| Interest Rate | 42% |
| Duration | 7 days |
| Access Level | Public |
| Company Name | Cash Mall |
| Phone 1 | |
| Phone 2 | |
| Website or Store | |
| Address | |
| Category | Dangerous Loan |
| Company Email | helpnaira@cashmallet.com |
| Views | 3,278 |
Cash Mall ( Dangerous Loan )
About Cash Mall
Interest rate
At Cash Mall, we offer competitive interest rates to ensure that our customers can access loans at affordable rates. Our interest rates are based on a number of factors, including the loan amount, the loan duration, and the customer's credit history. We believe in transparency, so all of our interest rates are clearly stated upfront, so our customers know exactly what they are getting into.
Company Profile
Cash Mall is a loan app company based in Nigeria, with a mission to provide quick and easy access to loans for our customers. Our app is designed to simplify the loan application process, so that customers can apply for and receive loans quickly and easily. We believe in providing excellent customer service, and work hard to ensure that our customers are satisfied with our services.
About Us
At Cash Mall, we understand that life can be unpredictable, and unexpected expenses can arise at any time. That's why we provide our customers with fast and easy access to loans, so they can get the funds they need when they need them. Our app is designed to be user-friendly and intuitive, making it easy for our customers to apply for loans and manage their accounts. We are committed to providing our customers with the best possible loan options and services.
Company Services
Cash Mall offers a range of loan services to our customers. Our app allows customers to apply for loans quickly and easily, and our loan approval process is fast and efficient. We offer loans ranging from ₦5,000 to ₦100,000, with flexible repayment terms that suit our customers' needs. We also offer competitive interest rates and no hidden fees, so our customers can access loans at affordable rates.
Our Mission
At Cash Mall, our mission is to provide our customers with quick and easy access to loans, so they can meet their financial needs. We believe that everyone should have access to affordable loans, and we work hard to provide our customers with the best possible loan options and services. We are committed to providing excellent customer service and making the loan application process as simple and hassle-free as possible.
Our Vision
Our vision at Cash Mall is to become the leading loan app company in Nigeria, by providing our customers with innovative loan options and services. We aim to be the go-to app for anyone who needs a quick and easy loan, and we strive to continuously improve our app and services to meet our customers' needs.
Our Core Values
At Cash Mall, we are guided by a set of core values that define who we are and how we operate. These values include:
Excellent Customer Service
We believe in providing our customers with the best possible loan options and services, and we are committed to delivering excellent customer service.
Cooperative Partner
We work closely with our customers to ensure that they get the loans they need, when they need them.
Ease of Use
Our app is designed to be user-friendly and intuitive, making it easy for our customers to apply for loans and manage their accounts.
FAQ
Can loan apps post my pictures on social media?
You should not worry about loan apps threatening to post your picture on social media. If you check their accounts, you’ll notice most of them have fewer than 100 followers. This means they are mainly circulating your picture among themselves just to instill fear in you. Never pay a dime if any loan app posts your picture online; they are actually the ones owing you, not the other way around. Instead, report the account to the appropriate social media platform, and it will likely be closed down.
Can they auto-debit my account?
If you linked (bound) your ATM card during registration with a loan app, they can automatically debit your account. To prevent this, you should go to your bank, block the card, and request a new one.
For fully licensed Microfinance Banks that may use the Global Standing Instruction (GSI) or place a lien on your account, the safest option is to move your money to another bank account that has never been registered with loan apps. This will stop them from debiting your funds.
Can they come to my house or office to arrest me?
99% of loan apps cannot come to your house or office because most of them operate illegally and have no legal right to pursue you physically. Only fully licensed and approved Microfinance Banks with a registered office address and reputation as a legitimate financial institution can pay you a friendly visit, but never to arrest you.
Borrowing is a civil matter, not a criminal case. That means you cannot be arrested simply because you owe money. If any licensed microfinance bank tries to harass or threaten you, please contact us immediately—we will take the right steps to deal with them.
As for loan apps, they cannot legally come to your house or office to arrest you.
Can this loan app defame me?
Yes and No, a loan app can defame you, but it usually depends on where you downloaded the app from and what permissions you gave it.
- If you downloaded the app outside the Play Store or App Store (for example, from a direct link or third-party site), it’s very likely the app will misuse your information. Many of those apps are not properly regulated.
- How they access your contacts:
- Loan apps need Contact permission to copy your phone contacts.
- They also sometimes request Call log permission, which allows them to see your dialed, received, and missed calls—but not your full contact list.
