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  Hifund

  Category: Mild Loan

  Interest rate: 50%

  1. SMS Spam: Ease Credit may bombard your contacts with messages claiming you owe them money.
  2. WhatsApp Harassment: Be prepared for a flood of aggressive WhatsApp messages, even if you're just a day late.
  3. Short Repayment Periods: Their repayment plans typically last between 6 to 14 days, making repayment a real challenge.
  4. High Interest Rates: Expect daily interest rates of 5% to 7%, pushing you further into debt with each passing day.
  5. No Accountability: Once they tarnish your reputation, they won't hesitate to abandon you. They've already achieved their goal.
  6. No Legal Authority: Since they lack proper licensing, they're unable to take legal action against you. Instead, they resort to damaging your reputation.
  7. Avoiding Other Loans: Don't compound your problems by borrowing from other loan apps to pay them off. It only worsens the situation.
  8. Use Truecaller: Screen and block their calls using Truecaller to alleviate unnecessary stress.
  9. Break the Cycle: The best way to escape from loan sharks is to break free from borrowing altogether.
  10. Take Action: Block them on WhatsApp and report their behavior to WhatsApp and Google Play Store to protect others from falling victim to the same tactics.

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What you should know

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  Any loan sharks that defame are never linked to the credit bureau in anyway and all they say to you are lies.

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  Loan shark money cannot help solve anybody matter to better 40% - 70% in 7 days, they are simply misery compounders!! Do away with them.

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  Loan Apps major aim is to make outrageous profit from people and render people bankrupt. Dont be a victim

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