Cashowomi

Cash Owomi provides competitive interest rates, offering a minimum of 0.1% and a maximum of 1% per day. The platform charges a one-time Origination Fee between NGN 1,174 and NGN 6,000, depending on the loan amount. With an annual percentage rate (APR) ranging from 36.5% to 300%, interest is calculated daily. For example, a 91-day loan term comes with a 39% origination fee and a 2.7% interest rate. For a principal loan of NGN 3,000, the total repayment amount would be NGN 4,255, which includes an origination fee of NGN 1,174 and interest of NGN 81.

Company Profile

Cash Owomi is a convenient online lending platform, powered by Blue Ridge Microfinance Bank Limited, designed to provide fast and easy access to loans for Nigerians. With a focus on mobile users, the platform makes borrowing hassle-free by offering flexible repayment options and favorable interest rates. Loans are disbursed directly into the applicant's bank account, all through a seamless digital process.

About Us

At Cash Owomi, we prioritize giving Nigerians easy access to personal loans. With a completely online application process, our platform offers flexibility, convenience, and affordability in loan options. Whether it's for personal expenses or emergency needs, Cash Owomi simplifies the lending process with minimal documentation and quick approval.

Services We Provide

Cash Owomi offers personal loans tailored for Nigerians, with amounts ranging from NGN 3,000 to NGN 200,000 and repayment terms between 91 and 365 days. The entire lending process is digital, designed to cater to the fast-paced needs of mobile users, ensuring ease and convenience.

Our Mission

Our mission at Cash Owomi is to provide swift and affordable loans to Nigerians, empowering them with flexible options that meet their financial needs.

Our Vision

We aim to be the top lending platform for Nigerians, offering loans that are not only quick and accessible but also affordable, secure, and convenient.

Our Core Values

Excellent Customer Service
We pride ourselves on delivering top-notch customer support, ensuring our clients receive the assistance they need, whenever they need it.

Collaborative Partnership
At Cash Owomi, we build strong partnerships with our customers by offering flexible loans that are tailored to their unique financial situations.

Simplicity and Convenience
We understand the importance of a smooth experience. Our platform is designed to be user-friendly, ensuring that the loan application process is quick, easy, and straightforward.

Data Security
The security of our customers' information is a top priority. We employ advanced security measures to ensure that all data is fully protected.

Instant Loans
We know how important it is to have fast access to funds. That's why Cash Owomi is built to provide instant loan approval and quick disbursement, right when you need it most.

What We Offer

Cash Owomi offers flexible loan amounts between NGN 3,000 and NGN 200,000, with terms ranging from 91 to 365 days, all at competitive and fair interest rates. Our platform provides a secure and reliable solution for Nigerians in need of financial assistance, making borrowing fast and stress-free.