Stay Away, they have high interest rate. 50% in 7 days

• 11/7/2024

Newedge Finance limited (Ohmoney, xcash, Newcredit, xcross and palmcredit are threatening life for over loan I promised to pay back

• 9/30/2024

XCASH MUST BE PAID LATEST 3PM OR LOSE YOUR Cr. WORTHINESS, YOUR PICTURE SENT TO ALL DATABASE FOR FRAUD & YOUR BVN-UPI TRANSACTIONS INTERDICTED. ENCC/ICP

• 6/10/2024

This loan app is very worst, they offer me 50000 to pay back 70000 in one week, nobody will patronize that frustrating loan with such an interest rate. Too bad of you and pls stop calling my no to tell me anything about xcredit, too bad , most worst app with bad interest rate, you better review it before you loose very many of your customers. A word is enough for the Wise.

• 3/25/2023

I get the app and filled all the requirements, apply for a loan for 3 days now and I didn't get the money, but app is telling me to repay on time

• 3/25/2023

Loan amount is fixed. I can't take a lower amount. Each time I try, it automatically revert to that fixed amount. Plus rate is freaking high. I do not recommend

• 3/25/2023

I tried applying for a loan the amount is quite ok, but the duration to pay 47000 is just seven days. Please it's too short. Can't it be increased? At least this is not my first time of loaning from you guys. Can't it be paid 28 days on two instalments?

• 3/25/2023

These guys keep debiting my account even after paying back the full amount. Don't ever link your card with them. They are thieves

• 3/25/2023

I made my payment today which I expect you to upgrade my app you're giving me same amount of 16000 that I pay back with 19000 for 14days you wanted to give me the same amount to payback with 23000 for 14days again in this our economy, abeg no money no cash no network please if their is any errors that occur in your app please correct it ASAP the interest is too much thanks

• 3/25/2023

It's been a good experience so far with the little borrowings, but the interest gets way bigger with larger loans. I'd give 5 star if you can consider the interst rate for bigger loans or give bigger coupons and also make room for repayment time extension. Lest I forget to mention that 1 week of repayment term is too early

• 3/25/2023

Good morning, I dont understand why you will credit me a loan I didn't applied for. I took a loan from your company and I paid back in full. Two days after I saw a credit alert from your company. I have to redownload the app to confirm. And it shows that I have taken another loan. It appears fraudulent to me. Your interest is high and you are forcing your loan on people, its absurd. I will transfer the amount you sent to me back to you now.

• 3/25/2023

After my loan was settled, u guys didn't clear the dashboard and kept making withdrawal attempts on my bank account using my bank card details. That's criminal and I've forwarded a complaint to the relevant authorities. Bottom line: Everybody run for ur lives o, don't download. This is a fraud app 100% and u won't get a single star from me

• 3/25/2023

Worse app.. After putting all your information, they then decline your request. Not trusted

• 3/25/2023

I can't imagine such an interest within one week, when some app don't even make such in 22-28days. Pls operate with customers interest at heart. Thanks

• 3/25/2023

I'm eating 2 stars because I don't understand the kind of policy you guys operate.. I've paid part of the loan, but it hadn't been deducted in the dashboard. I've sent proof and also sent messages to remind you guys, but still no response., Now you're threatening me to pay the balance, how do I pay balance when I don't even know how much I owe, and when you haven't even cleared the first amount I paid.. it's like you people think it's easy to get money.. no number to call.

• 3/25/2023

Pls I saw this app on an ad that popped up I downloaded it to see if they can assist me financially, but after the whole registration process, my loan application was declined, They didn't state their reasons, best known to them it's like the whole thing is kinda messed up. It's not like I can't pay back but They didn't provide any useful info at all

• 3/25/2023

Bad, frustrating and tiring. After they enter your account before day break to deduct they're total amount of the loan repayment, just visit the app. You will still have an outstanding balance. At first I thought it was a mistake but it occured the second time. I had to message, call and chat with them. As God saved me like this na delete I delete the nonsense app straight away. I beg if you love yourself don't even try this app. They will frustrating you ehn. U guys should better improve.

• 3/25/2023

I don't think this is real since I started trying to get loan from this app it doesn't work l will fill in my phone number but the wouldn't send any otp to me so

• 3/25/2023

The interest you people bill on some is going to almost the money you borrow the person. I prefer other loan apps low interest, more duration of time. I can't use this Xcash no even one 🌟

• 3/25/2023

PLEASE RUN! this app is a platform for stealing. I deleted your app over 6 months ago after i downloaded,borrowed, and pay (which was a one-time thing). I just received a debit of 18k plus on my account this night from Xcash; i had to download this app this night so as to reach out to the customer service just to find out my BVN number, debit card details, all my bank information were still on their app. What for ? So you can continue to steal from me every 6 months?PLEASE DON'T PUT URSELF @RISK

• 3/25/2023

After collecting my data,the bank accou t number does not input no matter how many times i enter. This makes you app suspicious

• 3/25/2023

Don't you people have a solution to this problem? If I bind a card shouldn't that be the end? Automatic withdrawal, automatic repayment? Must I bind my card all the time? Must there always be a new card all the time? This stinks of a faulty system. You people should do something about it. Especially for those of us that pay on time!!! BINDING A CARD OVER AND OVER AGAIN MAKES NO SENSE!!! In response to your reply, I'm saying "Don't bother. I've uninstalled the app. It's not worth the headache."

