Interest Rate	45%
Duration	30 days
Access Level	Public
Company Name	FAST POINT INTEGRATED LIMITED
Phone 1	08181368567
Phone 2
Website or Store	https://fastpointgroup.com/
Address	41 Adelabu Street, Surulere, Lagos
Category	Mild Loan
Company Email	hello@fastpointgroup.com
Views	1,306

About Fast Point

COMPANY PROFILE

Welcome to Fast Point, Nigeria's premier online loan app providing quick and reliable financial solutions tailored to meet your needs. Our mission is to empower individuals and businesses by offering seamless access to funds with just a few clicks. At Fast Point, we understand the importance of speed, security, and simplicity in financial transactions, and we are dedicated to delivering these qualities in every service we offer.

ABOUT US

Fast Point was founded with a vision to revolutionize the lending industry in Nigeria by leveraging technology to provide instant, secure, and user-friendly loan services. We are a team of passionate professionals committed to offering financial solutions that bridge the gap between financial needs and timely access to funds. With our innovative platform, we aim to make the borrowing process as straightforward and stress-free as possible.

COMPANY SERVICES

At Fast Point, we offer a range of financial services designed to cater to various needs:

Personal Loans: Quick, easy, and unsecured loans to help you cover personal expenses, emergencies, or any other immediate financial needs.

Business Loans: Tailored financial solutions to help businesses of all sizes manage cash flow, expand operations, or invest in new opportunities.

Salary Advance: Convenient advances on your salary to tide you over until your next paycheck, ensuring you never have to worry about cash flow problems.

Educational Loans: Loans to help you or your loved ones pursue educational opportunities without financial strain.

Medical Loans: Fast access to funds to cover unexpected medical expenses, ensuring you get the care you need without delay.

OUR MISSION

Our mission at Fast Point is to provide fast, reliable, and accessible financial solutions to individuals and businesses across Nigeria. We are dedicated to offering a seamless borrowing experience through our user-friendly app, ensuring that our clients can access the funds they need quickly and securely.

OUR VISION

Our vision is to become the leading provider of online loan services in Nigeria, recognized for our innovation, customer-centric approach, and commitment to financial inclusion. We aim to set the standard for excellence in the lending industry, providing our customers with the tools they need to achieve their financial goals.

OUR CORE VALUES

Integrity: We uphold the highest standards of integrity in all our actions, ensuring transparency and honesty in our dealings with customers and partners.

Innovation: We continuously seek new and innovative ways to improve our services, leveraging the latest technology to enhance the borrowing experience.

Customer-Centricity: Our customers are at the heart of everything we do. We strive to understand their needs and provide personalized solutions that meet those needs effectively.

Accessibility: We are committed to making financial services accessible to everyone, regardless of their background or financial status.

Security: The security of our customers’ information is paramount. We employ advanced security measures to protect all data and transactions conducted on our platform.

EXCELLENT CUSTOMER SERVICE

At Fast Point, we believe that excellent customer service is the cornerstone of our success. Our dedicated support team is always available to assist you with any questions or concerns you may have. We pride ourselves on our prompt and professional service, ensuring that you have a positive experience every time you use our app.

COOPERATIVE PARTNER

Fast Point partners with a range of financial institutions and service providers to ensure that we can offer the best possible services to our customers. Our cooperative partnerships enable us to provide competitive interest rates, flexible repayment options, and a wide range of financial products tailored to meet your needs.

EASE OF USE

Our app is designed with user convenience in mind. The Fast Point app is easy to navigate, allowing you to apply for loans, check your account status, and make repayments with just a few taps. We prioritize a seamless user experience, making the borrowing process as simple and straightforward as possible.

SECURITY

Security is a top priority at Fast Point. We use state-of-the-art encryption technology to protect your personal and financial information. Our app is designed to ensure that all transactions are secure, giving you peace of mind when using our services.

INSTANT LOANS

Fast Point specializes in providing instant loans to our customers. We understand that financial emergencies can arise at any time, and our goal is to ensure that you have access to the funds you need without delay. Our streamlined application process and quick approval times mean that you can receive your loan in as little as a few minutes.

