HandyCash

HandyCash is here to provide a seamless and efficient way to access diversified loan services. Designed for Indian mobile internet users, HandyCash allows you to apply for loans anytime, anywhere with a simple and hassle-free online application process.

What is HandyCash?

HandyCash is an innovative online loan platform that offers a variety of loan products tailored to meet the needs of salaried and self-employed individuals. Whether you need funds for an emergency, personal expenses, or business needs, HandyCash provides a convenient and transparent solution.

Key Features of HandyCash

1. Loan Amounts: From ₹3,000 to ₹50,000
2. Interest Rates: Maximum annual interest rate of 25%
3. Loan Tenure: Flexible repayment periods ranging from 91 days to 365 days
4. No Hidden Fees: Transparent and straightforward fee structure

Example Loan Calculation

To help you understand how a loan from HandyCash works, here’s an example:

• Loan Amount: ₹10,000
• Interest Rate: 20% per annum
• Tenure: 91 days

Calculations:

• Interest Calculation: ₹10,000 * 20% / 365 * 91 = ₹498.6
• Total Repayment Amount: ₹10,000 + ₹498.6 = ₹10,498.6
• Monthly Installment: ₹10,498.6 / 3 = ₹3,499.5

Eligibility Criteria

To qualify for a loan from HandyCash, applicants must meet the following requirements:

1. Residency: Must be an Indian citizen
2. Age: Must be 18 years or older
3. Income: Must be a salaried or self-employed person with a regular source of income

Advantages of HandyCash

HandyCash offers several benefits that make it a preferred choice for borrowers:

1. Reasonable Rates and Fees

HandyCash provides competitive interest rates and reasonable fees, ensuring that borrowing is affordable and manageable.

2. Professional Service

Our professional service ensures that you receive the support and guidance you need throughout your borrowing journey.

3. No Collateral Required

Unlike traditional loans, HandyCash does not require any collateral, making it accessible to a broader range of borrowers.

4. Personalized Products

HandyCash offers personalized loan products tailored to meet your specific financial needs.

How to Use HandyCash

Follow these simple steps to get started with HandyCash:

1. Download the App: Install the HandyCash app from the Google Play Store.
2. Sign Up and Login: Register with your phone number and complete the application form with your personal details.
3. Submit Information: Provide the required documents, including proof of identity and income.
4. Verify Information: Our team will promptly verify your details.
5. Select Loan Amount and Tenure: Choose the amount you wish to borrow and the repayment period.
6. Receive Money: Once approved, the loan amount will be credited to your bank account.
7. Repay on Time: Ensure timely repayment to maintain a good credit score.

HandyCash is your reliable partner for instant personal loans in India. Whether you need funds for emergencies, bills, or personal expenses, HandyCash offers a convenient and transparent solution. Download the HandyCash app today and experience the ease of modern lending. Take control of your financial needs with HandyCash and enjoy peace of mind with our secure and reliable loan services.