Cashearly

Cashearly is here to provide a seamless and efficient way to get personal loans online. Whether you're salaried or self-employed, Cashearly offers flexible loan options to meet your financial needs.

What is Cashearly?

Cashearly is an innovative online personal loan app designed for both salaried and self-employed individuals. With Cashearly, you can borrow amounts up to ₹20,000 and choose repayment terms that suit your needs. Here’s a detailed overview of what Cashearly offers:

Key Features of Cashearly

1. Loan Amounts: From ₹2,000 to ₹20,000
2. Interest Rates: Annual Percentage Rates (APR) ranging from 12% to 36%
3. Flexible Tenure: Repayment periods from 92 days to 360 days
4. Processing Fee: 2% to 4%, ensuring affordability

How Does Cashearly Work?

Easy Application Process

Cashearly simplifies the loan application process with its user-friendly app. Here’s how you can get started:

1. Download the App: Install Cashearly from the Google Play Store or Apple App Store.
2. Sign Up and Login: Register with your phone number.
3. Complete Information: Fill in basic details and upload KYC documents.
4. Select Loan Amount and Tenure: Choose the amount you wish to borrow and the repayment period.
5. Verify Information: Our team will promptly verify your details.
6. Receive Money: Once approved, the loan amount will be credited to your bank account.
7. Repay on Time: Ensure timely repayment to maintain a good credit score.

Eligibility Criteria

To qualify for a loan from Cashearly, applicants must meet the following requirements:

1. Residency: Must be a legal resident of India.
2. Age: Must be 21 years or older.
3. Income: Should have a steady source of income.
4. Documentation: Aadhaar and PAN card are mandatory.

Example Loan Calculation

To help you understand the cost of a loan from Cashearly, here’s an example:

• Loan Amount: ₹5,000
• Interest Rate: 29% per annum
• Tenure: 91 days

Calculations:

• Interest Calculation: ₹5,000 * 29% / 365 * 91 = ₹361
• Total Repayment Amount: ₹5,000 + ₹361 = ₹5,361

Why Choose Cashearly?

Cashearly offers several benefits that make it a preferred choice for borrowers:

1. 100% Online Loan Application Process

With Cashearly, you can apply for a loan directly through the app without the need for physical documentation. This makes the process fast and convenient.

2. Instant Personal Loan Online

Experience the convenience of instant loan approval and disbursal. Once approved, the funds are transferred directly into your bank account.

3. Affordable and Low-Interest Rates

Our interest rates are competitive, ranging from 12% to 36%, ensuring that borrowing is affordable.

4. High Loan Approval Rate

Cashearly has a high loan approval rate, increasing your chances of securing the funds you need.

5. Secure and Confidential

We prioritize your data security and privacy. All loan applications are secure, and your information is kept confidential.

Flexible Use of Cashearly Personal Loan

You can use our quick loans for a variety of purposes, including:

• Monthly Groceries: Cover your grocery bills with ease.
• Rent Payments: Manage rent payments even if your next paycheck is still some way off.
• Paying Bills: Tackle mounting bills and end-of-month cash crunches with our financial solutions.
• Emergency Expenses: Address urgent financial needs swiftly and efficiently.

Privacy and Security

Your data security and privacy are our top priorities. We’ll ask for your permission before accessing information on your phone. All requested information is relevant to creating a credit score, which helps us generate the best loan offers for you. Rest assured, your data is transferred over a secure HTTPS connection and is not shared with third parties without your consent. All transactions are secured using advanced encryption methods.

Cashearly provides a seamless and efficient way to access personal loans online. Whether you need funds for emergencies, bills, or personal expenses, Cashearly offers a convenient and transparent solution. Download the Cashearly app today and experience the ease of modern lending. Take control of your financial needs with Cashearly and enjoy peace of mind with our secure and reliable loan services.