Cybercrime: Stay Away from Scammers Who Claim They Can Remove Your Contacts from Loan App Databases

In this video, we expose a growing scam targeting borrowers in Nigeria—people who claim they can “remove your contacts” or “wipe your data” from loan app databases.

Using the name of Cybercrimes (Prohibition, Prevention, etc.) Act, these scammers promise quick solutions, but in reality, they are only trying to take advantage of your situation.

⚠️ The truth is simple:

No third party can magically access or delete your data from a loan company’s system. These claims are false, misleading, and often illegal.

🚨 What You’ll Learn in This Video

• How this “contact removal” scam works
• Why no outsider can delete your data from loan apps
• The risks of paying these scammers
• What Nigerian law says about cybercrime and fraud
• Safer and legitimate ways to handle loan app issues

⚖️ Important Legal Insight

Under Nigerian law, unauthorized access to systems, data manipulation, or impersonation falls under cybercrime. Anyone claiming they can “hack” or “clear” your records is either:

• Attempting fraud
• Or engaging in illegal activity

⚠️ Getting involved in such actions can also put you at risk legally.

🛑 What You Should Do Instead

• Do not pay anyone promising to “clear your data”
• Ignore threats and fear tactics used by scammers
• Deal directly with the loan company if necessary
• Keep records of all communications and transactions
• Focus on legal and safe ways to resolve disputes

💡 Stay Informed, Stay Protected

Many borrowers fall victim to fear and desperation—but the best protection is knowledge and awareness.

This video is for educational purposes to help you avoid scams and make better financial decisions.