Cashbean - Loan Shark Review
Interest Rate 45%
Duration 7 days
Access Level Public
Company Name Cashbean
Phone 1
Phone 2
Website or Store https://web.cashbean.loan/#/
Address unknown
Category Dangerous Loan
Company Email dgtlkenya@gmail.com
Views 765

Cashbean: 

Cashbean is a loan app company that provides instant loans to individuals in Nigeria. Our company aims to make financing easier and more accessible for Nigerians, regardless of their financial status. We offer personal loans that can be accessed anytime and anywhere through our mobile app.

Interest Rate

At Cashbean, we understand the importance of offering competitive interest rates to our customers. That is why we provide some of the lowest interest rates in the industry. Our interest rates are transparent, and we do not charge any hidden fees or penalties.

Company Profile

Cashbean is a personal loan app developed by GotCash Tech. Our current version, 1.2.0.1, was released on June 23, 2021, and has achieved more than 50 thousand installs on Google Play. Our app has a rating of 4.5, with 4 thousand ratings. Our goal is to provide safe and reliable online loans to individuals in Nigeria.

About Us

At Cashbean, we believe in the power of financial inclusion. We believe that everyone should have access to loans, regardless of their financial status. We understand that traditional lenders may be unwilling to lend to certain individuals due to their credit score, employment status, or income level. That is why we provide instant loans to individuals in Nigeria, without any restrictions.

Company Services

Cashbean offers personal loans to individuals in Nigeria. Our loans range from NGN 1,000 to NGN 500,000, and can be accessed through our mobile app. We offer flexible repayment terms that range from 91 days to 365 days. Our loan application process is simple and straightforward, and can be completed within minutes.

Our Mission

At Cashbean, our mission is to provide safe and reliable online loans to individuals in Nigeria. We aim to make financing easier and more accessible for Nigerians, regardless of their financial status. We believe that everyone should have access to loans, and we are committed to providing instant loans to those who need them the most.

Our Vision

Our vision is to become the leading loan app company in Nigeria. We want to be known for our excellent customer service, cooperative partners, ease of use, and security. We aim to provide the best loan app experience to our customers, and we will continue to innovate and improve our services to achieve this vision.

Our Core Values

At Cashbean, we are committed to our core values. We believe that these values are essential in providing the best loan app experience to our customers.

Excellent Customer Service

We believe in providing excellent customer service to our customers. Our customer service team is available to answer any questions or concerns that our customers may have.

Cooperative Partner

We value our partnerships with our customers, and we believe that working together is essential in achieving our goals.

Ease of Use

We believe that our loan app should be easy to use and navigate. We strive to provide a user-friendly experience to our customers.

Security

We take security seriously, and we have implemented robust security measures to ensure that our customers' data is safe and secure.

Instant Loans

We understand that our customers may need loans quickly, and that is why we provide instant loans. Our loan application process is simple and straightforward, and our customers can receive their funds within minutes.

Safe and Reliable Online Loan App in Nigeria

Cashbean is a safe and reliable online loan app in Nigeria. We are committed to providing transparent and fair loans to individuals in Nigeria. Our interest rates are competitive, and we do not charge any hidden fees or penalties. We believe in providing the best loan app experience to our customers, and we will continue to innovate and improve our services to achieve this go


Expert Counsel

First off, there's this app called Cashbean that might seem like a quick fix, but it's important to be aware of the risks.

 

Here's the scoop: once you borrow money from them, they start sending SMS to everyone in your contacts saying you owe them money. It's embarrassing and can cause a lot of stress.

 

And it doesn't stop there. If you're even just one day late on your payment, they bombard your WhatsApp with all sorts of disrespectful messages. It's not a pleasant experience, to say the least.

 

Their repayment plans aren't a walk in the park either. They usually give you somewhere between 6 to 14 days to pay back, which can be really challenging, especially with their high interest rates.

 

Speaking of interest rates, if you're late on a payment, they hit you with a pretty hefty interest rate, sometimes as much as 5% per day! It's a surefire way to dig yourself into even deeper debt.

 

Now, here's the thing: they're not even licensed! They can't legally do much to you besides trying to ruin your reputation by spreading lies about you.

 

Whatever you do, don't make the mistake of borrowing from another loan app to pay them back. It's a cycle that'll leave you broke. Plus, they've got tons of different apps out there, so you might end up borrowing from them again without even realizing it.

 

Here's a tip: download Truecaller on your phone. It helps you see who's calling so you can avoid their calls and block them from contacting you.

 

But honestly, the best way to deal with these loan sharks is to stop borrowing from them altogether. Block them on WhatsApp, report them on WhatsApp and Google Play store, and just cut ties with them for good.

 

Remember, you were doing just fine before they came along. Don't let them ruin your reputation or your peace of mind. It's not worth it.




Join our Facebook Group



Reviews

  • User loan Review
    Cashbean

    I started using in January 2023 and I have never default, I usually pay few days to deadline but since February, I was told I was over the credit limit. I sent a mail, customer rep told me to try another app... So bad 😡

    • 4/8/2023
  • User loan Review
    Cashbean

    Please don't use this app, from the moment I installed I noticed something fishy my Bluetooth started acting fishy turning on even if I disable it. Next they are requesting card details without even giving me any loan

    • 4/8/2023
  • User loan Review
    Cashbean

    This is nothing but absolutely fruad...people should beware oo..i applied for a loan of 61k and 39k was disbursed to me..the app is showing 61k as amount disbursed.i habe been cslling customer care but they quickly end conversation without meaningful ending...they started calling me to pay 65k as repayment and i explained to the agent..he also saw the error and said he would help me lodge complain..nothing has bee done till now and payment is increasing.. This is terrible.

