Does AdvanceMeToday have a physical office?

The Official Record:

According to the Better Business Bureau, Advancemetoday.com lists this address:

P.O. Box 1124-1007, New York, NY 10102 

That is a PO Box. Not an office. Not a building where you can meet anyone.

The Warning:

Most illegal loan apps and predatory lenders use one of three address tactics:

1. PO Boxes (like AdvanceMeToday)—you cannot visit these
2. Virtual offices—rented addresses with no actual staff
3. Fake addresses—empty buildings, residential homes, or non-existent locations

The Test to Determine if They Are Genuine:

Call their customer service number (if one exists) and demand:

"I would like to schedule a physical, in-person meeting at your office to discuss my loan terms. Please provide your street address and a specific time when I can meet with a manager."

• A legitimate lender will either provide a real address and accommodate the request, OR explain transparently why they are online-only.
• A loan shark will make excuses, hang up, refuse, or give you another PO Box.

Verdict: AdvanceMeToday fails this test immediately by listing only a PO Box as their business location .