Goldman Plus

Managing finances efficiently can be crucial, especially when you need quick access to funds. Goldman Plus offers a seamless and user-friendly solution, enabling you to obtain a loan directly from your smartphone. Available for download on the Google Play Store, Goldman Plus provides quick and easy loans with no registration fees, paperwork, or the need for guarantors.

How to Proceed

1. Download and Install:
   • Get the Goldman Plus app on your smartphone from the Google Play Store.
2. Launch and Register:
   • Open the app and register by providing your personal details.
3. View and Submit:
   • Check your loan limit and submit your loan request.

Benefits of Using Goldman Plus

• No Registration Fees:
  • There are no fees to sign up; you simply register and proceed to request a loan.
• No Paperwork:
  • The entire process is digital, eliminating the need for any paperwork or security/guarantors.
• Convenient Application:
  • You can apply for a loan from any physical location without having to travel.
• Exact Loan Amount:
  • You receive the exact loan amount you apply for.

Loan Product Details

• Age Range: 23-45 years old
• Loan Amount: ₹2,000 to ₹1,00,000
• Tenure: 91 days (shortest) to 365 days (longest)
• Annual Percentage Rate (APR): 24% to 34% per annum, depending on the customer's risk profile.
• Service Charge: Processing fees range from 5% to 15%.
• GST: Applicable on the fee components as per Indian laws.

Example of Loan Costs

To illustrate how the loan terms work, here’s an example:

• Loan Amount: ₹8,000
• Loan Duration: 100 days
• APR: 20%
• Processing Fee: 5%

Interest Calculation:

Total Interest=₹8,000×20%×100/365=₹438.35\text{Total Interest} = ₹8,000 \times 20\% \times 100 / 365 = ₹438.35

Processing Fees + GST:

Processing Fees + GST=₹8,000×5%+(₹8,000×5%)×18%=₹472\text{Processing Fees + GST} = ₹8,000 \times 5\% + (₹8,000 \times 5\%) \times 18\% = ₹472

In-Hand Amount:

Loan Amount−(Processing Fees + GST)=₹8,000−₹472=₹7,528\text{Loan Amount} - (\text{Processing Fees + GST}) = ₹8,000 - ₹472 = ₹7,528

Total Repayable Amount:

Loan Amount+Total Interest=₹8,000+₹438.35=₹8,438.35\text{Loan Amount} + \text{Total Interest} = ₹8,000 + ₹438.35 = ₹8,438.35

In this example, if you borrow ₹8,000 at an APR of 20% for a tenure of 100 days, the interest payable would be ₹438.35. After deducting the processing fees and GST, the in-hand amount would be ₹7,528, and the total repayable amount would be ₹8,438.35.

Why Choose Goldman Plus?

1. Easy Application Process:
   • The loan application process is simple and user-friendly.
2. Quick Approval:
   • Fast processing and approval ensure you get the funds you need promptly.
3. Flexible Tenures:
   • Choose a repayment tenure that best suits your financial situation.
4. Transparent Charges:
   • Clear and transparent fee structure with no hidden charges.
5. Secure Transactions:
   • Your personal and financial information is kept secure and confidential.

Goldman Plus is your reliable partner for managing financial challenges efficiently. With its instant personal loan service, you can access funds quickly and manage your finances effectively. Whether you need money for an emergency, education, or any other financial requirement, Goldman Plus ensures fast and convenient access to personal loans.

Download the Goldman Plus app today and experience the ease and efficiency of securing a personal loan with minimal hassle. With competitive interest rates, flexible tenures, and quick disbursal, managing your finances has never been easier.