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  Nicenaira

  Category: Mild Loan

  Interest rate: 35%

   

  1. They’ll send SMS blasts to your contacts, claiming you owe them money.
  2. Be ready for a flood of nasty WhatsApp messages if you’re even a day late.
  3. Their repayment windows are ridiculously short—just 6 to 14 days—making it nearly impossible to repay on time.
  4. Expect daily overdue interest rates between 5% and 7%, pushing you deeper into debt.
  5. Once they’ve trashed your reputation, paying them back is pointless—they’ve already hit their goal.
  6. Since they’re unlicensed, they can’t take legal action. Ruining your name is their only weapon.
  7. Don’t borrow from other loan apps to clear your debt—it’ll only dig you into a deeper hole.
  8. Use Truecaller to block their calls and protect your peace of mind.
  9. The best way to beat loan sharks? Stop borrowing altogether.
  10. Block them on WhatsApp and report them to both WhatsApp and Google Play Store to stop others from falling into their trap.

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What you should know

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  Any loan sharks that defame are never linked to the credit bureau in anyway and all they say to you are lies.

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  Loan shark money cannot help solve anybody matter to better 40% - 70% in 7 days, they are simply misery compounders!! Do away with them.

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  Loan Apps major aim is to make outrageous profit from people and render people bankrupt. Dont be a victim

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