| Interest Rate | 42% |
| Duration | 7 days |
| Access Level | Public |
| Company Name | Cash Mall |
| Phone 1 | |
| Phone 2 | |
| Website or Store | |
| Address | |
| Category | Dangerous Loan |
| Company Email | helpnaira@cashmallet.com |
| Views | 1,881 |
Interest rate
At Cash Mall, we offer competitive interest rates to ensure that our customers can access loans at affordable rates. Our interest rates are based on a number of factors, including the loan amount, the loan duration, and the customer's credit history. We believe in transparency, so all of our interest rates are clearly stated upfront, so our customers know exactly what they are getting into.
Company Profile
Cash Mall is a loan app company based in Nigeria, with a mission to provide quick and easy access to loans for our customers. Our app is designed to simplify the loan application process, so that customers can apply for and receive loans quickly and easily. We believe in providing excellent customer service, and work hard to ensure that our customers are satisfied with our services.
About Us
At Cash Mall, we understand that life can be unpredictable, and unexpected expenses can arise at any time. That's why we provide our customers with fast and easy access to loans, so they can get the funds they need when they need them. Our app is designed to be user-friendly and intuitive, making it easy for our customers to apply for loans and manage their accounts. We are committed to providing our customers with the best possible loan options and services.
Company Services
Cash Mall offers a range of loan services to our customers. Our app allows customers to apply for loans quickly and easily, and our loan approval process is fast and efficient. We offer loans ranging from ₦5,000 to ₦100,000, with flexible repayment terms that suit our customers' needs. We also offer competitive interest rates and no hidden fees, so our customers can access loans at affordable rates.
Our Mission
At Cash Mall, our mission is to provide our customers with quick and easy access to loans, so they can meet their financial needs. We believe that everyone should have access to affordable loans, and we work hard to provide our customers with the best possible loan options and services. We are committed to providing excellent customer service and making the loan application process as simple and hassle-free as possible.
Our Vision
Our vision at Cash Mall is to become the leading loan app company in Nigeria, by providing our customers with innovative loan options and services. We aim to be the go-to app for anyone who needs a quick and easy loan, and we strive to continuously improve our app and services to meet our customers' needs.
Our Core Values
At Cash Mall, we are guided by a set of core values that define who we are and how we operate. These values include:
Excellent Customer Service
We believe in providing our customers with the best possible loan options and services, and we are committed to delivering excellent customer service.
Cooperative Partner
We work closely with our customers to ensure that they get the loans they need, when they need them.
Ease of Use
Our app is designed to be user-friendly and intuitive, making it easy for our customers to apply for loans and manage their accounts.
Expert Counsel
Let's delve into the concerning practices of Cash Mall, a lending service that could potentially cause financial distress. Firstly, it's important to note that Cash Mall operates by sending SMS messages to your contacts, claiming that you owe them money. Additionally, they resort to sending derogatory messages via WhatsApp to your contacts as soon as one day after your repayment deadline.
Cash Mall typically offers repayment plans ranging from 6 to 14 days, which can be challenging to fulfill. What exacerbates the situation is their exorbitant overdue interest rates, ranging from 2% to 7% per day, leading borrowers into a cycle of escalating debt.
It's crucial to resist the urge to repay them once they resort to defaming you, as this is often their primary strategy for coercing payment. As unlicensed loan apps, they lack legal recourse beyond tarnishing your reputation.
A common pitfall is attempting to borrow from another loan app to settle your debt with Cash Mall, which often results in deeper financial trouble. With multiple apps under their umbrella, borrowers may unwittingly find themselves further entrenched in debt.
To protect yourself, consider installing Truecaller to identify and block their calls. Furthermore, the most effective solution to break free from the clutches of loan sharks like Cash Mall is to cease borrowing altogether. Block them on WhatsApp and report their activities directly to WhatsApp and Google Play store.
Remember, your integrity and financial well-being are paramount. By refraining from further borrowing, you regain control of your finances and preserve your peace of mind.
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Reviews
Cash-MallThe app is easy to navigate, their interest rate is too high and loan duration is too short. Plus, they'll be calling you as if the world is ending if you don't repay on time and when you finally do, you don't even get a message to acknowledge that your repayment has been seen. I deleted the app immediately i saw that my repayment has been posted.
- 4/7/2023
Your App is realy Good and Amazing, my only issue with the App is rejecting my payment with my Card even before the due date, i had too pay offline, and its over three hours now for the payment but it still didnt reflect on my App account. I wrote to them on email with proof of payment, still no any response.. Aside that the App is really Amazing
- 3/18/2023
registration and disbursement was fast and to the point but your loan interest and duration is extremely customer unfriendly. Based on this, I may delete your mobile app from my phone. Reason being that I don't want to be put in a tight situation for a loan repayment because of its extremely transient duration. However, thanks for your assistance at the time
- 3/3/2023
- Cash-Mall
My first experience with this app was great, but now their becoming unprofessional. I recently made my payment offline and up until now i haven't been cleared. The most annoying thing is that their contact line has not been connecting for a long time now. well i have payment proof if they like let them keep piling overdue profit for me. why provide offline account details you can pay with and not respond when it's paid .
- 2/26/2023
Am not happy about this at all. I have paid back my loan and it wasn't cleared . Went back to the app to check I saw the amount been increased. Sent an email earlier to complain there was no response up till now. The numbers and emergency lines aren't going through both WhatsApp number.Now it's showing 3days due already for what I have paid back already.
- 2/24/2023
- Cash-Mall
The first time it worked, and the number of places was not high, I still believe in this app and I always pay on time, because the tenor is reasonable and long, the interest limit is very low, this really helps me, it's very good, the application is very easy, The process is very fast, I've submitted it, it worked immediately
- 2/24/2023
It's my first time to use CASHMALL but honestly I regret taking loan from casmall, since yesterday, I have been trying to pay up my loan, but the app is not working, I tried using bank transfer but my bank was not listed amongst the list of Banks to choose from, I tried to contact the customer care line, it was switched off, I tried chatting on WhatsApp they are not on WhatsApp, and now have just 2 days before the due date. this is a deliberate act to delay my payment so as to add extra charge
- 2/21/2023
I received a loan. Till today when it was due. I did get a notification to repay. And I did an offline payment, no changes to my dashboard and times running. An email has been sent to them but no changes
- 2/17/2023
- Cash-Mall
the experience here is perfectly okay..but the only issue is that , the App doesn't adjust and reflect the loan repayment on dashboard. my loan is overdue tomorrow 09/12/22, and I have made repayment today, 08/12/22..till now my dashboard board has not reflected the payment. this isn't happening in other Loan Apps I have been using.. this error should be imediately corrected to redeem your image. thanks
- 2/10/2023
This app have given me a horrible experience so far. I paid since 2nd February 2022 and till now the app have refused to acknowledge the payment. The contact numbers on the app are phantom numbers, and the customer feedback channels are non-existent. I have sent the evidence of payment to their Facebook and Twitter channels but nothing have come out of it. I also contacted their sister company (Sparkle Naira) to get their contact all to no avail. Is this a scam?
- 2/5/2023
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