| Interest Rate | 45% |
| Duration | 7 days |
| Access Level | Public |
| Company Name | 9Credit |
| Phone 1 | |
| Phone 2 | |
| Website or Store | https://www.9moni.com |
| Address | |
| Category | Dangerous Loan |
| Company Email | goodluck20190523@gmail.com |
| Views | 3,508 |
9Credit
Training Videos
Frequently Asked Questions
COMPANY PROFILE
9Credit is a digital loan app that offers quick, convenient, and secure loans to eligible individuals in Nigeria. Our aim is to provide financial support to individuals who are in need of quick cash to meet their financial obligations. With 9Credit, you can access loans from the comfort of your home, without having to go through a lengthy and complicated loan process.
ABOUT US
At 9Credit, we believe in making the loan process simple, accessible, and secure for everyone. Our team is composed of financial experts and tech enthusiasts who are passionate about providing financial solutions to help people meet their needs. We understand that life can be unpredictable and that people need quick access to loans to solve unexpected financial emergencies. That's why we've created 9Credit - to make getting a loan as simple as possible.
COMPANY SERVICES
At 9Credit, we offer quick and easy personal loans to eligible individuals. Our loans range from NGN 3,000 to NGN 100,000 and have a tenure of 62 to 120 days. Our loans come with a low interest rate of 0.07% per day, which translates to 25.55% per annum. The processing fee for our loans ranges from NGN 90 to NGN 2,000, and the GST for our loans is 18% of the processing fee, in accordance with the policy and laws. The Annual Percentage Rate (APR) for our loans is up to 74.2%, including the interest, processing fee, and GST.
OUR MISSION
Our mission is to provide quick and secure loans to individuals who are in need of financial support. We aim to make the loan process simple, accessible, and convenient for everyone, regardless of their financial background. Our goal is to help individuals meet their financial obligations and provide them with a peace of mind.
OUR VISION
Our vision is to be the leading digital loan app in Nigeria, providing financial solutions that meet the needs of individuals. We aim to create a world where everyone has access to quick and secure loans to meet their financial obligations. We believe that everyone deserves a chance to achieve their financial goals, and we aim to make this possible through 9Credit.
OUR CORE VALUES At 9Credit, our core values are centered on providing excellent customer service, being a cooperative partner, ease of use, security, and providing instant loans. We believe in putting our customers first and providing them with the best possible experience when it comes to loans. Our goal is to make the loan process as simple as possible and to provide our customers with the financial support they need.
EXCELLENT CUSTOMER SERVICE
At 9Credit, we believe that excellent customer service is the key to success. We understand that getting a loan can be a stressful process, and we aim to make it as simple as possible for our customers. Our customer support team is available 24/7 to assist our customers with any questions or concerns they may have. We believe in providing a seamless customer experience, and we will always go the extra mile to ensure that our customers are satisfied with our services.
COOPERATIVE PARTNER
At 9Credit, we believe in being a cooperative partner to our customers. We understand that everyone's financial situation is unique, and we aim to work with our customers to find the best loan solution for their needs. Our goal is to provide financial support that meets the needs of our customers and helps them achieve their financial goals.
EASE OF USE
At 9Credit, we believe that getting a loan should be as simple as possible. That's why we've designed our app to be user-friendly and easy to use. With 9Credit, you can apply for a loan in just minutes.
DEFAMATION OF CHARACTER ON THE DUE DATE (9Credit)This is 9CREDIT kindly reach out to ******,,phone number,,,,to refund 9credit money right now or else they will post her as wanted in all social media and black mail her , you are receiving message because she drop your number as guarantor.
These numbers called and defamed me on the due date 07015914121, 07013757374. Messages were sent to my contact list with my picture attached.
- 8/11/2025
They are full of decorations (9Credit)They will call you to repay before due date so that your account can't be upgraded to to 2months plan
After you have made the payment, you would discovered that the loan never increased nor the duration of repayment.
Like I told them if you can be that deceptive it means I will also collect and not repay you back in due date. So do me I do you
- 8/9/2025
Mr Ekponoimo (9Credit)- 1/25/2025
Mr. (9Credit)Stay away from this loan sharks
- 11/22/2024
Defamation of my character (9Credit)I was told my picture will be sent to where I work and they have been calling and saying hurtful words.
