Is not their fault they cabbage in what they see online and cabbage it out without processing it.

Some will even tell you that they will arrest you at the airport. and some mumu loan app agents are taken the advantage to instill more fear on people

when next you hear such nonsense, ask them the following questions

• Which embassy do ask for Credit Report?
• Tell them to list all the documents embassies do request
• Ask them since when Embassies become financial police

Many of my guys are in US, Canada and UK, and they are owing many loan apps

These loans will only affect you if you want to borrow from financial institutions like banks, licensed microfinance banks, or any organizations that lend money — It has nothing to do with embassies.

So relax your mind and note that less than 5% of loan apps can actually report you to the credit bureau. You can pay them gradually until you finish.

As for the nonsense that Credcorp is planning to do, it's just propaganda and a complete nonsense. The idea that you will not be able to renew your passport or driver's license because you are in debt is ridiculous. We are waiting for them.

They will explain to the court when borrowing has become a crime in Nigeria.

I still don't understand: are you proposing that Nigerians cannot become citizens because they are in debt to you?

Borrowers cannot drive a car because they are in debt to you?

Maybe you should add one more: that they should go to jail because they are in debt to you.

We are waiting for you to implement your nonsense.