Interest Rate
Duration
Access Level	Public
Company Name	Sayele
Phone 1	+224622177452
Phone 2
Website or Store
Address
Category	Dangerous Loan
Company Email	crginfo@creditruralgn.com
Views	731

About CREDIT MONEY

Interest Rate

At Credit Money, we understand the importance of offering competitive interest rates to our customers. Our interest rates are designed to be fair and transparent, ensuring that our customers can access the funds they need without incurring excessive costs. We strive to maintain competitive rates that align with market standards, providing our customers with affordable borrowing options.

COMPANY PROFILE

ABOUT US

Credit Money is a leading loan app company dedicated to providing innovative financial solutions to individuals and businesses in Nigeria. With our user-friendly mobile application, we aim to make the borrowing process convenient, transparent, and accessible to everyone. Our commitment to excellence, integrity, and customer satisfaction sets us apart in the financial services industry.

COMPANY SERVICES

Credit Money offers a range of services tailored to meet the diverse needs of our customers:

Instant Loans: We provide instant loans with quick approval processes and disbursement to help customers address their urgent financial needs.

Secure Transactions: Our platform employs state-of-the-art security measures to ensure that all transactions are safe and protected from unauthorized access.

Flexible Repayment Options: We offer flexible repayment plans, allowing customers to repay their loans conveniently based on their financial capabilities.

Transparent Terms: We believe in transparency, and therefore, all our loan terms and conditions are clearly outlined to avoid any confusion or hidden fees.

Excellent Customer Support: Our dedicated customer support team is available to assist customers with any inquiries or concerns they may have, ensuring a seamless borrowing experience.

OUR MISSION

Our mission at Credit Money is to empower individuals and businesses in Nigeria by providing them with convenient access to financial assistance. We aim to simplify the borrowing process, foster financial inclusion, and contribute to the economic growth and development of our community.

Our Vision

We envision a future where accessing financial services is effortless and inclusive for all Nigerians. Through our innovative solutions and commitment to excellence, we strive to become the preferred choice for individuals and businesses seeking reliable financial support.

Our Core Values

At Credit Money, our core values serve as the foundation of our operations and guide us in everything we do:

Excellent Customer Service: We prioritize customer satisfaction above all else, striving to exceed their expectations by delivering exceptional service at every touchpoint.

Cooperative Partnerships: We believe in building strong, collaborative relationships with our partners to create mutual success and drive innovation in the financial services industry.

Ease of Use: We are committed to creating user-friendly platforms and processes that simplify the borrowing experience for our customers, making it convenient and hassle-free.

Security: We prioritize the security and privacy of our customers' information, implementing robust measures to safeguard their data and ensure a secure borrowing environment.

Instant Loans

Credit Money offers instant loans to meet the urgent financial needs of our customers. Our streamlined application process and quick approval times enable customers to access funds when they need them most. Whether it's covering unexpected expenses, managing cash flow, or seizing new opportunities, our instant loans provide the financial flexibility our customers require.

Safe and Reliable Online Loan App in Nigeria

Credit Money is committed to providing a safe and reliable online loan app experience in Nigeria. Our platform adheres to strict security protocols to protect our customers' personal and financial information. With encrypted data transmission, secure payment processing, and robust authentication mechanisms, customers can trust Credit Money to safeguard their privacy and ensure a secure borrowing experience.

In conclusion, at Credit Money, we are dedicated to empowering individuals and businesses in Nigeria through our innovative financial solutions, transparent practices, and commitment to customer satisfaction. With our user-friendly platform, competitive interest rates, and excellent customer service, we strive to be the preferred choice for borrowers seeking reliable financial assistance.

FAQ

Can loan apps post my pictures on social media?

You should not worry about loan apps threatening to post your picture on social media. If you check their accounts, you’ll notice most of them have fewer than 100 followers. This means they are mainly circulating your picture among themselves just to instill fear in you. Never pay a dime if any loan app posts your picture online; they are actually the ones owing you, not the other way around. Instead, report the account to the appropriate social media platform, and it will likely be closed down.

Can they auto-debit my account?

If you linked (bound) your ATM card during registration with a loan app, they can automatically debit your account. To prevent this, you should go to your bank, block the card, and request a new one.

For fully licensed Microfinance Banks that may use the Global Standing Instruction (GSI) or place a lien on your account, the safest option is to move your money to another bank account that has never been registered with loan apps. This will stop them from debiting your funds.

Can they come to my house or office to arrest me?

99% of loan apps cannot come to your house or office because most of them operate illegally and have no legal right to pursue you physically. Only fully licensed and approved Microfinance Banks with a registered office address and reputation as a legitimate financial institution can pay you a friendly visit, but never to arrest you.

Borrowing is a civil matter, not a criminal case. That means you cannot be arrested simply because you owe money. If any licensed microfinance bank tries to harass or threaten you, please contact us immediately—we will take the right steps to deal with them.

As for loan apps, they cannot legally come to your house or office to arrest you.

Can this loan app defame me?

Yes and No, a loan app can defame you, but it usually depends on where you downloaded the app from and what permissions you gave it.

If you downloaded the app outside the Play Store or App Store (for example, from a direct link or third-party site), it’s very likely the app will misuse your information. Many of those apps are not properly regulated.
How they access your contacts:

Loan apps need Contact permission to copy your phone contacts.
They also sometimes request Call log permission, which allows them to see your dialed, received, and missed calls—but not your full contact list.

If you used the app before 2023:

Before 2023, many loan apps could freely access contacts because the rules were not strict.
From 2023 onward, Google Play Store and Apple App Store introduced policies that restrict apps from accessing contacts and call logs unless it’s absolutely necessary.

How do I get rid of their daily messages and calls?

To stop their frequent calls, you can install Truecaller, upgrade to Premium, and use the Block Spam Calls feature. This will automatically filter out most unwanted numbers. (Check the video below for step-by-step details.)

For WhatsApp calls and messages, fight back smartly: never listen to their voice notes or read their messages. Instead, use the response strategy in the link below to reply safely. When you push back confidently, scammers usually give up and flee.

https://loansharkreview.com/MessageTemplate

Will this loan apps report me to the Credit Bureau?

In most cases, 90% of loan apps cannot report you to the Credit Bureau. This is because many of them are not licensed financial institutions or they charge exorbitant interest rates that violate government policies.

However, fully licensed and approved microfinance banks can report you to the Credit Bureau. Even when they do, they usually report only the actual amount you borrowed and the original agreed interest — not the inflated charges or penalties. If you notice incorrect information in your credit report, you have the right to contest it with the Credit Bureau and request correction.