Your Journey to Freedom: Breaking Free from the Clutches of Loan Sharks

Your Journey to Freedom: Breaking Free from the Clutches of Loan Sharks

We have helped over 40,000+ people escape the clutches and jaws of loan apps. Follow our advice, and you'll break free from their grip. In my case, I owed 35+ loan apps. You will never finish paying them off. My debt grew to about ₦2.5 million naira after paying millions of naira to service debt for 3 years, and all my businesses collapsed.

You can read my story here:


https://loansharkreview.com/Testimonydetails/How-I-broke-free-from-the-claws-35-loan-apps


You have two options

You have two options

  1. You can either let it go by simply ignoring them, blocking them, and allowing them to do their worst, freeing yourself from their bondage.
  2. Or you can continue with them and cause further damage to your financial stature and even your health. You will never finish paying them because their daily interest will swallow the original capital. Imagine 2%-5% interest every day; in 30 days, the amount will be doubled.


The choice is yours to make. How I wish someone had told me this earlier; I wouldn't have allowed them to maintain their grip on me. They are evil and Satanic!


This may befall you if you continue with them:

  • You may resort to manipulating people and collecting money just to service loans.
  • No one could trust you with money anymore because you would give excuses.
  • You may even start selling your properties just to service the loan, hoping to avoid having your name published.
  • Among many other things, you will likely do to tarnish your name and image, all because you were pressured by evil loan apps.

If you are married, your children may not eat as they desire, and paying school fees may become a nightmare.

In my case, I almost had to sell my car just to service the loan. So the choice is yours to make.

My business completely collapsed, and I had to go back to the labor market (Thank God I'm back now). It's time for you to make your decision and stop paying them.



Protect Yourself: Steps to Safeguard Against Loan Apps

Protect Yourself: Steps to Safeguard Against Loan Apps

 What you can do now is to 

  • Remove all permissions they have on your phone,
  • Install Truecaller and block all Spam calls and messages so that you can have your sanity
  • Block them on WhatsApp
  • Remove Your pictures and your family from Facebook
  • Stop reading their messages as they may instill fear in you


Check this article: All you need to know about clearing your Contacts from Loan app Databases is it true or not?


Click to read


You can try this out But it will not stop all loan Apps

  1. Long press on App Icon.
  2. Go to App information (i)
  3. Clear Cache and Mobile Data.
  4. Deny all access there.
  5. Off Background mobile Data sharing
  6. Now Force Stop
  7. Go to Chrome browser on your phone.
  8. Type www.googlecontacts.com.
  9. You will see all the contacts you saved in your Google accounts.
  10. Create a new Google account then go to googlecontacts.com and save about 200 contacts
  11. Remove your Google account currently attached to your phone and replace it with the new Google account with fictitious numbers or random numbers you can search the web on how to generate number
  12. Ensure your real numbers are no longer on your phone and are backed up on Google Contacts
  13. Once you are sure it has been backed up successfully
  14. Launch all the Loan Apps and allow all permissions
  15. Stay within the app for about 5 minutes each to sync new contact
  16. When you are done sync new contacts Uninstall the app
  17. When you are done, remove the new Google Mail and contacts and reverse back to your contacts
  18. The process is just to add new contacts to the initial contacts they have, perhaps when broadcasting their messages the non-genuine ones will be picked. It can never replace what is in their database. 

Note: This approach does not work for many Loan Apps



The truth about your contact list

The truth about your contact list


Don't worry about your contacts. 99% of them don't even care about you. Be honest with yourself about how many of your contacts can you call to ask for money and will answer you speedily. 


That was my thought. ahh ah ahh my contact! Contact!

1. Came from a reasonably wealthy family

2. I teach people about how to make money

3. I'm a digital skills trainer and a programmer

4. People are looking up to me

5. My Clients, My Client! what will they say?

6. My business partners will be disappointed

7. I will lose my Job If my CEO knows about this

8. My brothers must not have heard about this


These were my thoughts too, and I found myself ensnared in the deep bondage and dungeon of loan shark apps until my debt exceeded ₦3 million naira, having transacted over ₦10 million naira with these lenders. Looking back, I find it difficult to forgive myself for falling so easily into their trap. Eventually, I was publicly shamed with serious repercussions almost every day for about two months. LCredit alone contacted more than half of my contacts. Imagine, approximately 25 apps bombarding my contacts with messages almost every week


Craft Your Own Disclaimer: Protect Your Contacts from Defamation

Craft Your Own Disclaimer: Protect Your Contacts from Defamation

 An unknown person sends defamation to your own contacts. Why not take the initiative to craft your own Disclaimer? Below is a link where you can find a disclaimer template. Feel free to customize it to your preference and send it to all your contacts. Your contacts are likely to believe your message over random messages from an unknown sender.


https://loansharkreview.com/Insightdetails/Generate-your-own-Disclaimer-to-counter-Loan-apps


When you receive a WhatsApp message from an unknown sender, it's best not to read their messages, as it may instill more fear in you. Simply ignore the message, respond with a firm "GbasGbos," and block and report the sender on WhatsApp and TrueCaller. Usually, after one month, they will leave you alone




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SAY NO TO LOAN SHARK APPS