| Interest Rate | 95% |
| Duration | 7 day to 6 months |
| Access Level | Private Companies |
| Company Name | Princeps Finance |
| Phone 1 | 07085698828 |
| Phone 2 | |
| Website or Store | https://www.creditwallet.ng/ |
| Address | |
| Category | Mild Loan |
| Company Email | support@creditwallet.ng |
| Views | 1,464 |
Cash Wallet is a fintech company built with a mission to simplify instant credit and payment solutions for emerging markets. With innovative technology and a strong commitment to delivering excellent customer service, Cash Wallet has emerged as a trusted provider of loans, investments, bill payments, micro-insurance plans, and money transfers, all at the snap of your fingers.
Our Vision:
At Cash Wallet, our vision is to be the leading provider of financial independence solutions for customers in emerging markets, enabling them to take control of their finances and build a better future for themselves and their families.
Our Mission:
Our mission is to empower individuals and small businesses with quick and easy access to credit and financial services, helping them achieve their goals and overcome financial obstacles.
Our Core Values:
At Cash Wallet, we believe in providing excellent customer service, being a cooperative partner, offering ease of use, and maintaining the highest level of security for our customers.
Instant Loans:
With Cash Wallet, you can get a loan of up to 1,000,000 in just 15 minutes without collateral or paperwork. Our loan application process is seamless, automated, and 100% online, making it easy for you to access credit quickly and easily. Our loan repayment strategies are convenient and affordable, ensuring a smooth loan repayment model for you.
Stay Connected:
Download the Cash Wallet App and simplify your loan processing. With the app, you can discover a quick, simple, and convenient way to take out loans and manage your loan applications on your mobile phone.
Loan Rates and Fees:
Our loan ranges from ₦2,000 to ₦150,000 with a tenor of 61 days to 365 days. Our monthly interest rate ranges from 2% - 20% and APR from 22% - 264% per annum.
How to Apply:
Getting started with Cash Wallet is easy. Simply download the app, create your account, update your profile, check your eligibility, and apply for a loan. Once your loan is approved, you will receive the funds in your app instantly.
Expert Counsel
Allow me to shed some light on Cash Wallet and what you should keep in mind when dealing with them.
To kick things off, Cash Wallet has a knack for reaching out to your contacts when you owe them money. They'll fire off SMS messages to let your contacts know about your outstanding debt. And if that's not enough, they won't hesitate to flood your WhatsApp with all sorts of unpleasant messages once you're just a day overdue. It's not a pleasant experience, to say the least.
Now, let's talk about their repayment plans. Typically, Cash Wallet offers repayment periods ranging from 6 days to 14 days. However, these repayment terms can be quite challenging to meet, making it tough to pay off your debt on time.
When it comes to interest rates, brace yourself because Cash Wallet doesn't hold back. They charge a whopping 5% to 7% per day for overdue payments. That's a hefty sum, and if you're not careful, it can quickly spiral out of control, leaving you drowning in debt.
Here's a crucial piece of advice: once Cash Wallet starts tarnishing your reputation, don't bother paying them back. They've already gotten what they wanted, and paying them won't make those derogatory messages disappear. Plus, since they're not licensed, they don't have much legal recourse besides defaming you.
Whatever you do, resist the urge to borrow from another loan app to repay Cash Wallet. They have a whole array of mobile apps under their belt, so if you think you're escaping one debt by borrowing from another, think again. You'll only find yourself sinking deeper into financial trouble.
To shield yourself from Cash Wallet's relentless harassment, consider installing Truecaller on your phone. This handy app can help you identify and block their calls, giving you some much-needed peace of mind.
Ultimately, the best way to break free from Cash Wallet's clutches is to stop borrowing altogether. It might not be easy, but it's the only way to avoid getting caught in their web of debt.
Remember, your financial well-being is worth more than any loan. So, stay vigilant, be savvy about your borrowing decisions, and don't let Cash Wallet or any other loan shark drag you down.
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Reviews
total rip-offThis loan app is a total rip-off. The interest rates are sky-high and the repayment terms are unfair. I would not recommend this to anyone.
- 3/22/2023
This loan app was a complete waste of time. The application process was slow, and the interest rates were sky-high. I wouldn't recommend it to anyone
- 3/18/2023
I had a terrible experience with this loan app. The customer service was unresponsive, and the approval process was frustratingly slow. When I finally received the loan, the interest rate was much higher than I anticipated
- 3/7/2023
This loan app is a scam. They promise quick cash, but the hidden fees and high interest rates will leave you in a worse financial situation than when you started.
- 2/28/2023
I would not recommend this loan app to anyone. The interest rates were outrageous, and the customer service was nonexistent
- 2/15/2023
- Stay away from this loan app
Stay away from this loan app. The interest rates are so high, it feels like they're trying to take advantage of people in need of money
- 2/15/2023
I regret using this loan app. The application process was lengthy, and the approval rate was low. When I finally received the loan, the interest rate was so high that it was difficult to make payments.
- 2/13/2023
The loan app had a lot of hidden fees that made it difficult to pay back. The interest rate was also much higher than I anticipated. I wouldn't recommend it to anyone
- 2/8/2023
- desperate need of money
I was in desperate need of money and this app seemed like the solution. But after taking a loan, I realized the interest rates were outrageous and I ended up paying back way more than I borrowed
- 2/7/2023
- loan process was confusing
The loan process was confusing and the app kept crashing. Customer service was no help and I ended up taking out a loan with another company.
- 12/21/2022
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