Expert Review
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Ymoney
Let's dive into YMoney and what you need to know:
They might shoot SMS to your pals saying you owe them cash.
Prepare for all sorts of not-so-nice messages on WhatsApp as soon as you're a day late.
Their repayment window is tight, usually from 6 to 14 days. Tough, right?
Watch out for the extra fees if you're late. It can be anywhere from 1% to 5% per day and will only push you deeper into debt.
Don't rush to pay them off if they start spreading rumors about you. They benefit when they trash your rep.
Don't sweat it too much. These loan apps aren't licensed, so they're all bark and no bite. Defamation is their only weapon.
Whatever you do, don't borrow from another app to pay them. It's a never-ending cycle of debt. They've got tons of apps out there, so you might just end up borrowing from them again.
Grab Truecaller for your phone. It helps you screen calls and block their numbers.
The real fix? Stop borrowing altogether. It's the only way to break free from these loan sharks.
Block them on WhatsApp and make sure to report their shady tactics to WhatsApp and the Google Play Store.
Remember, you were doing just fine before these loan apps showed up. Don't let them ruin your life. You've got this!
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What you should know
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Any loan sharks that defame are never linked to the credit bureau in anyway and all they say to you are lies.
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Loan shark money cannot help solve anybody matter to better 40% - 70% in 7 days, they are simply misery compounders!! Do away with them.
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Loan Apps major aim is to make outrageous profit from people and render people bankrupt. Dont be a victim
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