Can LoanMax access my phone contacts and photos?

No - not through an app.

LoanMax operates through physical locations and websites, not a mandatory mobile application. This is a critical distinction from predatory loan apps.

How to Check if LoanMax (or any lender) Has Access:

• Step 1: Open your phone Settings
• Step 2: Tap "Apps" or "Application Manager"
• Step 3: Search for any app named "LoanMax," "Title Loans," or similar
• Step 4: Tap "Permissions"
• Step 5: If you see "Contacts" or "Photos" toggled ON, REVOKE IMMEDIATELY

The "Prior to 2024" Warning:

You are absolutely correct. Before 2024, Google Play Store policies were significantly looser. Many predatory apps exploited "Storage" or "Phone" permissions to scrape your entire contact list without your explicit knowledge. If you downloaded any loan app before 2024, assume it has your contacts and take action:

• Delete the app immediately
• Change your passwords
• Warn your contacts

Conclusion for LoanMax: LoanMax does not require app installation. If you are asked to download an app to get a title loan, it is likely a scam. Visit a physical store instead.