| Interest Rate | 47% |
| Duration | 7 days |
| Access Level | Public |
| Company Name | GoMoni Developer |
| Phone 1 | |
| Phone 2 | |
| Website or Store | https://web.gomoni.loan/#/ |
| Address | unknown |
| Category | Dangerous Loan |
| Company Email | support@gomoni.loan |
| Views | 1,265 |
GoMoni:
Are you in need of quick funds to cover an unexpected expense? Or perhaps you have a dream project you want to finance? At GoMoni, we understand that life's financial challenges can arise at any time, and we are here to help you navigate them with ease.
As a leading online loan app in Nigeria, GoMoni is committed to providing safe, reliable, and instant loans to individuals and small business owners. Our mobile app, developed by GotCash Tech, is designed to make financing accessible from anywhere, anytime, with just a few taps on your mobile device.
Interest Rate
At GoMoni, we offer competitive interest rates, making our personal loans affordable and accessible to a wide range of borrowers. Our interest rates are tailored to your individual creditworthiness, ensuring that you only pay what you can afford.
Company Profile
Founded in 2020, GoMoni has quickly established itself as a trusted source of financing in Nigeria. Our parent company, GotCash Tech, is a leading technology solutions provider, specializing in mobile app development and financial technology.
About Us
At GoMoni, we believe that everyone should have access to affordable and convenient financing, regardless of their financial background. We understand that traditional banking systems can be restrictive and time-consuming, which is why we have developed an innovative mobile app that simplifies the loan application process.
Company Services
Our services are tailored to meet the needs of different borrowers. Whether you need a short-term loan to cover an emergency expense or a long-term loan to finance your dream project, GoMoni has got you covered. Our loan amounts range from N10,000 to N500,000, with flexible repayment terms of up to 12 months.
Our Mission
Our mission at GoMoni is to make financing easier for Nigerians. We aim to provide a platform that empowers individuals and small business owners to access affordable loans, regardless of their location or financial background. Our goal is to make financing accessible to everyone, so they can achieve their dreams and live their best lives.
Our Vision
We envision a future where every Nigerian has access to affordable and convenient financing, without the stress and bureaucracy of traditional banking systems. We believe that our mobile app will revolutionize the way Nigerians access loans, making financing accessible to everyone, no matter their location or financial background.
Our Core Values
At GoMoni, we are committed to upholding our core values of excellent customer service, cooperative partnership, ease of use, and security.
Excellent Customer Service
We believe that our customers are our most valuable asset. As such, we are committed to providing excellent customer service, ensuring that our customers have a positive experience at every stage of the loan application process.
Cooperative Partner
At GoMoni, we believe in the power of partnership. We work collaboratively with our customers to ensure that they get the best possible loan product that meets their individual needs.
Ease of Use
Our mobile app is designed to be user-friendly, making the loan application process seamless and stress-free. With just a few clicks, you can apply for a loan, track your application status, and receive funds directly to your bank account.
Security
We take the security of our customers' information seriously. Our mobile app is equipped with state-of-the-art security features to protect our customers' data from unauthorized access.
Instant Loans
At GoMoni, we understand the importance of speed when it comes to accessing loans. Our mobile app is designed to provide instant loan decisions, with funds disbursed to your bank account within 24 hours of loan approval.
Safe and Reliable Online Loan App in Nigeria
At GoMoni, we are committed to providing safe, reliable, and instant loans to individuals and small business owners
Expert Counsel
Here's what you need to know: once you borrow money from them, they start sending SMS to everyone in your contacts saying you owe them money. It's not a pleasant situation to be in, and it can lead to some awkward conversations.
And it doesn't stop there. If you're just one day late on your payment, they bombard your WhatsApp with all sorts of unpleasant messages. It's not a great experience, to say the least.
Their repayment plans aren't exactly easy either. They typically give you anywhere from 6 to 14 days to pay back, which can be quite challenging, especially with their high interest rates.
