Easybuy ( Mild Loan )

Easybuy - Loan Shark Review
Interest Rate 42%
Duration 91 days
Access Level Public
Company Name Easybuy
Phone 1
Phone 2
Website or Store https://web.newedgefinance.com/
Address unknown
Category Mild Loan
Company Email easybuy.support@newedgefinance.com
Views 13,369
About Easybuy

Introduction: Easybuy is a loan app company that provides instant loans to its customers. We understand that financial emergencies can happen at any time, and getting access to quick funds can be difficult. Therefore, we have designed an easy-to-use online loan application process that is secure, fast, and reliable. We aim to make financing easier for Nigerians by providing safe and reliable personal loans through our mobile app.

Interest Rates: We understand the importance of affordable interest rates to our customers, and we have designed our loan products to be affordable and competitive. Our interest rates range from 4% to 12%, depending on the loan amount and repayment period.

Company Profile: Easybuy is a loan app company registered with the Corporate Affairs Commission of Nigeria. We are committed to providing safe, reliable, and convenient loan services to our customers. Our company operates with a team of dedicated professionals who are passionate about delivering excellent customer service to our customers.

About Us: Easybuy is a loan app company that provides instant loans to its customers through a user-friendly mobile application. We aim to help Nigerians in times of financial emergencies by providing access to quick funds through our loan app. Our loan app has been designed to be easy to use, secure, and reliable.

Company Services: We offer personal loans to our customers through our mobile application. Our loan products are designed to be affordable, competitive, and flexible to meet the financial needs of our customers. We also offer excellent customer service and support to our customers throughout the loan application and repayment process.

Our Mission: Our mission is to provide safe, reliable, and convenient loan services to our customers. We aim to make financing easier for Nigerians by providing instant loans through our user-friendly mobile application. We are committed to providing excellent customer service and support to our customers.

Our Vision: Our vision is to become the leading loan app company in Nigeria, providing safe, reliable, and convenient loan services to our customers. We aim to help Nigerians in times of financial emergencies by providing access to quick funds through our loan app.

Our Core Values: At Easybuy, we are guided by our core values, which include:

Excellent Customer Service: We are committed to providing excellent customer service and support to our customers. We believe that our customers are the heart of our business, and we strive to ensure that they have a positive experience with our loan app.

Cooperative Partner: We believe in building partnerships with our customers, and we are committed to working together to ensure that our customers' financial needs are met.

Ease of Use: We have designed our loan app to be easy to use, making the loan application and repayment process simple and convenient for our customers.

Security: We take the security of our customers' personal and financial information seriously. Therefore, we have implemented strict security measures to protect our customers' data and ensure that their information is safe.

Instant Loans: We understand that financial emergencies can happen at any time, and getting access to quick funds can be difficult. Therefore, we offer instant loans to our customers through our mobile application, ensuring that our customers can get the funds they need quickly and easily.

Safe and Reliable Online Loan App in Nigeria: We are committed to providing safe and reliable loan services to our customers. Therefore, we have implemented strict security measures to protect our customers' data and ensure that their information is safe. Our loan app is also designed to be reliable, ensuring that our customers can access their funds when they need them.

Conclusion: At Easybuy, we are committed to providing safe, reliable, and convenient loan services to our customers. We believe in building partnerships with our customers and providing excellent customer service and support. Our loan app is designed to be easy to use, secure, and reliable, ensuring that our customers can get the funds they need quickly and easily

FAQ

Can loan apps post my pictures on social media?

You should not worry about loan apps threatening to post your picture on social media. If you check their accounts, you’ll notice most of them have fewer than 100 followers. This means they are mainly circulating your picture among themselves just to instill fear in you. Never pay a dime if any loan app posts your picture online; they are actually the ones owing you, not the other way around. Instead, report the account to the appropriate social media platform, and it will likely be closed down.

Can they auto-debit my account?

If you linked (bound) your ATM card during registration with a loan app, they can automatically debit your account. To prevent this, you should go to your bank, block the card, and request a new one.

For fully licensed Microfinance Banks that may use the Global Standing Instruction (GSI) or place a lien on your account, the safest option is to move your money to another bank account that has never been registered with loan apps. This will stop them from debiting your funds.

