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• 12/7/2024

FRAUD ALERT

WANTED! WANTED!! WANTED!

SIMON OSAMWONYI with phone no:0816 702 5183

HE IS A CHRONIC THEIF, BROAD DAYLIGHT ROBBER/CRIMINAL AND A SCAMMER... AND HE IS CURRENTLY ON THE RUN WITH OUR MONEY.HE IS A FRAUDSTER WHO GOES ABOUT DUPING INNOCENT FAMILIES AND LIVES OF THEIR HARD EARNED MONEY AND PROPERTY.

CURRENTLY HE IS WANTED BY THE AUTHORITIES AND ANY BUSINESS DONE WITH HER IS AT YOUR RISK. 

FROM THE INFORMATIONS GATHERED IT WAS CONCLUDED THAT THE ENTIRE FAMILY OF SIMON OSAMWONYI ARE CRIMINALS BEWARE OF THEM

 *XCROSSCASH*

IN THE BOOK OF LAW IT STATES THAT ALL LOAN MIST BE PAID.

*FROM THE LEGAL TEAM*

• 4/4/2024

Always paid on time, never delayed a day. Tried applying for a week now. No response, no withdrawal, no return of messages or calls APP REMAINS UNRESPONSIVE with multiple attempts at withdrawal...

• 3/25/2023

Excellent app,easy to navigate,a good loan term. Interest should come down a little bit to encourage more business

• 3/25/2023

Sincerely this is one of the worst apps I have come in contact with. They company is just busy exploiting people with highest interest rate and denting their reputation as well. Please kindly avoid them

• 3/25/2023

Honestly, am having serious issue with this app, I want to login since yesterday, but they didn't send OTP to my number, and they are telling me that, they have sent it to my registered number, which is not true

• 3/25/2023

This app is a scam app, there system fraud, took a Loan which I paid back and I was clear but the overdue still continues, and I informed one of there staff and she told me I should not worry that it will clear later I saw credit alert when I did not apply for loan when due I paid but the overdue still continues, the funniest thing that is happening is that, they keep calling me everyday with different person to pay back my loan even with proof of payment that I did not pay back the first loan.

• 3/25/2023

First time using this app and I'm having a bad experience, I repaid my loan and the app is not clearing the dashboard. This is wickedness ooo. I will report to the Authority

• 3/25/2023

This app is good but the reason why i rated it four star is because since from yesterday it has been having some problems it has been saying no strong data and ive bought data for like three times please do something about it then i will rate it five stars

• 3/25/2023

This is so bad, I was scam on this app by one of their agent asking me to apply for a loan and sending it back to their repayment refund account that my dashboard will be cleared! This is so sad and disheartening.....

• 3/25/2023

It was fast and easy to apply a a nd get a loan, but your interest rate is a bit on the high...however, it was ok

• 3/25/2023

I downloaded the loan app very easily and application was successful. After the review, i was told my credit limit is 19200 to pay back 26900 after 14days which is too high. The problem now is that i don't want the 19200, i want 10000 but i haven't been able to reduce the 19200 to 10000, my question is, is it by force to withdraw the whole amount? I only need 10,000 that is what i can at least afford to pay back and the worst part is that the interest for 10000 is not even showing? look into it

• 3/25/2023

This is app is terrible. Just rubbish..I don't want to give you any single stars self .coz u very annoying. How can someone apply for a loan of 50,000 n the interest rate is 50%. That's the person would pay back 75,000 thousand. Applying for a loan of #70,000 to lay back #105,000. Ha u guys are wicked . N because of my compliant through ur gmail. U guys are telling me I can't apply for a loan just for no reason and it's still showing click to get a loan . I regretted applying for this app.

• 3/25/2023

This app started well, then began bumping up my charges at the very final clicks to get my loan. I ended up paying N7,000 of unplanned, ridiculous charges at the end of my last loan term. To say that I am very disappointed is a huge understatement. You guys goofed big time and lost a customer.

• 3/25/2023

Yahoo yahoo in a highest order, how can you be debiting my account every now and then, this people have debited my account more than what i suppose to repay,30,000 is my due amount, but they have debited my account more than 70k. Better check yourself and return my money or I will raise alarm. I have all the transactions, fraudulent app in a highest order.