Speaking of interest rates, if you're late on a payment, they hit you with a pretty hefty interest rate, sometimes as much as 5% per day! It's a surefire way to get deeper into debt.
Now, here's something important: they're not licensed! This means they don't have the legal authority to take any action against you besides trying to defame you. It's their only weapon, so to speak.
Whatever you do, don't try to borrow from another loan app to pay them back. It's a dangerous cycle that can leave you bankrupt. Plus, they have multiple apps on mobile app stores, so you might end up borrowing from them again without realizing it.
A useful tip: consider installing Truecaller on your phone. It helps you identify incoming calls and block unwanted contacts, including those from GoMoni.
But the best solution to avoid getting tangled up with loan sharks like GoMoni is to simply stop borrowing from them altogether. Block them on WhatsApp, report them on WhatsApp and Google Play store, and focus on finding other ways to manage your finances.
Remember, you were managing just fine before they came into the picture. Don't let them damage your integrity or financial stability. Stay smart and safe with your money.
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Reviews
Agent message to usersThis is Gomoni loan app legal department
You just made the biggest mistake of your life time
I can see you think we’re joking with you here, your time is up.
Today All your details will be used against you
You won’t be able to access any other loan app and Bank account❌. Anymore cause your BVN will be Blocked❌. And you will be blacklisted for life, For you to recover your BVN Back you will have to go extra mile, and you will spend more than what you own
You will trend all over the social media soon and the whole of Nigeria 🇳🇬 ..... Just watch out and see what will happen to you soon today, you will be gifted the biggest embarrassment of your life...you will start receiving calls soon
We have already contacted your Bank... So any moment from now you and your entire miserable family member will spend the rest of your life in prison
JUST SOON TODAY
ENJOY THE REST OF THE DAY❌❌❌❌.
EVERYTHING HAS ALREADY BEEN PREPARED FOR PUBLISHING TODAY…SO GET READY FOR YOU AND YOUR ENTIRE FAMILY MEMBER WILL SPEND THE REST OF YOUR LIFE IN PRISON SOON
YOU CAN KEEP THE LOAN REPAYMENT WITH YOU DONT MAKE PAYMENT
YOUR END IS TODAY
GOOD BYE 👋.
- 12/10/2024
- Terrible App (GoMoni)
Please stay away if you love yourself
- 2/27/2024
- GoMoni
Run away from this app. It's a fraudulent app. They'll finish the money in your account. You'll never finish paying their debts. They'll keep deducting money from your account yet they will say debit failed. Run and report this app
- 5/4/2023
- GoMoni
Very useless app. Pls don't use this app. They are scammers in disguise. They charge you a very high interest more than what they stipulated in the app. When it's time to repay they will still inflat the price before your due date. Scammers in disguise.
- 4/8/2023
- GoMoni
This app is a total scam!!!!!!! 😡😡😡😡 My account has been auto debited of #10 by them no loan available Fraud that's what they are. I regret downloading this app
- 3/29/2023
- GoMoni
this app is a pure scam I open the app before I know I was credited 29,445 to be paid 48,316 just like that . I'm waiting for them!!!! in the app they put received amount 31,405 but I was credited 29455. now they loan will be due in 2 days have started receiving messages upon messages for repayment I never applied for any loan!! secondly I will only return 29455 to them
- 3/28/2023
- GoMoni
This app is a scam. I didn't choose loan amount, only for me to get 2,000 plus as loan. That's nonsense and they want me to pay almost double when they did not show how much to refund.I can't pay 3000 plus because I didn't click before receiving alert.
- 3/20/2023
- GoMoni
This GoMoni loan app is so disgusting... I was told that I av been borrowed #7000 and for them to credit my account I was credited #4550.... And they will be expecting me to pay back with the interest that is added on it....
