9Credit

9Credit - Loan Shark Review
Interest Rate 45%
Duration 7 days
Access Level Public
Company Name 9Credit
Phone 1
Phone 2
Website or Store https://www.9moni.com
Address
Category Dangerous Loan
Company Email goodluck20190523@gmail.com
Views 3,508

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Frequently Asked Questions


About 9Credit

COMPANY PROFILE

9Credit is a digital loan app that offers quick, convenient, and secure loans to eligible individuals in Nigeria. Our aim is to provide financial support to individuals who are in need of quick cash to meet their financial obligations. With 9Credit, you can access loans from the comfort of your home, without having to go through a lengthy and complicated loan process.

ABOUT US

At 9Credit, we believe in making the loan process simple, accessible, and secure for everyone. Our team is composed of financial experts and tech enthusiasts who are passionate about providing financial solutions to help people meet their needs. We understand that life can be unpredictable and that people need quick access to loans to solve unexpected financial emergencies. That's why we've created 9Credit - to make getting a loan as simple as possible.

COMPANY SERVICES

At 9Credit, we offer quick and easy personal loans to eligible individuals. Our loans range from NGN 3,000 to NGN 100,000 and have a tenure of 62 to 120 days. Our loans come with a low interest rate of 0.07% per day, which translates to 25.55% per annum. The processing fee for our loans ranges from NGN 90 to NGN 2,000, and the GST for our loans is 18% of the processing fee, in accordance with the policy and laws. The Annual Percentage Rate (APR) for our loans is up to 74.2%, including the interest, processing fee, and GST.

OUR MISSION

Our mission is to provide quick and secure loans to individuals who are in need of financial support. We aim to make the loan process simple, accessible, and convenient for everyone, regardless of their financial background. Our goal is to help individuals meet their financial obligations and provide them with a peace of mind.

OUR VISION

Our vision is to be the leading digital loan app in Nigeria, providing financial solutions that meet the needs of individuals. We aim to create a world where everyone has access to quick and secure loans to meet their financial obligations. We believe that everyone deserves a chance to achieve their financial goals, and we aim to make this possible through 9Credit.

OUR CORE VALUES At 9Credit, our core values are centered on providing excellent customer service, being a cooperative partner, ease of use, security, and providing instant loans. We believe in putting our customers first and providing them with the best possible experience when it comes to loans. Our goal is to make the loan process as simple as possible and to provide our customers with the financial support they need.

EXCELLENT CUSTOMER SERVICE

At 9Credit, we believe that excellent customer service is the key to success. We understand that getting a loan can be a stressful process, and we aim to make it as simple as possible for our customers. Our customer support team is available 24/7 to assist our customers with any questions or concerns they may have. We believe in providing a seamless customer experience, and we will always go the extra mile to ensure that our customers are satisfied with our services.

COOPERATIVE PARTNER

At 9Credit, we believe in being a cooperative partner to our customers. We understand that everyone's financial situation is unique, and we aim to work with our customers to find the best loan solution for their needs. Our goal is to provide financial support that meets the needs of our customers and helps them achieve their financial goals.

EASE OF USE

At 9Credit, we believe that getting a loan should be as simple as possible. That's why we've designed our app to be user-friendly and easy to use. With 9Credit, you can apply for a loan in just minutes.


Reviews
  • User loan Review
    DEFAMATION OF CHARACTER ON THE DUE DATE (9Credit)

    This is 9CREDIT kindly reach out to ******,,phone number,,,,to refund 9credit money right now or else they will post her as wanted in all social media and black mail her , you are receiving message because she drop your number as guarantor.



    These numbers called and defamed me on the due date 07015914121, 07013757374. Messages were sent to my contact list with my picture attached.

    • 8/11/2025
  • User loan Review
    They are full of decorations (9Credit)

    They will call you to repay before due date so that your account can't be upgraded to to 2months plan

    After you have made the payment, you would discovered that the loan never increased nor the duration of repayment.

    Like I told them if you can be that deceptive it means I will also collect and not repay you back in due date. So do me I do you

    • 8/9/2025
  • User loan Review
    Mr Ekponoimo (9Credit)


    • 1/25/2025
  • User loan Review
    Mr. (9Credit)

    Stay away from this loan sharks

    • 11/22/2024
  • User loan Review
    Defamation of my character (9Credit)

    I was told my picture will be sent to where I work and they have been calling and saying hurtful words.

