Getbee

Getbee - Loan Shark Review
Interest Rate 35%
Duration From 7 days
Access Level Public
Company Name Getbee
Phone 1 +234 912 194 8203
Phone 2
Website or Store
Address
Category Mild Loan
Company Email hello@getbee.com
Views 971

FAQ

Can loan apps post my pictures on social media?

You should not worry about loan apps threatening to post your picture on social media. If you check their accounts, you’ll notice most of them have fewer than 100 followers. This means they are mainly circulating your picture among themselves just to instill fear in you. Never pay a dime if any loan app posts your picture online; they are actually the ones owing you, not the other way around. Instead, report the account to the appropriate social media platform, and it will likely be closed down.

Can they auto-debit my account?

If you linked (bound) your ATM card during registration with a loan app, they can automatically debit your account. To prevent this, you should go to your bank, block the card, and request a new one.

For fully licensed Microfinance Banks that may use the Global Standing Instruction (GSI) or place a lien on your account, the safest option is to move your money to another bank account that has never been registered with loan apps. This will stop them from debiting your funds.

Can they come to my house or office to arrest me?

99% of loan apps cannot come to your house or office because most of them operate illegally and have no legal right to pursue you physically. Only fully licensed and approved Microfinance Banks with a registered office address and reputation as a legitimate financial institution can pay you a friendly visit, but never to arrest you.

Borrowing is a civil matter, not a criminal case. That means you cannot be arrested simply because you owe money. If any licensed microfinance bank tries to harass or threaten you, please contact us immediately—we will take the right steps to deal with them.

As for loan apps, they cannot legally come to your house or office to arrest you.

Can this loan app defame me?

Yes and No, a loan app can defame you, but it usually depends on where you downloaded the app from and what permissions you gave it.

  1. If you downloaded the app outside the Play Store or App Store (for example, from a direct link or third-party site), it’s very likely the app will misuse your information. Many of those apps are not properly regulated.
  2. How they access your contacts:
  • Loan apps need Contact permission to copy your phone contacts.
  • They also sometimes request Call log permission, which allows them to see your dialed, received, and missed calls—but not your full contact list.
  1. If you used the app before 2023:
  • Before 2023, many loan apps could freely access contacts because the rules were not strict.
  • From 2023 onward, Google Play Store and Apple App Store introduced policies that restrict apps from accessing contacts and call logs unless it’s absolutely necessary.



How do I get rid of their daily messages and calls?

To stop their frequent calls, you can install Truecaller, upgrade to Premium, and use the Block Spam Calls feature. This will automatically filter out most unwanted numbers. (Check the video below for step-by-step details.)

For WhatsApp calls and messages, fight back smartly: never listen to their voice notes or read their messages. Instead, use the response strategy in the link below to reply safely. When you push back confidently, scammers usually give up and flee.


https://loansharkreview.com/MessageTemplate



Will this loan apps report me to the Credit Bureau?

In most cases, 90% of loan apps cannot report you to the Credit Bureau. This is because many of them are not licensed financial institutions or they charge exorbitant interest rates that violate government policies.

However, fully licensed and approved microfinance banks can report you to the Credit Bureau. Even when they do, they usually report only the actual amount you borrowed and the original agreed interest — not the inflated charges or penalties. If you notice incorrect information in your credit report, you have the right to contest it with the Credit Bureau and request correction.

About Getbee

Getbee: Your Trusted Partner for Instant Loans in Nigeria

Interest Rate:

At Getbee, we understand the financial needs of our customers, and we strive to offer competitive interest rates tailored to suit their requirements. Our interest rates are designed to be fair and transparent, ensuring that our customers can access the funds they need without worrying about excessive charges.

Company Profile:

Getbee is a leading loan app company dedicated to providing safe and reliable instant loans in Nigeria. With a focus on convenience, transparency, and customer satisfaction, we have established ourselves as a trusted partner for individuals seeking quick access to financial assistance.

About Us:

At Getbee, we believe that everyone deserves access to financial support when they need it most. Whether it's unexpected expenses, emergencies, or opportunities that require immediate funding, we are here to help. Our user-friendly mobile app makes it easy for customers to apply for loans anytime, anywhere, with minimal hassle.

Company Services:

  • Instant Loans: We offer fast and convenient loan approval processes, allowing customers to receive funds directly into their bank accounts within minutes of approval.
  • Flexible Repayment Options: We understand that financial circumstances can vary, which is why we provide flexible repayment plans tailored to suit individual needs.
  • Transparent Terms: We believe in transparency and honesty, which is why we ensure that our customers fully understand the terms and conditions of their loans before committing to them.
  • Customer Support: Our dedicated customer support team is available to assist customers throughout the loan application process and beyond, ensuring a smooth and hassle-free experience.

Our Mission:

At Getbee, our mission is to empower individuals with access to instant financial assistance when they need it most. We aim to simplify the lending process, making it easy for customers to secure loans quickly and efficiently, without unnecessary paperwork or delays.

Our Vision:

Our vision is to become the leading provider of instant loans in Nigeria, known for our reliability, transparency, and commitment to customer satisfaction. We strive to continually innovate and improve our services to better meet the evolving needs of our customers.

Our Core Values:

  • Excellent Customer Service: We prioritize the needs of our customers above all else, providing exceptional service and support at every step of the loan process.
  • Cooperative Partnership: We believe in building strong partnerships with our customers, working together to achieve their financial goals.
  • Ease of Use: We are committed to making the loan application process as simple and straightforward as possible, ensuring that our customers can access funds quickly and easily.
  • Security: We prioritize the security and confidentiality of our customers' personal and financial information, implementing robust security measures to protect their data at all times.

Instant Loans:

Getbee offers instant loans with a focus on speed, convenience, and reliability. Our streamlined application process allows customers to apply for loans in minutes, with funds deposited directly into their bank accounts upon approval. Whether it's for emergencies, unexpected expenses, or opportunities, Getbee is here to provide the financial support you need, when you need it.

Safe and Reliable Online Loan App in Nigeria:

Getbee is committed to providing a safe and reliable platform for accessing instant loans online in Nigeria. Our secure mobile app utilizes advanced encryption technology to safeguard customers' personal and financial information, ensuring that their data remains protected at all times. With Getbee, you can trust that your financial transactions are secure and confidential, allowing you to focus on what matters most.

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    Quick Updates
    Lesson 10: Why You should Generate Your Own Disclaimer

    Lesson 7: All you need to know about clearing your Contacts from Loan app Databases is it true or not

    Lesson 3: 10 Golden Rules to Break Free from Loan Apps Stop the Debt Cycle!