• 3/25/2023

It was unique but i find it difficult to withdraw the loan approved for me because I am using my wife smart phone. Iost my own in transit.

• 3/25/2023

This app failed and declined my application. I don't know what the issues is. So I'm rating the app 1 ⭐ because it seemed more like a waste of time.

• 3/25/2023

I transfered money to the app a day before my due date at 11:34 pm , my dashboard wasn't updated up till now and now I'm receiving threatening emails 😡 I have sent a mail to the support system no response, I have called customer care no one is picking up nor any customer care calling to know why I have not paid which I have , you people should better do the needful cos it not funn

• 3/25/2023

Good day, working perfectly, but my account was debited twice when i am repaying the loan this morning, please quick action should be taken to refund the over payment back to.my account. Thanks

• 3/25/2023

Useless app that only wants you to download it! They keep suffering you for face recognition which in completion of everything, "Loan declined"! These type of apps should be deleted by Google store

• 3/25/2023

I made my payment through bank accybut it's not reflecting in your app.. please, kindly crosscheck and correct it.. because they didn't reverse the money.

• 3/25/2023

Thieves. I would advise no one should get a loan from this app... based on experience they'll ask you to put your card details then when it's time to pay they'll be debiting you automatically without updating the app to show you've paid your loans and will still start messaging you on WhatsApp with useless threat that they'll tarnish your image ... very unprofessional on here Stay away

• 3/25/2023

There are too many bugs either on the app or from the backend that makes the app malfunction. From the available limit, to loan tenure, to loan disbursement issues.

• 3/25/2023

Worst ever app. Is like their plan is to collect your card details. Be careful the sum of money you allow in your account pls. The card never bind after giving out details

• 3/25/2023

The experience is nice, but please I want to understand why I borrowed 30k to pay back 35k(which is okay for me) and after one day overdue, you are now expecting me to pay 71k? Who does that please. I didn't pay 35k on time and you expecting me to pay 71k. Its not possible. I can't pay that 71k just for one day overdue, never. First time using the app and this is what I'm seeing.

• 3/25/2023

I have been collecting this loan for some times now but this third repayment was bad I was debited twice and I have been trying to get across to their agent but it's not going through please send my money back to my accoun

• 3/25/2023

Higher interest rate, Due time too short, loan amount very low and merger with higher interet is killing me, despite been a usual costomer, i am a long time customer also. I remember there was a day i recieved messages That IG of police. treatening me to pay back my loan of just two days overdue. i can't recommend this app to anyone, i gave u 2 stars because one star is for your fast processing, the other star is for your time taking to put all this work together

• 3/25/2023

Why do you people auto debit my account after I made my repayment? You debited 919 naira four times from my account and the amount debited did not even reflect on my dashboard, how do I unlink my bind card, you guys are stealing my money, I'm pretty much such this was not included in the contract please refund my money, and delete my details from your app

• 3/25/2023

I have been given an offer and asked to Bind my card, it showed binding successful but it refuses to allow me withdraw since yesterday. It's so frustrating, please sort it out. Thanks

• 3/25/2023

This app is not good at all not reliable the app didn't connect with my card just waiting my data over seens I signed up for account is is sussfully I got a loan limits on the account but but is not working at the last page whythis app desapoit me the app is telling me a system error

• 3/25/2023

I have been trying to pay back my loan since day the account number and bank name is not corresponding. And you people keep increasing the loan everyday. Well no problem I know the amount to payback when you make a proper channel to make the payment

• 3/25/2023

I don't think this app is real cuz they kept me waiting for whole day faking me that money will be disburse in my account but nothing yet after they have deducted the fee for the loan. They robbed me. Beware don't ever go for this app cuz am going to uninstall it right away.

• 3/25/2023

No way to deactivate account in case I don't need the app anymore. I still can't find logout option too. How do someone unlink his information after a declined and unsuccessful application? No option like that

• 3/25/2023

The app is a bit good, the repayment fee is too much, today I was credited 9,100 into my account and I never did request for loan please help me oo...I just made a repayment and automatically I got a loan I never requested for

• 3/25/2023

Just downloaded app now and apply for a loan which was approved and upon binding my card am getting failed error. reason insufficient fund while I have 8k in my account. Pls do the system expect me to have 100k and still want to borrow money. Kindly help resolve the issues.

• 3/25/2023

This app is real..my funds later dropped into my account..my first loan they gave me 7k, although the interest is much and the days.. try and reduce your interest and the number of days .apart frm that you are good to go withhe app if not because of the network issues.. thanks to the app

• 3/25/2023

This app is good 👍. The amount i got even as a first timer was impressive, And the process is not stressful at all. But the interest rate is too high, please try to reduce it for your customers

• 3/25/2023

I see nothing wrong with the app,I got a high loan amount on my first application and it got disbursed within 3 minutes, just that the interest rate is high , please work on it,thank you

• 3/25/2023