Expert Review
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Swiftnaira
They'll shoot off SMS to your contacts, saying you owe them money.
Brace yourself for a barrage of nasty WhatsApp messages if you're just a day late.
Their repayment plans usually last between 6 to 14 days, making it a real struggle to pay up.
Expect overdue interest rates of 5% to 7% per day, pushing you deeper into debt.
Don't bother paying them back once they tarnish your name. They've already got what they wanted.
Since they're not licensed, they can't take legal action against you. Their only weapon is to smear your reputation.
Avoid borrowing from other loan apps to settle your debts; you'll only dig yourself into a deeper hole.
Use Truecaller to screen and block their calls, sparing yourself unnecessary stress.
The best way to break free from loan sharks is to stop borrowing altogether.
Block them on WhatsApp and report them directly to WhatsApp and Google Play Store to protect others from falling into the same trap.
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KKcash
Allow me to shed some light on KK Cash and what you need to know to safeguard your financial well-being.
To begin with, KK Cash has a rather aggressive approach when it comes to debt collection. They won't hesitate to bombard every single one of your contacts with automated calls, making sure everyone knows about your outstanding debt. And if that's not enough, they'll also flood your WhatsApp with derogatory messages if you're just one day overdue. It's not a pleasant experience, to say the least.
Now, let's talk about their repayment plans. KK Cash typically offers repayment periods ranging from 6 days to 14 days, which can be quite challenging to meet. And to make matters worse, their overdue interest rates can soar as high as 5% to 7% per day, pushing you further into the abyss of debt.
Here's a crucial piece of advice: once KK Cash starts defaming you, don't even think about paying them back. They've already gotten what they wanted, and paying them won't make the derogatory messages disappear. Plus, since they're not licensed, they don't have much legal recourse besides tarnishing your reputation.
Whatever you do, resist the temptation to borrow from another loan app to repay KK Cash. They have a plethora of apps scattered across mobile app stores, so if you think you're escaping one debt by borrowing from another, think again. You'll only find yourself sinking deeper into financial trouble.
To shield yourself from KK Cash relentless harassment, consider installing Truecaller on your mobile phone. This handy app can help you identify and block their calls, giving you some much-needed peace of mind.
Ultimately, the best way to break free from KK Cash clutches is to stop borrowing altogether. It might not be easy, but it's the only way to avoid getting caught in their web of debt.
Take care, and remember that your financial well-being is worth more than any loan. Stay vigilant, make wise borrowing decisions, and don't let KK Cash or any other loan shark drag you down.
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Swifund
They will send SMS to your contacts, claiming that you owe them money.
Be prepared for a flood of unpleasant WhatsApp messages if you are even a day late.
Their repayment schedules typically range from 6 to 14 days, making it extremely challenging to settle the debt.
Anticipate daily overdue interest rates of 5% to 7%, pushing you further into financial hardship.
Once they tarnish your reputation, there is no point in repaying them. They have already achieved their objective.
Since they lack a license, they are unable to pursue legal action against you. Their only recourse is to damage your reputation.
Refrain from borrowing from other loan apps to repay your debts; this will only exacerbate your financial situation.
Utilize Truecaller to screen and block their calls, sparing yourself unnecessary stress.
The most effective way to escape from loan sharks is to cease borrowing altogether.
Block them on WhatsApp and report them directly to WhatsApp and the Google Play Store to prevent others from falling victim to the same scam.
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FastCent-Quick Loan In Nigeria
Here's the scoop:
1. They're not shy about letting your contacts know you owe them cash, hitting them up with SMS messages.
2. Brace yourself for a barrage of not-so-nice messages on WhatsApp if you're even a day late with your payment.
3. Their repayment plans usually give you a tight window, ranging from 6 to 14 days, which can be a real challenge to meet.
4. Watch out for their sky-high overdue interest rates, ranging from 1% to a hefty 5% per day. That'll only bury you deeper in debt.
5. Don't cave and pay up if they start tarnishing your name. They're just after their money, and once they've defamed you, they've got what they wanted.
6. They may not have a license, but their weapon of choice is defamation. Pretty low, huh?
7. Whatever you do, don't try borrowing from another loan app to settle your debts with them. It's a trap! You'll just end up in more hot water.
8. Thinking about screening their calls? Consider installing Truecaller on your phone to see who's ringing before you answer. That way, you can dodge their calls if you're not in the mood to chat.
9. The best way to shake off loan sharks is to kick the borrowing habit altogether.
10. If they're causing trouble, don't hesitate to block them on WhatsApp and report their shady practices straight to WhatsApp and the Google Play Store.
11. Remember, you were doing just fine before they came along. Don't let them mess with your reputation or your wallet.
Step by step guide to break free from loan apps
What you should know
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Any loan sharks that defame are never linked to the credit bureau in anyway and all they say to you are lies.
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Loan shark money cannot help solve anybody matter to better 40% - 70% in 7 days, they are simply misery compounders!! Do away with them.
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Loan Apps major aim is to make outrageous profit from people and render people bankrupt. Dont be a victim
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