I want to talk about the serious problems many Nigerians face with loan apps. These apps make it seem like they're helping you by offering easy loans, but in reality, they trap you in debt that can destroy your life.

I want to talk about the serious problems many Nigerians face with loan apps. These apps make it seem like they're helping you by offering easy loans, but in reality, they trap you in debt that can destroy your life. Most of these loan apps are scams, and they take advantage of people by charging very high interest rates and penalties.

I've had terrible experiences with three loan apps. Even though I was a good customer for almost two years, they turned against me when I couldn't pay back on time. The interest rates they charge are crazy and keep piling up daily. They expect people who don't know any better to pay these unfair charges.

These loan apps, like Palmpay Flexi, Easemoni, and Easybuy (which is Xcross in disguise), are like financial predators. We need to find a way to stop them before they hurt more people. God will protect Nigerians from these scammers, but we must also stand strong and not be afraid of their empty threats. Together, we can break free from their grip.

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