Can they come to my house or office to arrest me?

99% of loan apps cannot come to your house or office because most of them operate illegally and have no legal right to pursue you physically. Only fully licensed and approved Microfinance Banks with a registered office address and reputation as a legitimate financial institution can pay you a friendly visit, but never to arrest you.

Borrowing is a civil matter, not a criminal case. That means you cannot be arrested simply because you owe money. If any licensed microfinance bank tries to harass or threaten you, please contact us immediately—we will take the right steps to deal with them.

As for loan apps, they cannot legally come to your house or office to arrest you.

Can this loan app defame me?

Yes and No, a loan app can defame you, but it usually depends on where you downloaded the app from and what permissions you gave it.

  1. If you downloaded the app outside the Play Store or App Store (for example, from a direct link or third-party site), it’s very likely the app will misuse your information. Many of those apps are not properly regulated.
  2. How they access your contacts:
  • Loan apps need Contact permission to copy your phone contacts.
  • They also sometimes request Call log permission, which allows them to see your dialed, received, and missed calls—but not your full contact list.
  1. If you used the app before 2023:
  • Before 2023, many loan apps could freely access contacts because the rules were not strict.
  • From 2023 onward, Google Play Store and Apple App Store introduced policies that restrict apps from accessing contacts and call logs unless it’s absolutely necessary.



How do I get rid of their daily messages and calls?

To stop their frequent calls, you can install Truecaller, upgrade to Premium, and use the Block Spam Calls feature. This will automatically filter out most unwanted numbers. (Check the video below for step-by-step details.)

For WhatsApp calls and messages, fight back smartly: never listen to their voice notes or read their messages. Instead, use the response strategy in the link below to reply safely. When you push back confidently, scammers usually give up and flee.


https://loansharkreview.com/MessageTemplate



Will this loan apps report me to the Credit Bureau?

In most cases, 90% of loan apps cannot report you to the Credit Bureau. This is because many of them are not licensed financial institutions or they charge exorbitant interest rates that violate government policies.

However, fully licensed and approved microfinance banks can report you to the Credit Bureau. Even when they do, they usually report only the actual amount you borrowed and the original agreed interest — not the inflated charges or penalties. If you notice incorrect information in your credit report, you have the right to contest it with the Credit Bureau and request correction.

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Reviews
  • User loan Review
    Message from easybuy to user (Easybuy) (Easybuy)

    Your family and people will gather to cry for you if you don't pay easybuy loan

    • 6/13/2025
  • User loan Review
    Message from easybuy to user (Easybuy)

    Your family and people will gather to cry for you if you don't pay easybuy loan

    • 6/13/2025
  • User loan Review
    Don't borrow from them (Easybuy)

    Pls don't borrow from easybuy it's one of the worst loan App

    • 4/30/2025
  • User loan Review
    Agent message to users

    AWAIT OUR ACTION RESPONSES SOON WHICH MAY NOT BE CONSIDERATE IF WITHIN THIS NEXT HOUR YOUR REPAYMENT IS NOT RECEIVED! YOUR GUARANTORS AND RELATIVES WILL BE AFFECTED. YOU HAVE 2HRS! EASYBUY...


    • 12/18/2024
  • User loan Review
    Agent message to users

    WITHOUT REMORSE YOU WILL PAY DEARLY FOR YOUR SILENCE AND NONCHALANT ATTITUDE TOWARDS YOUR REPAYMENT, IT IS ONLY A PITY YOUR GUARANTORS WILL BE A PARTAKER OF IT

    • 12/10/2024
  • User loan Review
    Agent message to users



    You're next!

    If your loan repayment to "EASYBUY XCROSS "is not received Now, you'll be declared wanted & your house/office/business place will be invaded by The Anti-Robbery & Special Fraud Unit for intended loan fraud.

    • 12/10/2024
  • User loan Review
    Agent message to users

    IF YOU DON'T WANT GOD TO DELAY YOUR FAMILY'S SUCCESS AND BLESSING THE SAME WAY YOU ARE DELAYING OUR MONEY, PAY UP YOUR EASYBUY NOW. DO NOT BE UNFORTUNATE.

