FT Lending

In today's fast-paced world, online finance is a lifeline for many seeking quick and efficient monetary solutions. FT Lending, one of the newest financial apps in the Philippines, offers safe, effective, and fast services for customers. Gone are the days of waiting in long lines at banks—now you can handle all your financial needs directly from your phone with FT Lending.

How FT Lending Works

Easy Account Registration and Loan Application: FT Lending App simplifies the account registration and loan application process. Users can register an account, choose a suitable loan package, submit their request, and have their loan approved—all in just a few steps. Within 5 minutes, the amount you need to borrow will be transferred to your account.

Step-by-Step Loan Application Process:

1. Mobile Phone Installation:

• Access the App Store: Download the FT Lending APK/IOS from the website or the CHPlay app store on your phone.
• Install the App: Follow the prompts to quickly install FT Lending on your device.

2. Register for an FT Lending Account:

• Open the App: Tap the FT Lending icon on your phone screen.
• Start Registration: Select the registration section and follow the instructions to provide complete personal information.
• Verify Your Information: Confirm your details with your phone number, enter the code sent by the system, and set a password for your account.

3. Loan Procedure:

• Log In: Access your account using your new username.
• Select a Loan Package: Choose the service package that meets your needs.
• Submit Your Request: Wait for system approval.
• Receive Funds: Once approved, the loan amount will be transferred directly to your registered account.

Necessary Documents for FT Lending

Despite being an online application, FT Lending requires complete and accurate personal information for efficient loan processing. Each account can only apply for one loan at a time until the previous loan is repaid. To apply, users need:

• Filipino Citizenship: Must be a Filipino citizen and over 18 years old.
• Valid ID: A valid ID card.
• Stable Phone Number: For account registration.
• Active Bank Account: A main bank account for transactions.
• Stable Job and Income: Proof of employment and suitable income.

Loan Details at FT Lending

• Loan Amount: ₱2,000 – ₱30,000
• Repayment Period: 91 – 180 days
• Maximum Interest Rate: 36% per year
• Service Fee: Free

Example:

• Loan: 91-day loan with 15% interest on a principal amount of ₱2,000.
• Total Interest Fee: ₱74
• Total Repayment Amount: ₱2,074
• Repayment Package: ₱691/month

Payment Methods for FT Lending

FT Lending offers various payment methods to ensure convenience:

• Online Payment: GCash, Paymaya, ShopeePay, Quickpay, Lazada, Union Bank, BDO.
• Offline Payment: 7-Eleven, Palawan Pawnshop, RD Pawnshop, Cebuana Lhuillier, True Money, LBC, USSC.

Processing Time for Loans

FT Lending processes hundreds or thousands of loan applications daily. Processing times can vary based on application volume, but the system is advanced and efficient, generally ensuring that users receive their funds within 15-30 minutes, or at most within one day.