The menace of loan apps sending defamatory messages to customers is quite alarming these days. It's essential for everyone to learn how to counter these messages by sending a preemptive message to their contacts, cushioning the effect of the loan app's defamatory messages. In fact, it's better to prepare your loved ones beforehand, so they're not caught off guard when they receive a message from the loan app. This approach can create a soft landing for your contacts, enabling them to easily dismiss the message and even defend you if needed.

To do this, you can create a WhatsApp broadcast message and send it to your major contacts. Feel free to select any template below and customize it to your needs.

1. Disclaimer:

Dear Family, Friends, and Loved Ones,

I hope this message finds you well. I would like to bring to your attention that my mobile device has been compromised, and unauthorized individuals may be using it to send messages claiming that I owe a loan company. Please be advised that these messages are not legitimate and should be disregarded.

I want to assure you that I am not indebted to any loan company, and any such claims are false. It appears that my SIM card has been hacked, and I am taking immediate steps to address this security breach.

If you receive any messages purporting to be from me regarding loan payments or financial obligations, I urge you not to make any payments or take any action based on these messages. Kindly verify any such communication directly with me before responding or making any payments.

Please understand that my primary concern is your security and well-being, and I apologize for any inconvenience caused by this unfortunate situation. Thank you for your understanding and cooperation.

Sincerely,

[Your Name]

2. Disclaimer:
Dear Sir/Ma

"Dear recipients, it has come to my attention that unauthorized messages may have been sent from my account regarding alleged debts to a loan company. Please be advised that my SIM card may have been compromised, leading to unauthorized access. Kindly disregard any such messages and refrain from making any payments without verifying the information directly with me. I apologize for any inconvenience caused.

Sincerely,

[Your Name]

3. Disclaimer:

To my dear contacts, I wish to inform you of a concerning situation involving my communication devices. It appears that my SIM card has been compromised, resulting in the transmission of misleading messages regarding debts to a loan company. I want to assure you that I am actively working to resolve this issue and prevent any further unauthorized activity. In the meantime, please ignore any suspicious messages and refrain from making any payments without first verifying with me directly. Your cooperation is greatly appreciated.

4. Disclaimer:

Notice of Sim Card Hacking: Please be aware that my phone's sim card has been compromised. Any messages or requests for loan repayment are fraudulent and should be disregarded. Verify all requests with me directly before taking any action

Sincerely,

[Your Name]

6. Disclaimer:

Notice of Fraudulent Activity: My sim card has been hacked, and scammers may be sending messages requesting loan repayment. Please ignore these messages and verify all requests with me directly to avoid any potential financial loss or damage.

Sincerely,

[Your Name]

 

7. Disclaimer:

Urgent Information: My phone number may be compromised.  If you see messages from me about a loan debt, please know it's fraudulent.  For any financial matters, reach out to me directly to confirm authenticity.

Sincerely,

[Your Name]

8. Disclaimer

Important Notice Regarding Unauthorized Loan Transactions

Dear Families, Friends, and Loved Ones,

I am reaching out to you today to address a concerning issue that has recently come to my attention. It has come to my notice that some of you may have received messages suggesting that I am indebted to a loan company. I want to assure you that this information is entirely false and misleading.

I want to clarify that I have no association with any loan apps or lending institutions. Unfortunately, my phone was stolen, and it appears that my SIM card was subsequently used to obtain loans from various loan apps without my consent or knowledge. As a result, I have been wrongfully implicated in these transactions.

I want to emphasize that I cannot be held responsible for debts that I did not incur. It is deeply concerning that my stolen phone has been used in such a manner, but I want to assure you that I am taking every possible step to rectify this situation.

I urge you to exercise caution and discretion if you receive any messages or communications claiming that I owe money to a loan company. Please disregard these messages and report the number to me. 

Furthermore, I want to take this opportunity to remind everyone of the importance of safeguarding personal devices, such as phones and SIM cards. Instances of SIM card theft and misuse are unfortunately becoming more prevalent, and it is crucial to take proactive measures to protect ourselves against such threats.

In conclusion, I want to express my sincere gratitude for your understanding and support during this challenging time. Rest assured that I am doing everything within my power to resolve this issue and prevent any further unauthorized activity. If you have any concerns or questions, please do not hesitate to reach out to me directly.

Thank you for your attention to this matter.

