HandCash-Friendly loan

HandCash is an innovative online platform that provides low-interest cash loans, offering a convenient and trustworthy solution for your financial needs. Here’s a comprehensive overview of how HandCash works and how it can benefit you.

Key Features of HandCash

Loan Amounts: From ₹2,000 to ₹20,000

Loan Tenure: Flexible repayment periods ranging from 91 days to 365 days

Interest Rates: Annual interest rates range from 10% to 28%, ensuring affordability

Service Charge: 0%, making the loan process transparent and cost-effective

Example Loan Calculation

To help you understand how a loan from HandCash works, here’s an example:

• Loan Amount: ₹2,000
• Loan Tenure: 91 days
• Annual Interest Rate: 18%

Calculations:

• Daily Interest Rate: 18% / 365 = 0.049%
• Interest for 91 Days: ₹2,000 * 18% / 365 * 91 = ₹89.75
• Total Repayment Amount: ₹2,000 + ₹89.75 = ₹2,089.75

Eligibility Criteria

To qualify for a loan from HandCash, applicants must meet the following requirements:

1. Residency: Must be a resident of India.
2. Age: Must be over 18 years old.
3. Income: Must have a fixed source of income.
4. Identity Proof: Must have a valid identity certificate.

Why Choose HandCash?

1. Convenient and Reliable

HandCash offers a seamless online application process, allowing you to apply for a loan and receive money directly into your bank account. This convenience ensures that you can access funds whenever you need them.

2. Low-Interest Rates

With annual interest rates ranging from 10% to 28%, HandCash provides affordable loan options that help you manage your finances effectively.

3. Transparent Fees

There are no hidden fees with HandCash. The platform charges 0% service fees, ensuring that you only pay what you agree to upfront.

4. Flexible Loan Terms

Choose repayment periods that suit your financial situation, from 91 days to 365 days.

How to Apply for a Loan

Getting a loan from HandCash is simple and straightforward. Follow these steps:

1. Download the App: Install the HandCash app from the Google Play Store.
2. Register: Sign up using your phone number.
3. Submit Information: Provide the necessary details and upload your identity proof.
4. Apply for Loan: Select the loan amount and repayment period that suits your needs.
5. Receive Funds: Once approved, the loan amount will be directly deposited into your bank account.
6. Repay on Time: Ensure timely repayment to maintain a good credit score and eligibility for future loans.

HandCash offers a reliable and efficient solution for accessing quick cash loans in India. With a straightforward application process, low-interest rates, and flexible repayment terms, HandCash ensures that you have the financial support you need when you need it. Download the HandCash app today and take control of your financial future with ease and confidence.