    • 4/7/2023
  • User loan Review
    Cashbean

    What kind of fraudulent act is this, when you know you don't have loan to give me, why on earth would you asked me to bind my card. Google should delete this app from play store, infact all newedge are rubbish.

    • 3/31/2023
  • User loan Review
    Cashbean

    Asking to bind a card which details have been uploaded several times yet, you can't get pass this stage. Poor

    • 3/27/2023
  • User loan Review
    Cashbean

    It's very terrible I wasn't even showed the breakdown of the interest and charges.I had a credit limit of 3750 in the process of applying I just saw that the loan was already processing and I was to pay 5114.11. I have been trying to repay but nothing is working on the app. I can't even recommend this product to my enemies.

    • 3/26/2023
  • User loan Review
    Cashbean

    Cashbean seems to be a fraudulent loan app I have two transactions with them which was successful on the Ist of January I paid back online on request of my card numbers front and back and my pin always they acknowledged payment five minutes after they started withdrawing from same account to the amount of forty three thousand I have to immediately transfer all the money in that account and made a report to them they ignored my report and I have to borrow immediately now they are sending threat

    • 3/23/2023
  • User loan Review
    Cashbean

    Very bad experience. I visited the app to obtain while filling the application I was given a loan which I have not consented to. I called their agent and she was telling me that I was the one that clicked on withdrawal that was the reason the loan was disbursed. I have paid back their useless loan immediately, and they are still asking me to pay the interest I cannot pay for a service that I didn't enjoy

    • 3/11/2023
  • User loan Review
    Cashbean

    the app is more than terrible this is a criminal act, how will someone fill his or her details and you you credit him with sum useless amount of three something that is real fraud I  deleted the app from my phone

    • 3/10/2023
  • User loan Review
    Cashbean

    Fast and reliable loan app, but has a moderate high interest rate. I'll say it a bit fair.

    • 3/8/2023
  • User loan Review
    Cashbean

    I applied for your loan now and it was approved and I got a message telling me it has been disbursed but still yet I have not seen the money in my account 

    • 3/7/2023
  • User loan Review
    Cashbean

    Infact this app really works well. They gave out loan very fast but their interest is very high and their loan repayment period too short. Upon all you'll definitely receive loan. Kudos!

    • 3/4/2023
  • User loan Review
    Cashbean

    The app and services are very very terrible. They apply on behalf of the person rather than allowing the person to confirm first if he or she is interested and like one of the the person's said earlier, break down was not given prior to loan application, it was done after they applied on behalf of the person. To me, that's a fraudulent activity.

    • 3/3/2023
  • User loan Review
    Cashbean

    My experience has been terrible one for the fact that its only 15days and secondly i left money to transfer but it kept rejecting only for them to be increasing the debt penalty and call contacts thats highly unprofessional, why didnt yjey call all contacts before disbursing such apps are supposed to be off playstore for crying out loud. Mtsewww

    • 2/28/2023
  • User loan Review
    Cashbean

    I dwnled dis app to check on the credit score if it was suitable for me, after filing my details, I was credited with just 3750#, why? I never even clicked withdraw, amongs all other loan app it's only cashbean that automatically credits without even applying, Why is everyone having same complaints? This is fraudulent, I can never pay any interest because I never clicked withdraw

    • 2/27/2023
  • User loan Review
    Cashbean

    I did not ask for a loan, I only downloaded the app to check my credit limit and next thing, they're disbursing money to me without me asking for it. I'm sending the exact amount to you guys now, I won't be responsible for the extra charges. Can you imagine? I wasn't even shown the terms of agreement, next thing they're sending me money...

    • 2/17/2023
  • User loan Review
    Cashbean

    I will give 3 stars because the app is fast and they will approved a loan for you in seconds. The problem is I can't withdraw it It's always saying we can't offer you a loan now

    • 2/8/2023
  • User loan Review
    Cashbean

    This is the most terrible loan app I have seen. I was credited with a loan of 7 thousand to pay 10k without me authorizimg it and all the cc could say was for me to and repay the loan after i chat them. Pls don't fall victim of this app they are fraudulent.

    • 2/7/2023
  • User loan Review
    Cashbean

    I've heard a lot about this app so I decided to give it a try once I fill my information and all submitting it become an issue I've tried updating and restarting my phone yet it's still the same thing my Bluetooth still turning on even when I'm not on the app this is so sad And they don't even gave me a lone

    • 1/21/2023
  • User loan Review
    Cashbean

    Terrible! I was busy trying to check out how much I will be offered, without my approval or authorization my account was credited with 7k and charged an outrageous interest rate of N2,568. I didn't apply for the amount and I will not pay any interest cos cashbean is fraudulent and a scam. The amount credited into my account without my approval will be sent back to your wema Bank account.

    • 1/19/2023
  • User loan Review
    Cashbean

    PLEASE THIS IS A WARNING TO SUBSEQUENT USERS OF THIS APP. I WAS JUST FILLING TO SEE THE LOAN AVAILABLE AND IT AUTOMATICALLY CREDITED ME N7000 WITHOUT ACCEPTING. DONT AND I REPEAT DONT FILL THE APP. TO THE OWNERS, I JUST REALIZED ANOTHER USER EXPERIENCED THE SAME THING WHEN I WENT THROUGH THE REVIEWS... EVERYONE AVOID THIS APP.

    • 1/11/2023

Safely Report A Loan Shark

If you have borrowed from a loan shark or are worried about someone else, we’re here to help and keep you safe. Learn how to break free from their grasp.

Get help now