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  PALMPAY FLEXI CASH

  Category: Mild Loan

  Interest rate: 35%

  Here’s what you need to be aware of:

  Broadcasting Your Debt: They won't hesitate to notify your contacts via SMS, alerting them about your debt.

  Harassment on WhatsApp: Be prepared for a barrage of harsh messages if you're even a day late on repayment.

  Tight Repayment Window: Their repayment periods are typically short, ranging from just 6 to 14 days, making it difficult to meet deadlines.

  High Interest on Overdue Payments: Their overdue interest rates can escalate fast, anywhere from 1% to 5% per day, which can quickly sink you deeper into debt.

  Reputation Over Debt: Once they start defaming you, paying them back won’t fix your reputation. They've already achieved their goal by tarnishing your name.

  Unlicensed and Defamatory Tactics: Despite not having proper licensing, their primary strategy is defamation — a cheap shot to force repayment.

  Don't Borrow from Other Loan Apps: Avoid the trap of borrowing from another loan app to pay them back. This will only lead you into a vicious cycle of debt.

  Block Their Calls: Use apps like Truecaller to identify their numbers and block their relentless calls.

  Break Free: The best solution? Stop borrowing from them entirely and free yourself from the cycle.

  Take Action: Block them on WhatsApp, and don’t hesitate to report their unscrupulous behavior to WhatsApp and the Google Play Store.

  Stay in Control: You were managing just fine before they came along. Don’t let their tactics harm your reputation or drain your finances.

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What you should know

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  Any loan sharks that defame are never linked to the credit bureau in anyway and all they say to you are lies.

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  Loan shark money cannot help solve anybody matter to better 40% - 70% in 7 days, they are simply misery compounders!! Do away with them.

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  Loan Apps major aim is to make outrageous profit from people and render people bankrupt. Dont be a victim

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