• 3/25/2023

Can't borrow, until you pay off your outstanding debts in other platforms.. Abi na crime to dey use Easybuy phone again. I don't even have a bad credit score. I'm paying them before the due date. So I can't borrow.. mtchew

• 3/25/2023

This app is easy to use correct,they have a fix amount they want you to use u can't reduce it to what u want,than the interest rate is too high how can I collect 20k and in 28days u are adding 10305 this is very bad....it's system that determine the interest correct but who set the system human like me and u...pls let try and be fai

• 3/25/2023

This is terrible. I have repaid the loan I applied for for several hours now but yet to be reflected on the dashboard. If you call me tomorrow for overdue I won't pay it oo because I have sent the money. The customer care that sent me message on WhatsApp, I have messaged him/her, trying calling the number but didn't pick. Please reflect it before the next day.

• 3/25/2023

Instead of paying the 3 installments I paid for all in 1 installment. Received message that loan is complete but yet I still received message about loan not paid. #99000+ has been debited from my account for all payment done. Your app shows it's complete, why then am I still receiving message that debit has an issue...

• 3/25/2023

Threatening your customers is not rendering service at all. I took a loan for a month to reply I had no idea it was a 14 day 2 tenor repayment so I told the agent that called me that I'll complete the payment on the date of the second tenor and she agreed only for me to see a message like this "WE WILL NOT HESITATE IN TARNISHING YOUR IMAGE TODAY. Do you know that the permission you granted our App read your phonebook, BVN & your private chats" this is what this application is promoting.

• 3/25/2023

Hello, i made payment of 25901 for a loan i collected twice. I used my card to pay but network was not good and i went ahead and did transfer through mobile app. Latter i saw i was debited twice cos the card payment went through and the mobile transfer too went. Please i need a refund for the over payment i did. Thank you.

• 3/25/2023

This app is frustrating, I paid the balance of the loan I took from this app and I send the proof of payment, but the money is still showing on the dashboard, please clear it afterwards you've seen the proof of payment

• 3/25/2023

I've been a user on the loan app! But I must say this it's ridiculous fro whatsoever reason either being generated by system or not. If a user didn't meet up on time for repayment. For collection of #70k for two weeks you pay #25k extra for taking such facilities. After you pay installment #30k and you still the system increasing your bills it's so ridiculous & crazy I must say .. you had better work on the system increasing fees. Hence the extra will never be paid

• 3/25/2023

Just applied for a loan though my first time using this app everything was going well, till when I was asked to Link my card so that the loan will be disbursed which I did and I was debited N10 charge And till now I haven't received any credit even in the app it keeps telling me I can't apply for a loan at the moment. Please if you're not giving a loan refund my money to me and delete my account from your app

• 3/25/2023

The loan i applied for since yesterday have not been recieved and the app is showing the loan has been disbursed into my bank account. the repayment days have started counting already, pls kindly verify the situation becuase i cannot pay for loan i did not recieve. What a Complet rubish nobody is answering their customer car line since yesterday.

• 3/25/2023

Easy to use.. but please improve on the loan amount. Forcing people to get a particular amount of loan they don't want, I want lesser loan to what the app says I could get. And the interest rate is relatively high considering the time given for repayment. Just 14days and not even upto a month.

• 3/25/2023

High interest rate. Worst still, unprofessional Employees; I was getting all kinds of threats because of a day default in payment, even when I made part payment, I had to do everything I could to clear the loan and quickly uninstalled the App.

• 3/25/2023

This guys are scams and thieves. This app should be reported as illegal. After paying my loan, you still go ahead and kept adding late repayment fee on the app. Just know I'm not going to pay it, do whatever you want to. No customer care to call, the number provided is an automated response that just keeps playing music, they wont even respond to emails.

• 3/25/2023

I think this is a time waster, you fill in all your details you get credit but you can't withdraw cos there system won't bind your card... Zero stars for me

• 3/23/2023

Why am I getting a debit alert from xcross cash while I didn't do any transaction with them. As a matter of fact i had to download this app and also follow them on Instagram so i can lay my complaint

• 3/19/2023

❌❌❌❌Please run away from this app. I got a loan of 70k and paid back..only for them to automatically send me a credit alert of 70k for me to repay 94k in the next 1 week. Now responding to the developer's excuse, I have rectified it and they apologised for the mistake...and just 2 hours ago, I got debited 37k two times agin by xcross ..and I am not owing. I got credited back not quite long. Stop giving excuses for the incompetence of your company and go and work on the loopholes. Love and light

• 3/17/2023

I would easily give them 5 star because they rescued at the point everyone turned down on me at my point of most difficult situation. High interest or not. I'm glad. Thank you

• 3/16/2023

I don't understand this useless app always saying unable to bind bank card yet deducting money from all the cards i tried using to bind with. If i have my ways you deserve no star at all

• 3/14/2023

I don't understand this useless app always saying unable to bind bank card yet deducting money from all the cards i tried using to bind with. If i have my ways you deserve no star at all

• 3/14/2023