you provide personal information including your name, physical address, institutional affiliation including job title, ORCID ID, email address, and telephone number.
Billing information
We do not store your billing information on our website, we use 3rd party payment gateway like Paystack, Paypal and 2checkout as a third party payment gateway hence, none of your billing information is stored on our database.
Demographic information
In some areas of the Loanshark Review website, we may collect demographic information such as your gender, educational degrees, age, career focus and discipline, ethnic background, interests, location etc.
Technical information
We may collect information without limitation, about the computer, mobile phone, or other devices you use to access the Loanshark Review website. The information, which may be collected during registration by Loanshark Review, may include the Internet Protocol (IP) address of the device or computer network used to access our website, browser type and language, the website that linked a user to our site, domain names, time zone settings referral source, specific searches and queries that you conducted via our websites and referring invitation link. This type of data will be collected automatically through servers, using cookies and other established technologies. Cookies will also be used to enable the website to remember user’s actions and preferences such as login, language, and different display preferences so that, over time, you do not have to re-enter such information repeatedly. Use of cookies is strictly in the interest of enhancing the user experience of our website. However, a user of Loanshark Review has the right to control the use of cookies. You can delete all cookies and set your browser to prevent them from being placed but blocking cookies may obstruct the ability to register, login, and gain unlimited access to areas on the Loanshark Review platform.
Retention and deletion of information
Loanshark Review retains indefinitely all the personal information gathered about users or subscribers as required to fulfil our legitimate business interest in conducting and managing our business and our relationship with you, which includes the legitimate interest we have in
- Providing an excellent publication meeting the expected standards of training quality and research integrity.
- Improving optimisation and security of our network, sites, and services.
- Limiting access of your personal information to those in our company who need to use it in the course of their work.
- Enhancing, personalising, and improving the services and/or communications that we provide to you.
- Ensuring optimal levels of physical and digital security of our equipment and devices by employing the use of password protection and encryption.
- Fraud prevention and detection, including operating a safe and lawful business.
Your personal information will be kept for as long as your account is active. This practice complies with our legal obligations (which honours opt-outs), dispute resolution, and the enforcement of our agreements to the extent permitted by law. If there is no legal source or other requirements for keeping your data and following several months of dormancy or no activity from you, any information that is no longer required will be removed.
Your rights over personal information
Every user of Loanshark Review has certain rights in respect of the information held about them (you). These rights include:
- The right to request from us access to personal data we store about you.
- The right, in certain circumstances, to ask us to stop processing information about you.
- The right to opt out of having your personal information used by Loanshark Review to send you promotional correspondences.
- The right to object to direct marketing from Loanshark Review.
- The right to demand that we correct or rectify any information that we hold about you which is incorrect or out of date.
- The right to be kept up to date on how we use your information, as we seek to do in this privacy policy.