- 3/18/2023
- GoMoni
It is terrible, the interest rate is on the high side , the app doesn’t function when I want to make repayment , mail is good through at all
- 3/16/2023
- GoMoni
Very bad n worst loan app ever I just filled in my cards details d nxt thing is that the money has been sent to my account which I haven't received any dime. if I don't get d money in my account I won't pay back any loan ooo. no ish
- 3/16/2023
- GoMoni
What a bad app and experience, after taking all my informations plus bank card, all I got was to come back after 30 days haba. I pray I don't get any debit alart in your name.
- 3/15/2023
- GoMoni
This has to be the most useless loan apps. 1. They would disburse the loan to your bank without even accepting the terms 2. The exact isn't disbursed. 3. On top of that after you have done the repayment it won't reflect on the app. The company is a complete scam!!!!
- 3/15/2023
- GoMoni
Worst experience It's more of scam and evil than good in the following ways; exorbitant interest rate, shorter period of repayment & if you transfer beyond your due repayment to the virtual account created on your name, the balance will not be there and they take everything 😤. I call on relevant agency to look into this.
- 3/15/2023
- GoMoni
I swear if not for this wicked ungodly charges, u put on your Petty loans your app would have been very ok. How could you disburst 9863.92 when you approved 15702 loan just for 7days. So heartless. Moreover I am seeing 20000 and 18000 somewhere as my repayment amount. delete this extorting loan app. Criminals everywhere
- 3/15/2023
- GoMoni
After registration, I didn't accept the loan offer and they disbursed ₦4,550 to my account I told dem dey should find a way to remove their money cos I won't pay it and I won't spend it. Scam app! I've refunded your money. tho
- 3/13/2023
- GoMoni
This is one of the worst loaned app have ever used! Look like you scamm😡😡😡 I was trying to process the loan and the app automatically credit my account with the amount of #2427 and am to refund #3900 as repayment! This is scamming! I will surely refund their money! But I will try my possible best that no one falls in this trickish scam of yours again! Just one blogger is enough 😡😡😡 And something should be done! This app should even be trach out of Playstore! 😡😡😡😡😡
- 3/13/2023
- GoMoni
Looks like a scam to me. How do you advertise no hidden charges but your charge is so high? Quite sad for people who are truly in need for a loan and come across your app. Not a transparent app. You should show the person the total amount to be paid back and allow the individual to agree. Quite sad.
- 3/12/2023
- GoMoni
I didn't request for loan. I just downloaded the app now to check it's features and I was credited with 8027 after linking my card I don't need the loan. I didn't request for it.and i am not going to pay any interest.
- 3/5/2023
- GoMoni
This app is totally a fraud! I didn't accept the loan offer and it was discussed automatically, I will urge you to get means I will refund the amount u disbursed into my account back to you cos I can't pay interest and fees for what I didn't request for.
- 2/22/2023
- GoMoni
This app is really messed up.. After registration was offered a credit limit, I didn't accept the loan and it was disbursed to my account. I want to refund the money because I don't want it with the high interest rate, sent email to customer care no reply.
- 2/19/2023
- GoMoni
This app is really messed up, poor customer service, poor network. I got a loan on the 8th of December and it got overdue outta oversight and I've been trying to pay back for the past 3 days now and the app portal for payment has been down and seems not to be reflecting. I tried an offline payment and I was debited and i have proof of payment but it's not reflecting in the app, funny enough the charges are still adding up and I'm not going to pay for that...
- 2/17/2023
- GoMoni
This app is nothing put a scam,I got credited without my consent,I was just checking there condition of service suddenly the app moved to the next page where they disbursed 6500 for me and asked me to pay 10500 within a week,I was like this is rubbish,I contacted them through Gmail and I was told to refund the money which I did immediately only for them to put an outstanding of 3,987 on my account as my outstanding balance without getting any loan from them, it's a scam app.
- 2/16/2023
- GoMoni
This app is not genue. I have been trying to pay back my loan since the day it got overdue, but the network system and the management is slow. this app is not working.=
- 2/7/2023
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