Warm regards,

[Your Name]

9. Disclaimer
Disclaimer: Sim Card Fraud Alert

I wish to bring to the attention of our families, friends, and loved ones a serious matter regarding fraudulent activities involving loan apps. My sim card was recently stolen, and unauthorized loans were taken out in our name from various loan apps. I want to emphasize that I have no affiliation with these loan apps and are not responsible for any debts incurred.

Please be aware that any messages or requests for loan repayment are fraudulent and should be disregarded. I urge you to verify all requests with me directly before taking any action. I am working to resolve this matter and appreciate your understanding and cooperation.

10. Disclaimer

Protect Yourself from Loan App Fraud: A Warning

I want to bring to your attention a serious matter regarding fraudulent activities involving loan apps. My phone was stolen, and my SIM card was used to obtain unauthorized loans from loan apps. I want to emphasize that I have no connection with these loan apps and are not responsible for any debts incurred.

Please be cautious and protect your phone and SIM card from theft. Be aware that scammers may use your line to borrow from loan apps, leaving you liable for the debt. Verify all requests with us directly before taking any action, and report any suspicious activities to the relevant authorities. We appreciate your understanding and cooperation in this matter.

11. Disclaimer

Dear Friends and Family,

I hope this message finds you well. I am writing to address a matter of urgency that has recently come to my attention. It appears that there have been unauthorized transactions involving loan apps in my name. I want to assure you that I have no association with any lending institutions or loan companies.

Upon further investigation, it has become evident that my phone was stolen, and my SIM card was used to obtain loans without my knowledge or consent. I want to emphasize that I have not borrowed any money from these loan apps, and I cannot be held responsible for debts that I did not incur.

I urge you to exercise caution if you receive any messages or communications claiming that I owe money to a loan company. Please disregard these messages and refrain from taking any action based on them. It is crucial to verify the authenticity of such claims before making any assumptions.

Additionally, I want to stress the importance of securing personal devices and safeguarding sensitive information. Instances of identity theft and fraud are unfortunately on the rise, and it is essential to take proactive measures to protect ourselves from such risks.

In conclusion, I want to thank you for your understanding and support during this challenging time. I am actively working to rectify this situation and prevent any further unauthorized activity. If you have any questions or concerns, please feel free to reach out to me directly.

Warm regards,

[Your Name]


12. Disclaimer

Urgent Notification Regarding Fraudulent Loan Transactions

Dear Loved Ones,

I hope this message reaches you in good health and spirits. I am writing to bring to your attention a matter of great concern that has recently come to light. It has been brought to my attention that there have been fraudulent activities involving loan apps, falsely implicating me in debt.

I want to assure you that I have not taken out any loans from any lending institutions or loan companies. Unfortunately, it appears that my phone was stolen, and my SIM card was used to obtain loans without my knowledge or consent.

I want to emphasize that I am not responsible for these unauthorized transactions and cannot be held liable for debts that I did not incur. I urge you to exercise caution and skepticism if you receive any messages or communications suggesting otherwise.

Furthermore, I want to stress the importance of taking proactive measures to protect personal devices and sensitive information. Instances of identity theft and fraud are becoming increasingly prevalent, and it is essential to remain vigilant against such threats.

In closing, I want to express my sincere gratitude for your understanding and support during this challenging time. Rest assured that I am actively working to resolve this issue and prevent any further unauthorized activity. If you have any concerns or questions, please do not hesitate to reach out to me.

Thank you for your attention to this matter.

Warm regards,

[Your Name]

13. Disclaimer

Clarification Regarding Unauthorized Loan Transactions

Dear Friends and Family,

I hope this message finds you well. I am reaching out to provide clarification on a matter that has recently arisen involving alleged debts to a loan company. I want to categorically state that I have no affiliation with any loan apps or lending institutions.

Upon exploring various loan options, I briefly created an account with a loan app to assess their interest rates. To my dismay, I discovered exorbitant interest rates of 45% within a mere 7-day period. Consequently, I promptly canceled the application and uninstalled the app from my device.

However, it has come to my attention that despite canceling the application, my account was illicitly used by certain individuals within the company to secure loans from their multiple apps. I want to emphasize that I did not initiate any transactions nor receive any funds from these loans.

Subsequently, I received calls from their agents demanding repayment for loans I never received. This experience has been both alarming and distressing, and I want to caution everyone against engaging with such unscrupulous practices.

Therefore, I urge you to disregard any messages or communications alleging that I owe money to a loan company. Furthermore, I strongly advise against downloading or engaging with any loan apps associated with such dubious practices.

