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Does Speedy Cash have a physical office?

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Based on available records, Speedy Cash Limited lists its registered office address at:

15 Theed Street, London, SE1 8ST, United Kingdom 

However, here is what you need to understand about this address.

The Truth About Company Addresses

Many loan apps list "registered addresses" that are actually:

  • Virtual office addresses
  • Mail forwarding services
  • Lawyer or accountant offices
  • Completely fake locations

How to Verify If They Are Genuine

Do This Test: Call their customer service number and request a physical meeting at their office. Tell them you want to come in person to discuss your loan.

What a genuine lender will say: "Certainly, our office is located at [address]. Our hours are [X]. Please bring [documents]."

What a fake lender will say: "We don't have walk-in customers" or "We are online only" or "We cannot accommodate meetings" — and then they will give you excuses.

Why This Matters

If a lender refuses to meet you in person or becomes defensive when you ask for a physical address, they are likely operating in a way that they do not want scrutinized. Legitimate financial institutions have physical locations where customers can go.

For Nigerian users: Many blacklisted loan apps claim to have Lagos or Abuja addresses that are completely fake. Do not trust an address until you have verified it exists and the lender will actually meet you there.

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