| Interest Rate | 45% |
| Duration | 7 days |
| Access Level | Public |
| Company Name | Papichou Technology Limited |
| Phone 1 | 09117302254 |
| Phone 2 | +2349117302254 |
| Website or Store | https://easy-fund.net/#/ |
| Address | |
| Category | Mild Loan |
| Company Email | castroone1298@gmail.com |
| Views | 3,465 |
EasyFund
FAQ
Can loan apps post my pictures on social media?
You should not worry about loan apps threatening to post your picture on social media. If you check their accounts, you’ll notice most of them have fewer than 100 followers. This means they are mainly circulating your picture among themselves just to instill fear in you. Never pay a dime if any loan app posts your picture online; they are actually the ones owing you, not the other way around. Instead, report the account to the appropriate social media platform, and it will likely be closed down.
Can they auto-debit my account?
If you linked (bound) your ATM card during registration with a loan app, they can automatically debit your account. To prevent this, you should go to your bank, block the card, and request a new one.
For fully licensed Microfinance Banks that may use the Global Standing Instruction (GSI) or place a lien on your account, the safest option is to move your money to another bank account that has never been registered with loan apps. This will stop them from debiting your funds.
Can they come to my house or office to arrest me?
99% of loan apps cannot come to your house or office because most of them operate illegally and have no legal right to pursue you physically. Only fully licensed and approved Microfinance Banks with a registered office address and reputation as a legitimate financial institution can pay you a friendly visit, but never to arrest you.
Borrowing is a civil matter, not a criminal case. That means you cannot be arrested simply because you owe money. If any licensed microfinance bank tries to harass or threaten you, please contact us immediately—we will take the right steps to deal with them.
As for loan apps, they cannot legally come to your house or office to arrest you.
Can this loan app defame me?
Yes and No, a loan app can defame you, but it usually depends on where you downloaded the app from and what permissions you gave it.
- If you downloaded the app outside the Play Store or App Store (for example, from a direct link or third-party site), it’s very likely the app will misuse your information. Many of those apps are not properly regulated.
- How they access your contacts:
- Loan apps need Contact permission to copy your phone contacts.
- They also sometimes request Call log permission, which allows them to see your dialed, received, and missed calls—but not your full contact list.
- If you used the app before 2023:
- Before 2023, many loan apps could freely access contacts because the rules were not strict.
- From 2023 onward, Google Play Store and Apple App Store introduced policies that restrict apps from accessing contacts and call logs unless it’s absolutely necessary.
How do I get rid of their daily messages and calls?
To stop their frequent calls, you can install Truecaller, upgrade to Premium, and use the Block Spam Calls feature. This will automatically filter out most unwanted numbers. (Check the video below for step-by-step details.)
For WhatsApp calls and messages, fight back smartly: never listen to their voice notes or read their messages. Instead, use the response strategy in the link below to reply safely. When you push back confidently, scammers usually give up and flee.
https://loansharkreview.com/MessageTemplate
Will this loan apps report me to the Credit Bureau?
In most cases, 90% of loan apps cannot report you to the Credit Bureau. This is because many of them are not licensed financial institutions or they charge exorbitant interest rates that violate government policies.
However, fully licensed and approved microfinance banks can report you to the Credit Bureau. Even when they do, they usually report only the actual amount you borrowed and the original agreed interest — not the inflated charges or penalties. If you notice incorrect information in your credit report, you have the right to contest it with the Credit Bureau and request correction.
About EasyFund
EASYFUND: Your Reliable Partner for Instant Loans
Interest Rate
At EASYFUND, we understand the importance of providing financial assistance to our customers when they need it most. That's why we offer competitive interest rates tailored to suit your financial needs and circumstances. With transparent terms and flexible repayment options, we ensure that obtaining a loan with us is both affordable and convenient.
COMPANY PROFILE
EASYFUND is a leading loan app company dedicated to providing safe and reliable financial solutions to individuals across Nigeria. With a commitment to innovation and customer satisfaction, we leverage cutting-edge technology to deliver instant loans at competitive rates. Our user-friendly platform and stringent security measures ensure a seamless borrowing experience for our customers.