Thank you for your attention to this matter, and please do not hesitate to reach out if you have any concerns or questions.

Warm regards,

[Your Name]

14. Disclaimer

Important Notice Regarding Unlawful Loan Transactions

Dear Loved Ones,

I hope this message finds you safe and secure. I am writing to bring to your attention a concerning issue that has recently come to light involving unauthorized loan transactions purportedly linked to my name.

Let me be clear: I have no involvement with any loan apps or lending organizations. However, it has come to my attention that my account with a particular loan app was misused by individuals within the company to obtain loans without my consent.

Despite my immediate action to cancel the application and uninstall the app upon discovering the exorbitant interest rates, I have been targeted by their agents demanding repayment for loans I did not receive. This situation is both distressing and unjust.

I want to assure you that I did not initiate any transactions or receive any funds from these loans. Therefore, I urge you to disregard any messages or communications claiming that I owe money to a loan company.

Furthermore, I implore you to exercise caution and refrain from engaging with any loan apps associated with such fraudulent practices. Your vigilance is crucial in safeguarding against such deceitful schemes.

Thank you for your understanding and support during this challenging time. If you have any concerns or questions, please do not hesitate to reach out to me directly.

Best regards,

[Your Name]

15. Disclaimer

Urgent Notification Regarding Misuse of My Account

Dear Family and Friends,

I trust this message finds you well. I am reaching out to you today with an urgent notification regarding the misuse of my account with a loan app.

Recently, I became aware that my account with the loan app was unlawfully accessed and used to secure loans without my authorization. Despite my immediate action to cancel the application and uninstall the app upon discovering their exorbitant interest rates, I have been falsely implicated in these transactions.

It is distressing to report that I have received calls from their agents demanding repayment for loans that I never initiated or received. This situation is deeply concerning and highlights the importance of remaining vigilant against fraudulent activities.

I want to assure you that I have taken all necessary steps to address this issue and prevent any further unauthorized activity. However, I urge you to disregard any messages or communications claiming that I owe money to a loan company.

Additionally, I advise against downloading or engaging with any loan apps associated with such deceptive practices. Your safety and security are paramount, and I appreciate your understanding and support during this challenging time.

If you have any concerns or questions, please do not hesitate to reach out to me directly.

Warm regards,

[Your Name]

16. Disclaimer

Notice Regarding Unauthorized Transactions and Loan Demands

Dear Friends and Family,

I hope this message finds you in good health. I am writing to address a distressing situation that has recently come to my attention regarding unauthorized transactions and loan demands.

I want to make it unequivocally clear that I have no association with any loan apps or lending institutions. However, it has come to my notice that my account with a loan app was unlawfully accessed and utilized to obtain loans without my knowledge or consent.

Despite my immediate action to cancel the application and uninstall the app due to their exorbitant interest rates, I have been unjustly targeted by their agents demanding repayment for loans I did not initiate or receive.

This experience has been deeply troubling, and I want to caution everyone against engaging with loan apps associated with such deceptive practices. It is essential to remain vigilant and exercise caution when dealing with financial transactions, particularly in the digital realm.

Therefore, I urge you to disregard any messages or communications alleging that I owe money to a loan company. Furthermore, I advise against downloading or interacting with any loan apps linked to such fraudulent activities.

Thank you for your understanding and support during this challenging time. If you have any concerns or questions, please feel free to reach out to me directly.

Best regards,

[Your Name]

17. Disclaimer
Statement Regarding Unlawful Use of My Account for Loan Transactions

Dear Loved Ones,

I trust this message finds you safe and well. I am writing to inform you of an alarming situation involving the unlawful use of my account for loan transactions without my consent.

First and foremost, I want to emphasize that I have no involvement with any loan apps or lending organizations. However, it has come to my attention that my account with a loan app was maliciously accessed and exploited to secure loans without my authorization.

Despite promptly canceling the application and removing the app from my device upon discovering their exorbitant interest rates, I have been targeted by their agents demanding repayment for loans I did not initiate or receive.

This experience has been deeply unsettling, and I want to caution everyone against engaging with loan apps associated with such fraudulent practices. It is crucial to exercise caution and vigilance when navigating financial transactions, especially in the digital landscape.

Therefore, I urge you to disregard any messages or communications suggesting that I owe money to a loan company. Additionally, I advise against downloading or interacting with any loan apps connected to such deceitful activities.