    • 12/10/2024
  • User loan Review
    Agent message to users

    Don't be unfortunate; you've been detected as a fraudulent person, and we won't spear you for any reason. REPAY EASYBUYXCROSS NOW OR WE INVADE YOUR PRIVATE DATA TO INFLICT SHAME & MAKE A FRAUD ALERT AGAINST YOU AT YOUR WORK & HOME.



    • 12/10/2024
  • User loan Review
    Agent message to users

    Notable contact of your phone will start receiving INHUMANE, DEROGATORY, DEFAMATORY, & EMBARRASSMENT messages in every 10-minute interval Now, For the last time clear your loan now or you regret your shameless life.

    EASYBUYXCROSS

    • 12/10/2024
  • User loan Review
    Agent message to users

    WE SENT OUT YOUR C.L.I TO ICPDA. IF EASYBUYXCROSS DONT RECEIVE YOUR COMPLETE REPAYMENT TODAY THE PICTURE YOU TOOK DURING PHONE REG WILL BE DISSEMINATED FOR PDIP

    • 12/10/2024
  • User loan Review
    Agent message to users

    DON'T BE UNFORTUNATE WE'LL INVADE YOUR PRIVATE DATA TO INFLICT PUBLIC SHAME, DEHUMANIZE AND PLACE YOUR FAMILY IN JEOPARDY AFTER TODAY. EASYBUY CASH LOAN

    • 12/10/2024
  • User loan Review
    Agent message to users

    YOUR FACE CAPTURED DURING THE PHONE & LOAN PROCESSING, INCLUDING YOUR FAMILY BIO-DATA TAGGED CHRONIC DEBTOR, & WANTED WILL HIT ALL SOCIAL MEDIA TODAY, PM-NEWS & NAIJAFRONTPAGES WILL BEGIN TO CASTIGATE YOU FOR FRAUD. CLEAR EASYBUYLOAN NOW.



    • 12/10/2024
  • User loan Review
    Agent message to users

    YOUR FACE CAPTURED DURING THE PHONE & LOAN PROCESSING, INCLUDING YOUR FAMILY BIO-DATA TAGGED CHRONIC DEBTOR, & WANTED WILL HIT ALL SOCIAL MEDIA TODAY, PM-NEWS & NAIJAFRONTPAGES WILL BEGIN TO CASTIGATE YOU FOR FRAUD. CLEAR EASYBUYLOAN NOW.



    • 12/10/2024
  • User loan Review
    Agent message to users

    SINCE THE ONLY LANGUAGE YOU UNDERSTAND IS PUBLIC HUMILIATION OVER A LOAN YOU TOOK IN SECRET. EASYBUY-WILL GIVE YOU DISCOMFITURE, MAKE YOUR LIFE MISERABLE AND DRAG YOUR FAMILY NAME INTO YOUR LOAN DEFAULT FAILURE TO PAY NOW..

    • 12/10/2024
  • User loan Review
    Agent message to users


    GOD WILL PUNISH YOU. You're just calling for DOOM & CALAMITIES. If EASYBUY CALLS/MESSAGES ME AGAIN OVER YOUR LOAN. YOU WILL REGRET YOUR LIFE, I SWEAR.

    • 11/3/2024
  • User loan Review
    Easy buy loan (Easybuy)


    • 10/13/2024
  • User loan Review
    Agent message to users

    After several *MESSAGES* and *CALLS* put across to you to make your *REPAYMENT* , we are yet to receive your *REPAYMENT*. Please note again that if your repayment does not come in on or before 9pm today, the *COMPANY* will be forwarding message to all your contact lists. To avoid such embarrassment kindly make your payment.


    *EASYBUY*

    • 10/8/2024
  • User loan Review
    Easybuy

    Easybuy is good but need to work on the app, have been trying to make payments since on the 3rd of March which I can't pay bcos the app is not opening and they keep adding to the money

    • 3/26/2023
  • User loan Review
    Easybuy

    My issues is that I don't have access to the easy buy app to make my payment if I tap the app they take me to a page with pay and customer care number and if I click pay it is no responding and the customer care number is fake number that is so frustrating. Secondly I paid half of the second term they they limit all my app since then I got no call,no message and other communication purpose because they no what they did.