- If you used the app before 2023:
- Before 2023, many loan apps could freely access contacts because the rules were not strict.
- From 2023 onward, Google Play Store and Apple App Store introduced policies that restrict apps from accessing contacts and call logs unless it’s absolutely necessary.
How do I get rid of their daily messages and calls?
To stop their frequent calls, you can install Truecaller, upgrade to Premium, and use the Block Spam Calls feature. This will automatically filter out most unwanted numbers. (Check the video below for step-by-step details.)
For WhatsApp calls and messages, fight back smartly: never listen to their voice notes or read their messages. Instead, use the response strategy in the link below to reply safely. When you push back confidently, scammers usually give up and flee.
https://loansharkreview.com/MessageTemplate
Will this loan apps report me to the Credit Bureau?
In most cases, 90% of loan apps cannot report you to the Credit Bureau. This is because many of them are not licensed financial institutions or they charge exorbitant interest rates that violate government policies.
However, fully licensed and approved microfinance banks can report you to the Credit Bureau. Even when they do, they usually report only the actual amount you borrowed and the original agreed interest — not the inflated charges or penalties. If you notice incorrect information in your credit report, you have the right to contest it with the Credit Bureau and request correction.
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Reviews
Cash-MallThe app is easy to navigate, their interest rate is too high and loan duration is too short. Plus, they'll be calling you as if the world is ending if you don't repay on time and when you finally do, you don't even get a message to acknowledge that your repayment has been seen. I deleted the app immediately i saw that my repayment has been posted.
- 4/7/2023
Your App is realy Good and Amazing, my only issue with the App is rejecting my payment with my Card even before the due date, i had too pay offline, and its over three hours now for the payment but it still didnt reflect on my App account. I wrote to them on email with proof of payment, still no any response.. Aside that the App is really Amazing
- 3/18/2023
registration and disbursement was fast and to the point but your loan interest and duration is extremely customer unfriendly. Based on this, I may delete your mobile app from my phone. Reason being that I don't want to be put in a tight situation for a loan repayment because of its extremely transient duration. However, thanks for your assistance at the time
- 3/3/2023
- Cash-Mall
My first experience with this app was great, but now their becoming unprofessional. I recently made my payment offline and up until now i haven't been cleared. The most annoying thing is that their contact line has not been connecting for a long time now. well i have payment proof if they like let them keep piling overdue profit for me. why provide offline account details you can pay with and not respond when it's paid .
- 2/26/2023
Am not happy about this at all. I have paid back my loan and it wasn't cleared . Went back to the app to check I saw the amount been increased. Sent an email earlier to complain there was no response up till now. The numbers and emergency lines aren't going through both WhatsApp number.Now it's showing 3days due already for what I have paid back already.
- 2/24/2023
- Cash-Mall
The first time it worked, and the number of places was not high, I still believe in this app and I always pay on time, because the tenor is reasonable and long, the interest limit is very low, this really helps me, it's very good, the application is very easy, The process is very fast, I've submitted it, it worked immediately
- 2/24/2023
It's my first time to use CASHMALL but honestly I regret taking loan from casmall, since yesterday, I have been trying to pay up my loan, but the app is not working, I tried using bank transfer but my bank was not listed amongst the list of Banks to choose from, I tried to contact the customer care line, it was switched off, I tried chatting on WhatsApp they are not on WhatsApp, and now have just 2 days before the due date. this is a deliberate act to delay my payment so as to add extra charge
- 2/21/2023
I received a loan. Till today when it was due. I did get a notification to repay. And I did an offline payment, no changes to my dashboard and times running. An email has been sent to them but no changes
- 2/17/2023
- Cash-Mall
the experience here is perfectly okay..but the only issue is that , the App doesn't adjust and reflect the loan repayment on dashboard. my loan is overdue tomorrow 09/12/22, and I have made repayment today, 08/12/22..till now my dashboard board has not reflected the payment. this isn't happening in other Loan Apps I have been using.. this error should be imediately corrected to redeem your image. thanks
- 2/10/2023
This app have given me a horrible experience so far. I paid since 2nd February 2022 and till now the app have refused to acknowledge the payment. The contact numbers on the app are phantom numbers, and the customer feedback channels are non-existent. I have sent the evidence of payment to their Facebook and Twitter channels but nothing have come out of it. I also contacted their sister company (Sparkle Naira) to get their contact all to no avail. Is this a scam?
- 2/5/2023
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