Is ACE Cash Express licensed to operate?

Yes, they are licensed in 22+ US states .

However: "Licensed" does not mean "fair." You must know your rights and exercise them immediately.

• Your Right to "Free Repayment Plan": If you live in a state like Texas, California, or Florida (where ACE operates), check your contract. Many borrowers have the right to a no-fee installment plan. ACE was sued because they did not tell people this .
• Your Right to Sue: Because they are licensed, they are sue-able. If they harass you, you can take them to small claims court. You cannot sue a ghost app that disappears.
• Action Item: If you use ACE, immediately email acepresident@acecashexpress.com to request a physical meeting or a free payment plan . Document everything.