| Interest Rate | 35% |
| Duration | 7 days maximum |
| Access Level | Public |
| Company Name | Chacha |
| Phone 1 | |
| Phone 2 | |
| Website or Store | https://www.chacha.ng/ |
| Address | Unknown |
| Category | Dangerous Loan |
| Company Email | support@chacha.ng |
| Views | 1,785 |
Chacha is a reliable and secure online loan app that is dedicated to helping individuals in Nigeria with their financial needs. We understand the importance of access to credit and the impact it can have on one's life. That's why we have made it our mission to provide instant, easy-to-access loans to those in need.
Our company profile showcases our commitment to excellence and customer satisfaction. We have a team of experienced professionals who work tirelessly to ensure that our clients receive the best possible loan experience. Our goal is to be the leading provider of safe and reliable online loans in Nigeria.
About Us
Chacha was founded with the aim of providing Nigerians with a safe and easy-to-use platform for accessing loans. Our focus on customer satisfaction and providing excellent customer service sets us apart from the competition. We believe that everyone deserves access to credit and we are committed to making it a reality for our clients.
Company Services
At Chacha, we offer a range of loan services that cater to the needs of individuals and businesses. Our instant loan service is designed to provide quick access to credit for emergency needs such as medical bills, family emergencies, and much more. Our loans are available at competitive interest rates and with no hidden fees, rollover charges or transaction fees.
Our Mission
Our mission is to provide access to credit for all Nigerians, regardless of their financial situation. We believe that access to credit can have a significant impact on an individual's life and we are dedicated to making it a reality for as many people as possible. Our goal is to help entrepreneurs grow their businesses and assist individuals with emergency needs through our instant loan service.
Our Vision
Our vision is to be the leading provider of safe and reliable online loans in Nigeria. We strive to provide our clients with the best possible loan experience and to be a trusted partner in their financial journey.
Our Core Values
At Chacha, we are guided by a set of core values that reflect our commitment to excellence and customer satisfaction. These values include:
Excellent Customer Service
Cooperative Partner
Ease of Use
Security
Instant Loans
Why Chacha is Your First Choice
Chacha is the ideal choice for those in need of instant access to credit in Nigeria. Our platform is designed with ease-of-use in mind and our loans are available at competitive interest rates. We are committed to protecting the privacy of our clients and take great care to encrypt their personal data. Our focus on excellent customer service, security and reliability makes Chacha the first choice for online loans in Nigeria.
Loan Eligibility
Chacha offers loans to Nigerian citizens over the age of 20 who have a stable job and are able to repay. Our goal is to help as many people as possible, and our loan eligibility requirements reflect this commitment.
Privacy Authorization
At Chacha, we take the privacy of our clients very seriously. With your permission, we will use the data on your phone to verify your identity and create a credit score for easy access to personal loans. We promise to never share your information with third parties and to encrypt the data you choose to share with us.
Contact Us
If you have any questions, feedback, or concerns, please don't hesitate to contact us at services@chacha.com. We are always happy to help and are dedicated to making your loan experience as smooth and stress-free as possible.
In conclusion, Chacha is the ideal choice for those in need of instant access to credit in Nigeria. Our platform is designed with ease-of-use in mind, our loans are available at competitive interest rates, and we are committed to protecting the privacy of our clients.
Expert Counsel
Let's chat about Chacha and what you need to know to steer clear of any financial pitfalls.
First things first, brace yourself for their aggressive communication tactics. If you happen to owe Chacha money, they won't hesitate to send SMS messages to your contacts, letting them know about your financial situation. Additionally, be prepared for all sorts of derogatory messages flooding your WhatsApp contacts, especially if you're just one day overdue.
Now, let's talk about their interest rates. Hold onto your hat because they're steep, ranging from 5% to 7% per day. That's a hefty sum, and if you're not careful, it can quickly snowball into more debt.
Here's a critical piece of advice: if Chacha resorts to defaming you, don't feel pressured to pay them back. Once they've tarnished your reputation, they've already achieved their goal, so there's little incentive for them to negotiate or cooperate.
It's important to note that Chacha operates as an unlicensed loan app. This means they don't have the authority to take legal action against you. Their primary weapon is defamation, so if you stand firm and don't let their tactics intimidate you, you'll be in a stronger position.
Whatever you do, resist the temptation to borrow from another loan app to pay off your debts with Chacha. This will only worsen your financial situation and could lead to bankruptcy.
To shield yourself from their incessant calls and messages, consider installing Truecaller on your mobile phone. This app helps you identify incoming calls and block unwanted numbers, giving you more control over who can reach you.
Remember, the ultimate solution to break free from the clutches of loansharks like Chacha is to stop borrowing altogether. Focus on managing your finances wisely and explore alternative ways to meet your financial needs without resorting to high-interest loans.
Take charge of your financial future, and don't hesitate to block Chacha on WhatsApp and report their behavior to both WhatsApp and Google Play Store. By taking these steps, you can protect yourself and others from falling victim to their predatory practices.
Stay vigilant and empowered on your financial journey.
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Reviews
Nonsense loan apps30% interest in 7 days. If you default after 7 days they will send messages to all your contacts. Stay away. They have many apps on play store.
- 3/25/2023
- Run run run ooooo
Evil people, do not patronize them they will defame you please
- 3/25/2023
This app is no more as it used to be they make you go all the way to bind yoir card and then, they will take eternity before giving the loan with enormous interste rate. I will not recommend them to anyone at all.
- 3/16/2023
- Stay Away
they are fraud, the interest rate is too high and nobody will pay up in that short duration, evil organization
- 3/16/2023
- scam app
This is a scam app, their loan 100% interest rate. Just to click on it to see loan options. i got an alert, with 100% interest rate. I have paid the money i they paid into my account. I'm not paying any interest, they're scammers.
- 3/8/2023
- Do not worry yourself
They have been removed from pay store. Very useless loan apps
- 2/24/2023
- Run oo
This app automatically belongs to scammer, i made a very terrible mistake by given them my atm card pin and the card number when i filling the loan form, so after filling the loan form they are now telling me that, there is no load for now that i should try again after 30days, am even afraid of sending money to the account now, so don't download this app, everything about this app is fraud and scammers
- 2/17/2023
- Dangerous loan apps
This loan app does not worth it at all. they defamed easily and their duration is just 7 days
- 2/12/2023
- Setup to suck your money
This loan app is set up to make life miserable for you. Don't even border to go near them.
- 1/20/2023
- 7 days payback
Worst loan apps with 7 days payback at 35% interest rate
- 12/29/2022
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