| Interest Rate | 49% |
| Duration | 7 days |
| Access Level | Public |
| Company Name | Potcenta Enterprises |
| Phone 1 | |
| Phone 2 | |
| Website or Store | nil |
| Address | unknown |
| Category | Dangerous Loan |
| Company Email | support@copay.com |
| Views | 536 |
Introducing Copay, the safe and reliable online loan app in Nigeria that offers instant loans with competitive interest rates. Our mission is to provide excellent customer service to our clients, and to be a cooperative partner in their financial journey. We understand that getting a loan can be stressful and confusing, which is why we strive to make our services easy to use and secure.
ABOUT US Copay is a loan app company that is dedicated to providing personal loans to individuals in Nigeria. Our team consists of experienced professionals who are passionate about helping Nigerians to access loans quickly and easily. We use cutting-edge technology to ensure that our services are fast, reliable, and secure.
COMPANY SERVICES At Copay, we offer a wide range of loan services to meet the needs of our clients. Our personal loans are designed to help individuals cover unexpected expenses, pay off debts, or make important purchases. We also offer business loans to help entrepreneurs start or expand their businesses. Our loan services are available through our easy-to-use mobile app, which can be downloaded from the Google Play Store.
OUR MISSION Our mission at Copay is to provide excellent customer service to our clients, and to be a cooperative partner in their financial journey. We understand that getting a loan can be stressful and confusing, which is why we strive to make our services easy to use and secure. We aim to provide our clients with the best possible loan experience, and to help them achieve their financial goals.
OUR VISION Our vision at Copay is to become the leading loan app company in Nigeria. We want to be known for our excellent customer service, innovative loan products, and commitment to helping Nigerians achieve their financial goals. We believe that by providing safe and reliable loan services, we can help to make financing easier for Nigerians.
OUR CORE VALUES At Copay, we are guided by our core values of excellent customer service, cooperative partnership, ease of use, and security. We believe that these values are essential to providing our clients with the best possible loan experience.
Excellent Customer Service We are committed to providing our clients with the highest level of customer service. Our team is always available to answer questions and provide assistance whenever needed.
Cooperative Partner We believe in working closely with our clients to help them achieve their financial goals. We strive to be a cooperative partner in their financial journey, and to provide them with the support they need to succeed.
Ease of Use We understand that getting a loan can be stressful and confusing. That's why we strive to make our services easy to use, with a simple and intuitive mobile app that anyone can use.
Security We take the security of our clients' personal and financial information very seriously. We use the latest security technologies to ensure that our clients' information is safe and secure at all times.
INTEREST RATE At Copay, we offer competitive interest rates on our loan products. Our interest rates are designed to be fair and reasonable, and to provide our clients with the best possible value. We understand that every client's financial situation is unique, which is why we work closely with our clients to determine the best loan product and interest rate for their needs.
GOTCASH TECH GotCash - Personal Loan in Nigeria is a finance app that offers personal loans to individuals in Nigeria. The app is developed by GotCash Tech and is listed under the category of Tools. The current version of the app is 1.2.0.1, which was released on 23/06/2021. According to Google Play, the app has achieved more than 50 thousand installs and currently has 4 thousand ratings with an average rating value of 4.5.
INSTALL THE APP NOW If you're looking for a safe and reliable loan app in Nigeria, look no further
Expert Counsel
So here's the scoop: once you borrow from them, they start sending texts to everyone in your contacts, saying you owe them money. It's embarrassing, trust me.
And it gets worse. Miss your payment by just one day, and they flood your WhatsApp with all sorts of nasty messages. Not fun at all.
Their repayment plans? Tough as nails. Usually, they give you between 6 to 14 days to pay back, and let's be real, it's not easy.
Now, brace yourself for the interest rates. If you're late, they hit you with a hefty interest rate, sometimes as high as 5% per day! It's a recipe for more debt.
Here's a crucial tip: don't pay them back if they start defaming you. They've already got what they wanted once they tarnish your name.
And get this, they're not even licensed! All they can do is spread rumors about you. Pretty low, right?
Whatever you do, don't borrow from another loan app to pay them off. It's a slippery slope that'll leave you broke. Plus, they've got tons of apps out there, so you might end up borrowing from them again by accident.
Pro tip: download Truecaller on your phone. It helps you see who's calling so you can dodge their calls and block them from reaching you.
But honestly, the best way to deal with these loan sharks is to stop borrowing altogether. Block them on WhatsApp, report them directly on WhatsApp and Google Play store, and cut ties with them for good.
Remember, you were managing just fine before they showed up. Don't let them ruin your reputation or your peace of mind. It's just not worth it.
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Reviews
I used this loan app once, and it was a terrible experience. The app was difficult to use, and the interest rates were way too high. It left me feeling cheated, and I would not recommend it to anyone
- 3/3/2023
The loan app had a high approval rate, but the interest rates were way too high. The app made it challenging to pay back, and I would not recommend it to anyone
- 2/28/2023
This loan app was a nightmare to use. The app was buggy and slow, and the customer service was unhelpful. The high-interest rate and hidden fees made it difficult to repay, and I regret using it
- 2/24/2023
I was attracted to this loan app because of its easy application process, but the high-interest rate made it challenging to pay back. I would not recommend this app to anyone
- 2/21/2023
I used this loan app once, and it was a terrible experience. The app was slow and clunky, and the customer service was unresponsive. The high-interest rates made it challenging to pay back, and I ended up spending more than I planned. I would not recommend this loan app
- 2/19/2023
This loan app had a good interface, but the terms and conditions were not clear. The fees and interest rates were too high, and I ended up paying more than I expected. I would not use this loan app again
- 2/15/2023
I had heard good things about this loan app, but I was disappointed with the overall experience. The app had a lot of hidden fees, and the interest rates were higher than advertised. It left me feeling ripped off, and I would not recommend it
- 2/12/2023
I had a terrible experience with this loan app. The app was difficult to use, and the customer service was unhelpful. The loan process took much longer than expected, and the high-interest rate made it challenging to repay
- 2/10/2023
This loan app had a high approval rate, but the fees and interest rates were ridiculously high. It was not worth the cost, and I would not recommend it to anyone
- 2/6/2023
I was attracted to this loan app because of the low-interest rate, but the approval process was a nightmare. The app required too much personal information, and it took forever to get approved. By the time I was finally approved, I needed the money for something else. I would not recommend this loan app
- 2/3/2023
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Safely Report A Loan Shark
If you have borrowed from a loan shark or are worried about someone else, we’re here to help and keep you safe. Learn how to break free from their grasp.
