BESTFIN NIGERIA LIMITED

Interest Rate	20%
Duration	14 days
Access Level	Public
Company Name	Creditng
Phone 1
Phone 2
Website or Store	https://bestfin.com.ng/
Address	10 Folayemi Street Ilupeju Ikeja, Ikeja, Lagos
Category	Mild Loan
Company Email	development@creditng.com
Views	1,345

FAQ

Can loan apps post my pictures on social media?

You should not worry about loan apps threatening to post your picture on social media. If you check their accounts, you’ll notice most of them have fewer than 100 followers. This means they are mainly circulating your picture among themselves just to instill fear in you. Never pay a dime if any loan app posts your picture online; they are actually the ones owing you, not the other way around. Instead, report the account to the appropriate social media platform, and it will likely be closed down.

Can they auto-debit my account?

If you linked (bound) your ATM card during registration with a loan app, they can automatically debit your account. To prevent this, you should go to your bank, block the card, and request a new one.

For fully licensed Microfinance Banks that may use the Global Standing Instruction (GSI) or place a lien on your account, the safest option is to move your money to another bank account that has never been registered with loan apps. This will stop them from debiting your funds.

Can they come to my house or office to arrest me?

99% of loan apps cannot come to your house or office because most of them operate illegally and have no legal right to pursue you physically. Only fully licensed and approved Microfinance Banks with a registered office address and reputation as a legitimate financial institution can pay you a friendly visit, but never to arrest you.

Borrowing is a civil matter, not a criminal case. That means you cannot be arrested simply because you owe money. If any licensed microfinance bank tries to harass or threaten you, please contact us immediately—we will take the right steps to deal with them.

As for loan apps, they cannot legally come to your house or office to arrest you.

Can this loan app defame me?

Yes and No, a loan app can defame you, but it usually depends on where you downloaded the app from and what permissions you gave it.

If you downloaded the app outside the Play Store or App Store (for example, from a direct link or third-party site), it’s very likely the app will misuse your information. Many of those apps are not properly regulated.
How they access your contacts:

Loan apps need Contact permission to copy your phone contacts.
They also sometimes request Call log permission, which allows them to see your dialed, received, and missed calls—but not your full contact list.

If you used the app before 2023:

Before 2023, many loan apps could freely access contacts because the rules were not strict.
From 2023 onward, Google Play Store and Apple App Store introduced policies that restrict apps from accessing contacts and call logs unless it’s absolutely necessary.

How do I get rid of their daily messages and calls?

To stop their frequent calls, you can install Truecaller, upgrade to Premium, and use the Block Spam Calls feature. This will automatically filter out most unwanted numbers. (Check the video below for step-by-step details.)

For WhatsApp calls and messages, fight back smartly: never listen to their voice notes or read their messages. Instead, use the response strategy in the link below to reply safely. When you push back confidently, scammers usually give up and flee.

https://loansharkreview.com/MessageTemplate

Will this loan apps report me to the Credit Bureau?

In most cases, 90% of loan apps cannot report you to the Credit Bureau. This is because many of them are not licensed financial institutions or they charge exorbitant interest rates that violate government policies.

However, fully licensed and approved microfinance banks can report you to the Credit Bureau. Even when they do, they usually report only the actual amount you borrowed and the original agreed interest — not the inflated charges or penalties. If you notice incorrect information in your credit report, you have the right to contest it with the Credit Bureau and request correction.

About BESTFIN NIGERIA LIMITED

Creditng:

Introduction:

In today's fast-paced world, financial emergencies can occur unexpectedly, leaving individuals in need of immediate financial support. At Creditng, we understand the importance of quick access to reliable loans, and we are committed to providing safe and convenient online loan services in Nigeria. With our user-friendly loan app, we aim to meet the diverse financial needs of our customers and ensure a seamless borrowing experience.

Interest Rate:

At Creditng, we believe in transparent lending practices, and we strive to offer competitive interest rates. Our interest rates are determined based on factors such as the loan amount and duration. We make it a priority to provide our customers with a clear understanding of the interest rates and all associated loan terms before they proceed with their loan applications.

