| Interest Rate | 42% |
| Duration | 7 days |
| Access Level | Public |
| Company Name | Caycredit |
| Phone 1 | |
| Phone 2 | |
| Website or Store | http://www.caycredit.info |
| Address | unknown |
| Category | Dangerous Loan |
| Company Email | jcaycredit@gmail.com |
| Views | 2,364 |
CayCredit:
CayCredit is a trusted loan app company in Nigeria that offers instant loans to individuals and businesses. Our services include Naira Pay, Ease Naira, and LCredit Kash Up Loan, each designed to cater to different financial needs. As a company, we are committed to providing excellent customer service, ease of use, security, and cooperative partnerships with our clients.
Our interest rates are competitive and designed to be affordable for our customers. We understand that everyone has unique financial needs, and our loan products are tailored to meet these needs. Our loan application process is straightforward, and our response time is quick, making it easy for our clients to access the funds they need in times of need.
About Us CayCredit was established to provide individuals and businesses in Nigeria with access to safe and reliable online loans. We believe that access to finance should be easy and seamless, and that is why we created our platform to make the process of borrowing and lending money hassle-free. Our team is made up of experienced professionals who are committed to providing excellent customer service and delivering quality products to our clients.
Company Services Our services include Naira Pay, Ease Naira, and LCredit Kash Up Loan. Naira Pay is a loan product that is designed to meet the financial needs of individuals who require immediate cash for personal needs. Ease Naira, on the other hand, is a loan product that caters to the financial needs of small and medium-sized businesses. Lastly, LCredit Kash Up Loan is designed for individuals who need short-term loans to take care of urgent financial needs.
Our Mission Our mission is to provide safe and reliable online loans to individuals and businesses in Nigeria. We believe that everyone should have access to finance, regardless of their financial status or background. Our mission is to bridge the gap between borrowers and lenders and provide a platform for people to access funds quickly and easily.
Our Vision Our vision is to become the leading loan app company in Nigeria, providing innovative and affordable financial solutions to individuals and businesses. We aim to achieve this by consistently delivering quality services to our clients and building long-term relationships based on trust and mutual respect.
Our Core Values Our core values are built on the principles of excellence, cooperation, ease of use, and security. We believe in providing excellent customer service to our clients, working cooperatively with our partners, ensuring ease of use of our platform, and providing secure and reliable financial solutions.
Excellent Customer Service At CayCredit, we are committed to providing excellent customer service to our clients. We understand that financial needs can be stressful, and that is why we have a team of professionals who are available to guide you through the loan application process and answer any questions you may have. Our customer service team is available to assist you at any time, and we aim to provide a seamless and stress-free experience for our clients.
Cooperative Partner We value our partnerships with our clients and work cooperatively to ensure that they have access to the financial solutions they need. We believe that partnerships are essential to achieving our mission, and we strive to build long-term relationships based on trust and mutual respect.
Ease of Use We understand that time is precious, and that is why we have designed our platform to be easy to use. Our loan application process is straightforward, and our response time is quick, making it easy for our clients to access the funds they need in times of need.
Security We take the security of our clients' information seriously, and that is why we have put measures in place to ensure that our platform is secure. Our online loan app is designed with the latest security features to protect our clients' personal and financial information.
GotCash - Personal Loan in Nigeria GotCash - Personal Loan in Nigeria
Expert Counsel
Here's the scoop: once you borrow money from them, they start sending SMS to everyone in your contacts claiming you owe them money. This can be embarrassing and strain your relationships.
And it doesn't stop there. If you're just one day late on your payment, they bombard your WhatsApp with all sorts of disrespectful messages. It's definitely not a pleasant experience.
Their repayment plans aren't a walk in the park either. They typically give you somewhere between 6 to 14 days to repay, which can be quite challenging, especially with their high interest rates.
Speaking of interest rates, if you're late on a payment, they hit you with a pretty hefty interest rate, sometimes as much as 5% per day! This can quickly lead to more debt piling up.