SAFE AND RELIABLE ONLINE LOAN APP IN NIGERIA

Fast Point is proud to be recognized as a safe and reliable online loan app in Nigeria. Our commitment to security, transparency, and excellent customer service sets us apart from other lenders. Whether you need a personal loan, business loan, or any other type of financial assistance, you can trust Fast Point to provide a solution that is both safe and reliable.

INTEREST RATE

At Fast Point, we offer competitive interest rates designed to make borrowing affordable for our customers. Our rates are transparent and clearly communicated, ensuring that you understand the cost of your loan from the outset. We strive to provide the best possible terms to help you manage your finances effectively.

In conclusion, Fast Point is your go-to online loan app in Nigeria, offering a range of financial services designed to meet your needs quickly and securely. Our commitment to innovation, customer service, and security ensures that you can trust us to provide the financial solutions you need when you need them. Join the Fast Point family today and experience the difference of a truly customer-centric lending service.

FAQ

Can loan apps post my pictures on social media?

You should not worry about loan apps threatening to post your picture on social media. If you check their accounts, you’ll notice most of them have fewer than 100 followers. This means they are mainly circulating your picture among themselves just to instill fear in you. Never pay a dime if any loan app posts your picture online; they are actually the ones owing you, not the other way around. Instead, report the account to the appropriate social media platform, and it will likely be closed down.

Can they auto-debit my account?

If you linked (bound) your ATM card during registration with a loan app, they can automatically debit your account. To prevent this, you should go to your bank, block the card, and request a new one.

For fully licensed Microfinance Banks that may use the Global Standing Instruction (GSI) or place a lien on your account, the safest option is to move your money to another bank account that has never been registered with loan apps. This will stop them from debiting your funds.

Can they come to my house or office to arrest me?

99% of loan apps cannot come to your house or office because most of them operate illegally and have no legal right to pursue you physically. Only fully licensed and approved Microfinance Banks with a registered office address and reputation as a legitimate financial institution can pay you a friendly visit, but never to arrest you.

Borrowing is a civil matter, not a criminal case. That means you cannot be arrested simply because you owe money. If any licensed microfinance bank tries to harass or threaten you, please contact us immediately—we will take the right steps to deal with them.

As for loan apps, they cannot legally come to your house or office to arrest you.

Can this loan app defame me?

Yes and No, a loan app can defame you, but it usually depends on where you downloaded the app from and what permissions you gave it.

If you downloaded the app outside the Play Store or App Store (for example, from a direct link or third-party site), it’s very likely the app will misuse your information. Many of those apps are not properly regulated.
How they access your contacts:

Loan apps need Contact permission to copy your phone contacts.
They also sometimes request Call log permission, which allows them to see your dialed, received, and missed calls—but not your full contact list.

If you used the app before 2023:

Before 2023, many loan apps could freely access contacts because the rules were not strict.
From 2023 onward, Google Play Store and Apple App Store introduced policies that restrict apps from accessing contacts and call logs unless it’s absolutely necessary.

How do I get rid of their daily messages and calls?

To stop their frequent calls, you can install Truecaller, upgrade to Premium, and use the Block Spam Calls feature. This will automatically filter out most unwanted numbers. (Check the video below for step-by-step details.)

For WhatsApp calls and messages, fight back smartly: never listen to their voice notes or read their messages. Instead, use the response strategy in the link below to reply safely. When you push back confidently, scammers usually give up and flee.

https://loansharkreview.com/MessageTemplate

Will this loan apps report me to the Credit Bureau?

In most cases, 90% of loan apps cannot report you to the Credit Bureau. This is because many of them are not licensed financial institutions or they charge exorbitant interest rates that violate government policies.

However, fully licensed and approved microfinance banks can report you to the Credit Bureau. Even when they do, they usually report only the actual amount you borrowed and the original agreed interest — not the inflated charges or penalties. If you notice incorrect information in your credit report, you have the right to contest it with the Credit Bureau and request correction.