    • 3/26/2023
  • User loan Review
    Easybuy

    I got a phone through easy buy with a three month payment tenure but when it's time for me to pay for the last tenure it's not working..the website they say I should pay to isn't working and the costumer care lines aren't connecting and they keep blocking my apps ... Right now I don't know how to pay and the interest keeps accumulating... 

    • 3/24/2023
  • User loan Review
    Easybuy

    I solemnly regret to have been in touch with you guys, I bought a phone from your company a week that happened during the election period, I wasn't able to pay back on time because my BANK network has been giving me issues. It's not that I didn't want to pay but my Bank network isn't going, so I held back and wait, to my greatest surprise, the phone has been lock, no way to open the App, even when I tried to open the EASYBUY APP to make payments. What's the problem.?

    • 3/23/2023
  • User loan Review
    Easybuy

    This app is trash. I absolutely regret using easybuy. I have made payments via the virtual account provided by the company for over five(5) days now, and even as I type this review, there's been no notification whatsoever to confirm receipt of my payment even after my bank account debited me instantly. My device is still locked and there's no way to reach out to customer service because the number never goes through. Also makes me feel like I wasted money because the interest rates are so high

    • 3/22/2023
  • User loan Review
    Easybuy

    Can't open the app, when I try to open it, it will show something else, what they wrote at the top is device locked, then at the button you will see pay, customer care, whan I click pay it will show web page not available Name not resolved , I have even updated the app thinking it would solve the problem but is still showing the same thing..

    • 3/21/2023
  • User loan Review
    Easybuy

    What exactly is happening? Why is my phone still locked after making payment. Like what manner of fraud is this. This is super annoying and I will drag this with every blood in me. I have urgent stuffs to tend to and I can't access my freaking phone . Because of what now? Incompetent bunch. Very bad app customer care will never pick. So what's the number for? For decoration or what. Nonsense I wish I can drop voicenote

    • 3/20/2023
  • User loan Review
    Easybuy

    The app is showing device locked with two options to pay or call customer care, but after clicking on pay it shows the web page is unavailable. Is this a new development or an error as the app is not opening to show a dashboard? And what should we do, and what is paytrigger?

    • 3/20/2023
  • User loan Review
    Easybuy

    I don't like the operation of thid app. My dept was to be dued on the 19th, but the app as already deducted part of the money on the 18th. After that been done, on the 19th, i paid enough money into my account so as they to deduct their balance without inconvenience. But, behold, they refused to take everything, they rather take part and now they notify me that my phone is overdue as if i didn't know. Again, the app shows expired when playtore doesn't give room for updation. How do i pay now?

    • 3/18/2023
  • User loan Review
    Easybuy

    What all this easy buy this becoming annoying I was told my payment has been over due d phone was spoilt so there was no way I could now I repaired the phone to pay up anytime I try opening the app it showing me login expired I should login in again and there is a particular write up on it that my payment is due since 2021 nd we re in 2023 what all this

    • 3/17/2023
  • User loan Review
    Easybuy

    Got a phone via easy buy, they keep deducting from my account when due, for the terms of our agreement. After everything they offer me a loan which I rejected. Only to wake up this morning and see a debit alert with series of bank recovery codes from easy buy.

    • 3/15/2023
  • User loan Review
    Easybuy

    Easy buy is a good loan app for both phone and money but my only advice is don't try to call customer service cause nobody will pick and after I transfered.my full repayment plan they still debited money from my account twice I sent a mail nobody replied I won't pay them next repayment cause the money you removed from my account is equivalent to that

    • 3/14/2023
  • User loan Review
    Easybuy

    Due 2 Nigeria current situation on cashless policy,hve been hvng difficulty clearing dier phone loans,bt still dey insist on locking all apps and call,left witonly playstore,How do u expct me 2 cntct fmly & frends 2 help wit any amount,even though I got a means reachng out 2 dem ,nt 2 d extnt of lockng mobile banking apps I used for transfer, you lock phone that supposed 2 use 2 reach out for funds, yet interest is accumulating.