Thank you for your understanding and support during this challenging time. Your safety and security are of paramount importance, and I appreciate your attention to this matter.

Warm regards,

[Your Name]

18. Disclaimer

Important Notice Regarding False Claims of Debt

Dear Friends, Family, and Loved Ones,

I am writing to address a concerning issue that has recently surfaced regarding false claims of debt to a loan company.

Please be advised that any messages or communications alleging that I owe money to a loan company are entirely baseless and without merit. I want to make it unequivocally clear that I have no association with loan apps or lending institutions.

It has come to my attention that my personal and financial details were compromised when I created an account with a loan app some time ago. While I settled my obligations with that particular app, I was shocked to receive demands for repayment from another app that I had no prior knowledge of.

Upon further investigation, I discovered that my financial information had been unlawfully shared or sold to multiple loan apps without my consent. Subsequently, agents from these apps utilized my account to secure loans, resulting in unwarranted claims of indebtedness against me.

I want to emphasize that I did not initiate any transactions with these loan apps nor did I receive any funds from them. The situation is distressing and underscores the importance of safeguarding personal information in today's digital age.

Therefore, I urge you to disregard any messages or communications suggesting that I owe money to a loan company. Furthermore, I caution against engaging with loan apps that operate with dubious practices and disregard consumer privacy rights.

Please be vigilant and exercise caution when interacting with financial institutions or apps, and prioritize the protection of your personal and financial information.

Thank you for your attention to this matter, and please do not hesitate to reach out if you have any concerns or questions.

Warm regards,

[Your Name]

19. Disclaimer

Notification Regarding False Claims of Debt

Dear Friends and Family,

I hope this message finds you well. I am reaching out to address a concerning matter regarding false allegations of debt from a loan company.

It has recently come to my attention that there have been attempts to assert that I owe money to a loan company. I want to unequivocally state that I have no affiliations with any loan apps or financial institutions.

Upon investigation, it appears that my personal information may have been compromised, leading to unauthorized transactions with multiple loan apps. Despite my efforts to rectify the situation, I continue to receive unwarranted demands for repayment from entities I have never engaged with.

I want to assure you that I have taken all necessary steps to safeguard my personal information and address this issue. I urge you to disregard any messages or communications suggesting otherwise.

Your understanding and support during this challenging time are greatly appreciated.

Warm regards, [Your Name]

20. Disclaimer

Important Announcement Regarding Alleged Debt

Dear Loved Ones,

I am reaching out to address a troubling situation regarding false claims of debt from a loan company.

Please be aware that any messages or notifications asserting that I owe money to a loan company are entirely false and without merit. I want to emphasize that I have no connections to any loan apps or lending organizations.

It has recently come to my attention that my personal information may have been compromised, resulting in unauthorized transactions with various loan apps. Despite my efforts to resolve the issue, I continue to receive harassing communications demanding repayment for loans I did not initiate.

I want to reassure you that I am taking every necessary action to rectify this situation and protect my privacy. I kindly ask for your understanding and support during this challenging time.

Thank you for your attention to this matter.

Sincerely, [Your Name]

21. Disclaimer

Notice Regarding Erroneous Debt Claims

Dear Friends and Family,

I hope this message finds you well. I am reaching out to address a concerning issue regarding false claims of debt from a loan company.

Please be advised that any assertions of indebtedness to a loan company are entirely unfounded and inaccurate. I want to make it clear that I have no associations with any loan apps or financial institutions.

After discovering unauthorized transactions with loan apps, I have taken immediate steps to rectify the situation and protect my personal information. However, I continue to face unwarranted demands for repayment from entities I have never conducted business with.

I urge you to disregard any messages or communications suggesting otherwise and appreciate your understanding and support during this challenging time.

Warm regards, 

[Your Name]

22. Disclaimer

Important Update Regarding Alleged Loan Debt

Dear Friends and Family,

I am writing to address a troubling matter regarding false claims of debt from a loan company.

It has come to my attention that there have been attempts to assert that I owe money to a loan company, which is entirely untrue. I want to emphasize that I have no affiliations with any loan apps or lending institutions.

Despite my efforts to rectify the situation and dispute these erroneous claims, I continue to receive harassing communications demanding repayment for loans I never took out. This situation has been distressing, and I am taking every necessary action to protect my privacy and resolve the issue.

I kindly request your understanding and support during this challenging time, and I urge you to disregard any messages or communications suggesting otherwise.

Thank you for your attention to this matter.

Sincerely, 

[Your Name]