- 6/29/2024
Agent message to usersAll your family ww rougt in jail if u doint pay back our money and w are going to post all your picture on social median
- 6/10/2024
Agent message to usersAll your family ww rougt in jail if u doint pay back our money and w are going to post all your picture on social median
- 6/10/2024
Agent message to users*NOTE: DO NOT PAY INTO STERLING AND FIDELITY b n k!!!*
*NC EMMERGENCY!! This is 5PM already: SMS has been programmed/activated to be BROADCASTED to at least 10 of your contacts now. Your contacts will receive messages if we don't get your payment at the agreed time by 8pm.* There is no need to WARN YOU AGAIN. Your noncompliance mean we should go ahead with our action, YOUR fund DUE TIME IS UP!!! PAY YOUR fund NOW!!! *NC WILL NOT BE HELD RESPONSIBLE FOR ANY DAMAGE THAT WILL ARISE SOONER THAN YOU EXPECT.* You will have your self to blame after this action. WATCH OUT!!!! This Action is not Timed!...It will come unexpectedly. Avoid it! *PAY INTO THE MONNIFY Moniepoint Microfinance OR WEMA b n k ACCOUNT DISPLAYED UNDER THE USSD TRANSFER REPAYMENT OPTION PROVIDED ON THE APP OR CALL 09153276636 for details.*
- 3/31/2024
Useless set of people (9Credit) (9Credit)On my due date they have started harassing me and my contact
- 3/30/2024
9CreditIt's fast .. but I didn't get any loan disbursement after even binding my card and got debited....it's unfair
- 3/24/2023
9CreditIt a fast and reliable loan but make dem try and increase the loan amount a bit , thank you
- 3/23/2023
9Credit9credit is fair loan app, there processing is fast and easy to fill, but what makes me call it fair and rate it 4 star is that, 1. every loan duration is 7 days, no matter how much it is. 2. Despite the fact that I pay early you don't increase the offer as desire. 3. You started with very low offer it's not encouraging at all
- 3/23/2023
9CreditThis app is not good at all imagine collecting all my data information and telling me to bind card since 4 days now just because of 3000, other network who borrow people 20k never as me to bind my card up till now I don't like the app at all I have removed it from my phone thanks
- 3/20/2023
9CreditRUN FROM THIS APP!!! I really wish I could give this app a 0 rating because they have little regard for users' privacy, this app should be removed from play store. I borrowed 3,000 naira from these unfortunate folks, and the day before the loan is due, they sent out a broadcast with my full name and photo to all of my contacts! What unfortunate individuals you are! I also unauthorized deductions from the linked card. I repeat, this app should be brought dow!!!!
- 3/19/2023
9CreditIt's nice but try to increase your credit limits based on people's purpose. The credit limit given to me cannot serve my purpose actually
- 3/18/2023
9CreditThis is very good app so far. Their registration is very easy and fast. I give you 5stars for this
- 3/18/2023
9CreditVery good for surport in a place of no help but the requirements are too much.
- 3/17/2023
9CreditIt's ok,but loan amount is and high interest rate
- 3/16/2023
9CreditExcellent app but the withdrawal process sucks
- 3/15/2023
9CreditThe amount given out at first stage is too small.... First time of use though..... Very fast and easy registration 🌟🌟🌟
- 3/14/2023
9CreditI found it very difficult to withdraw the loan i applied on on dashboard ,after submitted ,i was directed to take my selfie picture ,but i did and submit it,still yet i can't withdraw the money .
- 3/13/2023
9CreditThis App is the worst app ever, is so annoying borrow and when the due date reaches and you haven't paid they will contact all your contacts list🤬that same day, telling them that you took a loan from them and doesn't want to pay back and they should reach out to you to repay your loan. Such a very foolish company policy Please my people don't try to collect any loan from this useless App🤬🤬🤬😡😡👍
- 3/13/2023
9Creditloan servicing is the worst I have ever came across aswear, after provide all the details you require they still don't disbursed the loan you approve to me, anyway how can I disactivate my account on this useless app
- 3/12/2023
9CreditThis app is rubbish I requested for loan since yesterday up till now they didn't disburse anything to my account,and the days us counting already
- 3/8/2023
9CreditThe first loan is low, disburse is slow but the interest is very low compare to other loan app and the repayment period is long. Jus work on the disbursement thats y am giving 4stars
- 3/3/2023
9CreditGood and easy to assess loan app,but interest is too high,days of repayment is too small
- 3/1/2023
9CreditRegistration is simple. Fast in disbursement
- 2/28/2023
9CreditGreat experience but still need work done of the repayment plan. I think it's too long for a little amount
- 2/28/2023
9CreditCool and smooth but initial amount is small, though the interest is okay. I recommend if the amount is increased subsequently.
- 2/22/2023
9CreditI like the app only that the amount is small.. But it's good for a start
- 2/10/2023
9CreditThe app is filled with problems, you just suffer with it and don't achieve anything, registration is a problem from start to finish, that is if you can get to the finishing point. Picture upload never works, it's always "make sure you have a very strong network, and yet, with the weak network all apps on my phone are working.
- 1/16/2023