Expert Review
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Z cash
Downloading Apps Outside the Play Store: If you’ve downloaded the Z Cash app from outside the Google Play Store, be cautious as you may have unknowingly granted the app access to your contacts. To protect yourself, you can generate a personalized disclaimer here: Create Your Disclaimer.
Avoid Loan Agent Scams: Before falling for loan agents in groups, take a moment to educate yourself about the scams they run on social media. Protect yourself from fraudulent schemes: Learn More.
Myth About Clearing Contacts: It’s important to know that no one can remove your contacts from a loan app’s database. Find out the facts here: Get the Facts.
Ignore Harassment: If a loan app has contacted your friends or family, don’t panic. You owe them nothing more, so ignore the harassment and focus on moving forward.
Unlicensed Apps Are Powerless: Loan apps that resort to threats or defamation are not legitimate. They can’t take any legal action against you and only rely on intimidation.
Your Contacts Can’t Help: Most of your contacts are likely aware of the shady practices used by loan apps, and they won’t be able to help much in this situation.
Beware of Short-Term Loans: Loans with short repayment periods and high interest rates often come with harassment and threats. Always avoid unlicensed lenders and opt for those that are regulated.
Debt Can Lead to Bankruptcy: Borrowing from unregulated apps can damage your finances and push you towards bankruptcy. The best approach is to stop borrowing and get control over your financial situation.
Avoid Overdue Interest Scams: Once you’ve repaid the principal and original interest, ignore any requests for overdue interest. These are often scams.
Avoid Debt Cycles: Taking out one loan to pay off another can trap you in a cycle of debt. Many loan sharks operate across multiple apps, making it easy to spiral into deeper trouble.
Use Truecaller to Block Loan Sharks: Install Truecaller on your phone to block loan shark calls and report them. You can also report them on WhatsApp and the Google Play Store.
Break Free from Loan Sharks: The only way to free yourself from loan sharks is to stop borrowing. Remember, you were fine before they came into your life—don’t let them damage your reputation.
Prioritize Your Financial Health: Always put your financial well-being first. Don’t let loan sharks jeopardize your future. Stay strong and protect your peace of mind.
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What you should know
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Any loan sharks that defame are never linked to the credit bureau in anyway and all they say to you are lies.
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Loan shark money cannot help solve anybody matter to better 40% - 70% in 7 days, they are simply misery compounders!! Do away with them.
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Loan Apps major aim is to make outrageous profit from people and render people bankrupt. Dont be a victim
What people are saying
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