Company Profile:

Creditng is a reputable loan app company dedicated to offering instant loans to individuals in Nigeria. We pride ourselves on providing safe and reliable online loan services that cater to the urgent financial needs of our customers. With a focus on customer satisfaction, we strive to maintain the highest standards of service quality and security.

About Us:

At Creditng, we understand the financial challenges faced by individuals in Nigeria, and we aim to alleviate these burdens through our user-friendly loan app. Our platform is designed to make the borrowing process convenient, efficient, and accessible from anywhere and at any time. We have developed a robust infrastructure to ensure the utmost security and protection of our customers' personal and financial information.

Company Services:

Creditng offers a wide range of services to meet the diverse borrowing requirements of our customers. Through our loan app, individuals can access instant personal loans with varying amounts and flexible repayment options. Whether you need funds for medical emergencies, education expenses, home improvements, or any other purpose, Creditng is here to assist you.

Our Mission:

At Creditng, our mission is to provide safe and reliable online loans to individuals in Nigeria. We aim to simplify the loan application process, ensuring that our customers can access the funds they need quickly and conveniently. We are committed to helping our customers overcome financial obstacles and achieve their goals through our accessible loan services.

Our Vision:

Our vision is to become the leading provider of safe and reliable online loans in Nigeria. We strive to be a trusted financial partner, empowering individuals to manage their financial needs effectively. By leveraging technology and innovation, we aim to continuously enhance our loan app and services to provide an unparalleled borrowing experience.

Our Core Values:

Excellent Customer Service: We prioritize delivering exceptional customer service and aim to exceed our customers' expectations at every touchpoint. Our dedicated support team is readily available to assist with any queries or concerns throughout the loan process.

Cooperative Partner: We believe in fostering strong relationships with our customers and being their trusted financial partner. We listen to their needs, understand their circumstances, and provide tailored loan solutions to help them achieve their financial goals.

Ease of Use: We strive to ensure that our loan app is user-friendly and intuitive, making the loan application process simple and hassle-free. We value our customers' time and aim to provide a seamless experience from start to finish.

Security: At Creditng, the security of our customers' information is of utmost importance. We employ robust security measures and encryption protocols to safeguard their personal and financial data, ensuring their privacy and protection throughout the loan process.

Instant Loans:

Through our loan app, individuals can access instant loans, enabling them to meet their financial needs promptly. Our streamlined application process eliminates the need for lengthy paperwork or time-consuming bank visits, allowing customers to apply for loans conveniently from their mobile devices.

Conclusion:

Creditng is committed to providing safe, reliable, and user-friendly online loan services to individuals in Nigeria. With a focus on excellent customer service, cooperative partnerships, ease of use, and security, we aim to be the trusted financial partner that individuals can rely on during times of financial need. Whether you require funds for emergencies, investments, or personal expenses, Creditng is here to support you with instant loans tailored to your requirements. Experience the convenience and reliability of our loan app by installing it today and taking control of your financial future.

Reviews

Very poor app, I applied for a loan since 24/06/2023 and up till this very moment I haven't gotten anything and ur app confirmed that the cash as been disbursed, and u expect me to repay such loan???? Hell no. I also called the customer care service and nobody is responding. Don't even try to call me for repayment otherwise!!!!
- 6/26/2023
Haven't received loan...but the app is okay...easy registration...but still didn't receive any loan
- 6/25/2023
What is wrong with this app i made repayment with overdue payment and unfortunately to take another loan is declined me always and i contact ur customer service true whatsapp chat but no any effort please do the needful
- 6/24/2023
Have been trying to apply for this loan app since last year you are not approved my loan hmmm very wk
- 6/23/2023
The app is good and easy to use, will give my last star when my credit score increases.
- 6/22/2023
The registeration is easy, but it take time for loan to be approved, have been trying yet my loan has not been approved since, I can't say the app is good
- 6/18/2023
This people are thiefs please be carefull. I paid back the 5000 loan they gave me since on the 15th of loan and they are still disturbing me for another payment.
- 6/15/2023
It is scam I requested for a urgent loan of 4k and they are telling after 24hrs
- 6/11/2023
my first time to applying loan on this app the show me 4000 to pay back 5680 in 15days the money is small with low interest i can't wait for 24hr to received little 4000 🚫
- 6/9/2023
Good but I expected higher amount but given low amount what is it for....
- 6/6/2023