Bitcash

Bitcash is a fast, secure, and convenient loan app designed to meet the financial needs of South African mobile users. Our platform provides seamless access to instant personal loans, ensuring you can fund your business, education, or personal projects with ease. With Bitcash, there's no need to worry about extensive paperwork or long processing times—get the money you need in just a few minutes.

Loan Products

Tenure: Repayment terms range from 61 days to 151 days*.

Loan Amount: Borrow between R1,000 and R50,000.

Interest Rate: Minimum of 0.2% up to 2%.

Annual Percentage Rate (APR): Maximum of 28.07%.

Loan Example

Loan Amount: R3,000

Loan Term: 91 days

Interest Calculation: R3,000 * 2% = R179.51

Total Amount Due: R3,000 + R179.51 = R3,179.51

Why Choose Bitcash?

Unsecured Loans, No Paperwork: Apply for a loan using your credit without the need for deposits or guarantees.

High Loan Limits: Borrow up to R50,000, with funds disbursed to your bank account quickly.

Fully Digital Process: Complete all steps online using your mobile device, making the process paperless and efficient.

Data Security: We do not share your data with any third parties without your consent, ensuring your information is safe with us.

Repayment Reminders: Receive messages reminding you of repayment dates to avoid missing payments.

How It Works

Download the Bitcash App: Visit the Play Store and install the Bitcash app on your mobile device.

Register an Account: Sign up using your phone number.

Select Your Loan Product: Choose the loan product that best suits your needs.

Fill Out Your Information: Provide your basic information and submit your application.

Verification Call: You may receive a call for verification. The final application result will be displayed in the app, and you will be informed by SMS if approved.

E-Sign the Loan Agreement: After approval, e-sign the loan agreement.

Receive Funds: The approved loan amount will be disbursed into your account shortly, with an SMS notification confirming the transaction.

Eligibility Requirements

Residency: Must be a South African resident.

Age: Between 28 and 55 years old.

Income: Must have a source of stable monthly income.

Security and Privacy

At Bitcash, we prioritize your privacy and data security. All your information is used solely to verify your loan application and communicate with you during the repayment period. We adhere to strict confidentiality policies and do not share your information with any third parties without your explicit consent.