    • 3/13/2023
  • User loan Review
    Easybuy

    I took a loan via easy buy.. I paid up till the last one.. I have been trying to pay up via paystack.. as it didnt go, I paid via bank transfer.. after clearing my loan I found out they went back that same day to clear my money from my zenith bank.. the bank I was using to pay back via paystack.. and it locked like fraudulent to me... Because the money was collected bit by bit.. it 5k

    • 3/12/2023
  • User loan Review
    Easybuy

    Easybuy is a good app but when I was trying to repay my loan this month,the app was nt loading,it keep saying:open authorization in which I clicked on but not opening talkless of loading the acct number I will pay to frm past 1 week nw,and the money keep increasing,

    • 3/12/2023
  • User loan Review
    Easybuy

    loan services are so unprofessional, rude and very frustrating. The interest rate is extremely high at the same time no annoying. i cant wait to repay my debt and have this app uninstall from my phone

    • 3/10/2023
  • User loan Review
    Easybuy

    The repay button is not working , instead they want me to borrow more money. I have just one more payment to pay but couldn't pay because the repayment button keep taking me to click on borrowing more money to incurred more debt. I am paying before the due dates. Also, there is no way you can reach customer care in any form to complain or to express your feeling. The app is so bad.

    • 3/1/2023
  • User loan Review
    Easybuy

    Easybuy is the worst loan app I have ever come across, I applied for a loan, and my account was debited ×2 of the loan I applied the funniest thing is it still shows on the app that I haven't paid, already tried calling, sent several emails no response and the interest is accumulating. It's been over 2 weeks now, You guys didn't call or text to threaten me again because you know what you did. I'd like you to refund my money and also clear my loan on the app. It's frustrating

    • 2/28/2023
  • User loan Review
    Easybuy

    A nice applications but the only prob is that interest charged as at when your payment date due is too much and secondly, I have been trying logging into the app to pay my due for over months now but couldn't access the app so the phone had remain a mere notebook for me and not a means of communication.

    • 2/27/2023
  • User loan Review
    Easybuy

    This is the worst loan app you could ever think of applying for... They are scams. I tried making payments back after being cajoled to collect a loan I didn't need, in the name of being credit worthy. The repayments did not succeed and I put several calls through to their customer care service, while sending several emails. They ended up removing 1% of the loan I collected on the premise that I didn't pay on time.

    • 2/24/2023
  • User loan Review
    Easybuy

    The app is good and helpful in times of need, but I personally don't like their threatening messages especially when it's overdue for just a day or two.. it pisses me off. 

    • 2/23/2023
  • User loan Review
    Easybuy

    Very unprofessional staff. I got to know about easybuy when I wanted to get a new phone, and our dealings went smoothly. After which, they started bombarding me with calls to request for cash loans, in which I objected to cos I don't need it. I obliged after a while and requested a little cash to test their service. Unfortunately, my repayment fell on this period that bank services are poor cos of cashless policy, but these guys have been calling all my contacts and blackmailing me!

    • 2/22/2023
  • User loan Review
    Easybuy

    After keeping a good record, It's quiet frustrating seeing my money debited without my consent and overdue charge added simply due to network challenge which has delayed my payment for just a day. Most annoying & frustrating, 75% of the next & last repayment which is due for march 16 has been automatically debited instalmentally without my consent and not everything debited has been deducted from the remaining outstanding. This is frustrating.

    • 2/21/2023
  • User loan Review
    Easybuy

    The app is good, but loan repayment was done, offline due to the network is bad sometimes, I even over paid and they refunded me within 2days of complain, the agent have responded well, my transactions with them is ok, but clearing the loan from the app should done immediately when customer have finished, paying should be done automatic from the system

    • 1/25/2023
  • User loan Review
    Easybuy

    The App is good but I would like to say; After the customer might have completely paid up, there should be ways of removing the customer's profile and data especially, the bank records. Secondly, they should work on the interest attached to loans. Some customers couldn't pay back or have good records with them because the interest is much. Thanks!

    • 12/8/2022
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