    • 6/29/2024
  • User loan Review
    Agent message to users

    All your family ww rougt in jail if u doint pay back our money and w are going to post all your picture on social median

    • 6/10/2024
  • User loan Review
    Agent message to users

    All your family ww rougt in jail if u doint pay back our money and w are going to post all your picture on social median

    • 6/10/2024
  • User loan Review
    Agent message to users

    *NOTE: DO NOT PAY INTO STERLING AND FIDELITY b n k!!!*

    *NC EMMERGENCY!! This is 5PM already: SMS has been programmed/activated to be BROADCASTED to at least 10 of your contacts now. Your contacts will receive messages if we don't get your payment at the agreed time by 8pm.* There is no need to WARN YOU AGAIN. Your noncompliance mean we should go ahead with our action, YOUR fund DUE TIME IS UP!!! PAY YOUR fund NOW!!! *NC WILL NOT BE HELD RESPONSIBLE FOR ANY DAMAGE THAT WILL ARISE SOONER THAN YOU EXPECT.* You will have your self to blame after this action. WATCH OUT!!!! This Action is not Timed!...It will come unexpectedly. Avoid it! *PAY INTO THE MONNIFY Moniepoint Microfinance OR WEMA b n k ACCOUNT DISPLAYED UNDER THE USSD TRANSFER REPAYMENT OPTION PROVIDED ON THE APP OR CALL 09153276636 for details.*

    • 3/31/2024
  • User loan Review
    Useless set of people (9Credit) (9Credit)

    On my due date they have started harassing me and my contact

    • 3/30/2024
  • User loan Review
    9Credit

    It's fast .. but I didn't get any loan disbursement after even binding my card and got debited....it's unfair

    • 3/24/2023
  • User loan Review
    9Credit

    It a fast and reliable loan but make dem try and increase the loan amount a bit , thank you

    • 3/23/2023
  • User loan Review
    9Credit

    9credit is fair loan app, there processing is fast and easy to fill, but what makes me call it fair and rate it 4 star is that, 1. every loan duration is 7 days, no matter how much it is. 2. Despite the fact that I pay early you don't increase the offer as desire. 3. You started with very low offer it's not encouraging at all 

    • 3/23/2023
  • User loan Review
    9Credit

    This app is not good at all imagine collecting all my data information and telling me to bind card since 4 days now just because of 3000, other network who borrow people 20k never as me to bind my card up till now I don't like the app at all I have removed it from my phone thanks

    • 3/20/2023
  • User loan Review
    9Credit

    RUN FROM THIS APP!!! I really wish I could give this app a 0 rating because they have little regard for users' privacy, this app should be removed from play store. I borrowed 3,000 naira from these unfortunate folks, and the day before the loan is due, they sent out a broadcast with my full name and photo to all of my contacts! What unfortunate individuals you are! I also unauthorized deductions from the linked card. I repeat, this app should be brought dow!!!!

    • 3/19/2023
  • User loan Review
    9Credit

    It's nice but try to increase your credit limits based on people's purpose. The credit limit given to me cannot serve my purpose actually

    • 3/18/2023
  • User loan Review
    9Credit

    This is very good app so far. Their registration is very easy and fast. I give you 5stars for this

    • 3/18/2023
  • User loan Review
    9Credit

    Very good for surport in a place of no help but the requirements are too much.

    • 3/17/2023
  • User loan Review
    9Credit

    It's ok,but loan amount is and high interest rate

    • 3/16/2023
  • User loan Review
    9Credit

    Excellent app but the withdrawal process sucks

    • 3/15/2023
  • User loan Review
    9Credit

    The amount given out at first stage is too small.... First time of use though..... Very fast and easy registration 🌟🌟🌟

    • 3/14/2023
  • User loan Review
    9Credit

    I found it very difficult to withdraw the loan i applied on on dashboard ,after submitted ,i was directed to take my selfie picture ,but i did and submit it,still yet i can't withdraw the money .

    • 3/13/2023
  • User loan Review
    9Credit

    This App is the worst app ever, is so annoying borrow and when the due date reaches and you haven't paid they will contact all your contacts list🤬that same day, telling them that you took a loan from them and doesn't want to pay back and they should reach out to you to repay your loan. Such a very foolish company policy Please my people don't try to collect any loan from this useless App🤬🤬🤬😡😡👍

    • 3/13/2023
  • User loan Review
    9Credit

    loan servicing is the worst I have ever came across aswear, after provide all the details you require they still don't disbursed the loan you approve to me, anyway how can I disactivate my account on this useless app

    • 3/12/2023
  • User loan Review
    9Credit

    This app is rubbish I requested for loan since yesterday up till now they didn't disburse anything to my account,and the days us counting already

    • 3/8/2023
  • User loan Review
    9Credit

    The first loan is low, disburse is slow but the interest is very low compare to other loan app and the repayment period is long. Jus work on the disbursement thats y am giving 4stars

    • 3/3/2023
  • User loan Review
    9Credit

    Good and easy to assess loan app,but interest is too high,days of repayment is too small

    • 3/1/2023
  • User loan Review
    9Credit

    Registration is simple. Fast in disbursement

    • 2/28/2023
  • User loan Review
    9Credit

    Great experience but still need work done of the repayment plan. I think it's too long for a little amount

    • 2/28/2023
  • User loan Review
    9Credit

    Cool and smooth but initial amount is small, though the interest is okay. I recommend if the amount is increased subsequently.

    • 2/22/2023
  • User loan Review
    9Credit

    I like the app only that the amount is small.. But it's good for a start

    • 2/10/2023
  • User loan Review
    9Credit

    The app is filled with problems, you just suffer with it and don't achieve anything, registration is a problem from start to finish, that is if you can get to the finishing point. Picture upload never works, it's always "make sure you have a very strong network, and yet, with the weak network all apps on my phone are working. 

    • 1/16/2023
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