ABOUT US
Established with the mission of making borrowing accessible and hassle-free, EASYFUND has quickly emerged as a trusted name in the fintech industry. Our team comprises seasoned professionals with extensive experience in finance and technology, allowing us to deliver efficient and reliable services to our customers.
COMPANY SERVICES
At EASYFUND, we offer a range of services to meet the diverse needs of our customers:
- Instant Loans: Our online platform allows users to apply for loans quickly and easily, with funds disbursed directly to their bank accounts within minutes.
- Flexible Repayment Options: We understand that every individual's financial situation is unique. That's why we offer flexible repayment terms to ensure that our loans are affordable and manageable.
- Secure Transactions: The security of our customers' personal and financial information is our top priority. Our platform employs state-of-the-art encryption technology to safeguard data and prevent unauthorized access.
- Excellent Customer Support: Our dedicated customer support team is available to assist users with any inquiries or issues they may encounter. Whether you need help completing an application or have questions about repayment, we're here to help.
OUR MISSION
At EASYFUND, our mission is to empower individuals by providing them with access to fast and reliable financial assistance. We strive to simplify the borrowing process and make it more accessible to everyone, regardless of their financial background or credit history. By offering transparent terms, competitive rates, and exceptional customer service, we aim to become the preferred choice for borrowers in Nigeria.
Our Vision
Our vision is to become the leading provider of instant loans in Nigeria, known for our reliability, transparency, and commitment to customer satisfaction. We aspire to transform the way people access financial services by leveraging technology to deliver convenient and affordable solutions. By continually innovating and adapting to the evolving needs of our customers, we aim to set new standards of excellence in the fintech industry.
Our Core Values
Excellent Customer Service
We prioritize the needs of our customers above all else, striving to exceed their expectations at every opportunity. From the moment they first interact with our platform to the completion of their loan repayment, we are committed to delivering exceptional service and support.
Cooperative Partner
We believe in fostering strong relationships with our customers based on mutual trust and cooperation. By listening to their feedback and understanding their needs, we work collaboratively to find solutions that meet their financial goals and aspirations.
Ease of Use
We are committed to providing a seamless and intuitive borrowing experience for our users. Our user-friendly platform is designed to make the loan application process quick and straightforward, allowing customers to access the funds they need with minimal hassle.
Security
We understand the importance of protecting our customers' sensitive information. That's why we invest in robust security measures to safeguard data and ensure the privacy and confidentiality of all transactions conducted through our platform.
Instant Loans
We recognize that financial emergencies can arise at any time. That's why we offer instant loans with fast approval and disbursement times, allowing customers to access funds when they need them most. With EASYFUND, you can count on reliable financial assistance whenever you need it.
Safe and Reliable Online Loan App in Nigeria
EASYFUND is committed to providing a safe and reliable borrowing experience for users across Nigeria. Our platform adheres to strict security protocols to protect against fraud and unauthorized access, ensuring that your personal and financial information remains secure at all times. With our transparent terms, competitive rates, and excellent customer service, you can trust EASYFUND to meet your borrowing needs with integrity and professionalism. Apply for a loan with us today and experience the convenience and peace of mind that comes with choosing Nigeria's trusted loan app company.
Reviews
Undue Overcharges After Repayment (EasyFund)I had a loam due with them and due to some health issues I foresaw I may not be able to make my payment before or by due date so I had reached out to customer care to state my case. When the agents started calling and texting I didn't run or hide. I sent screenshot of my messages to customer care also explaining. O chose an agent to interact with throughout the process. Now also considering that their app is down and gets uninstalled everytime, I had to rely on the amount and account details sent by the agents. The agent had asked me to make a payment of N14700 and my loan would be cleared. I did.
About a month later, another agent reached out to say I was still in default of N5000 but if I could pay N3000 it would be cleared. Now this was shocking and sounds like fraud.
I maintained that I had made payment which she did agree was showing on their end but insisted that I was still in default and she is a new agent and has no business whatsoever with the former agent I interacted with. Now they are rolling overcharges on what they still claim is pending.
- 5/5/2025
- e (EasyFund)
- 4/5/2025
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