Now, here's the catch: they're not even licensed! They can't legally do much to you besides trying to ruin your reputation by spreading lies about you.
Whatever you do, don't make the mistake of borrowing from another loan app to pay them back. It's a cycle that can leave you bankrupt. Plus, they have many different apps out there, so you might end up borrowing from them again without even realizing it.
Consider installing Truecaller on your mobile phone to identify and block unwanted calls from Caycredit. It's a simple way to avoid their attempts to contact you.
Ultimately, the best solution to avoid getting caught up with loan sharks like Caycredit is to simply stop borrowing from them altogether. Block them on WhatsApp and report them directly if they continue to harass you.
Remember, you were managing just fine before they came into the picture. Don't let them tarnish your integrity or financial stability. Stay strong and seek alternative means of support if needed. You've got this.
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Reviews
The agents are terrible insults (CayCredit)- 6/17/2024
- Agent message to users
FOR YOUR SAKE, YOUR PAYMENT SHOULD NOT EXCEED 11:49PM.
IF YOU FEEL THERE IS NOTHING WE CAN DO, BETTER HAVE A RETHINK BECAUSE BY MORNING, YOU MIGHT WAKE UP TO THE UNEXPECTED.
CAYCREDIT
- 4/26/2024
- Agent message to users
IF WE DONT RECEIVE YOUR CAYCREDIT PAYMENT IN THE NEXT FEW MINUTES YOU WONT LIKE SUCH THAT WILL HAPPEN THIS EVENING DARE US AND SEE ACTIONS CAYCREDIT
- 4/18/2024
- CayCredit
The App is good but, intrest rate is too high and repayment time is too short.
- 4/19/2023
- CayCredit
Quick disbursement but interest rate is too much for a short term of payment. It a loan y suffering ur client wen de want to repay. Most client will default in repayment.
- 4/17/2023
- CayCredit
Nice app but always having delay in disbursing money into one account why? The loan I apply hasn't been disburse into my account.I won't pay for what I did not use.
- 4/12/2023
- CayCredit
I did not receive the loan I applied for despite waiting and it's showing on the App that the fund has been disbursed
- 4/6/2023
- CayCredit
This is unfair and heart broken. Applied for a loan and was not given and the dashboard is showing disbursed loan while counting the dates. I will not pay for a loan I didn't collect. I'm deleting the app now.
- 3/30/2023
- CayCredit
Useless app! This the most worthless loan app you will ever come across trust me. Yahoo boys are behind this app and after getting access to your phone and get your bank details information, they will steal from you and won't still give you any loan! Run!!!! Any good feedback you see ain't real, it's probably one of them writing those things to deceive people!! Run!! Worthless loan app! Always make sure you block their access before deleting their useless app from ur 🤳 phone
- 3/14/2023
- CayCredit
Please anyone seeking for loan should flee from this app, I was in need of little fund and used this app they gave me 4k to pay 5400 in seven days, though I had less option and I took it. Promising if I pay back there will be improvement, imagine they now gave me 9k to pay 12,150 in seven days. And most importantly if you're using this app try and read their terms of service very careful you will thank me later.
- 3/10/2023
- CayCredit
The duration is never increased, you'll see increased to 14days when you reach 20k. The day you borrow that you'll still end up with 7days duration. Very high interest rate. The worst loan app ever is caycredit
- 3/9/2023
- CayCredit
How could you claim that you have disbursed a loan to me when you actually didn't do that this app is purely scam. Please you guys should immediately return and delete whatever you put on the dashboard that I'm owing 10k plus because I never received any loan of 8k.
- 3/4/2023
- CayCredit
The app started on a good note, But I noticed they don't increase the duration of repayment and interest rate is very high. Still 7days even for bigger amounts. And for 5days now it's been showing a message that says they've run out of loan orders. So one can't even get a loan from the app. I've made complaints but still no change.
- 2/26/2023
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