Hello Rupee

Hello Rupee is a personal loan app and credit cash loan platform designed to provide Indian users with quick and hassle-free access to personal loans. With a simple four-step application process, you can secure a loan conveniently from your home, office, or even while commuting.

Key Features of Hello Rupee

1. Loan Amounts: From ₹2,000 to ₹50,000
2. Loan Tenure: Flexible repayment periods from 100 days to 365 days
3. Interest Rates: Annualized loan rates range from 20% to 30%
4. Processing Fee: One-time fee between 5% and 10%
5. GST: 18% of the processing fee

Example Loan Calculation

To give you a clear understanding of how a loan from Hello Rupee works, here’s an example:

• Loan Amount: ₹60,000
• Loan Period: 100 days
• Service Charge: 5% (₹3,000, including 18% GST of ₹458)
• Working Capital: ₹57,000 (₹60,000 - ₹3,000)
• Return/Payment Amount: ₹64,932 (₹60,000 + ₹60,000 * 30% / 365 * 100)

Why Choose Hello Rupee?

Hello Rupee offers several benefits that make it a preferred choice for borrowers:

1. No Credit History Required

You can apply for a loan without any credit history, making it accessible to a wider range of users.

2. 100% Paperless Application

The entire loan application process is paperless and can be completed without visiting a bank, ensuring convenience and efficiency.

3. High Loan Approval Rate

Hello Rupee boasts a high approval rate, increasing your chances of securing the funds you need.

4. Direct Bank Transfer

Once approved, the loan amount is transferred directly to your bank account.

5. Access Anywhere, Anytime

You can access your cash anywhere and anytime in India, providing flexibility and convenience.

6. Gradual Loan Increase

Repay on time, and the loan amount you can borrow gradually increases.

Eligibility Criteria

To qualify for a loan from Hello Rupee, applicants must meet the following requirements:

1. Residency: Must be an Indian resident
2. Age: Must be between 19 to 45 years old

How It Works

Follow these simple steps to get started with Hello Rupee:

1. Install the App: Download the Hello Rupee loan app from the Play Store.
2. Register: Create an account using your mobile phone.
3. Submit Information: Fill out your basic information and submit the application.
4. Confirm Agreement: After confirming the loan agreement, the approved loan amount will be disbursed into your account, and you will receive an SMS notification.

Uses for Hello Rupee Personal Loans

Hello Rupee personal loans can be used for a variety of purposes, including:

• Paying Monthly Groceries: Cover your grocery bills, clothing, mobile phone, home renovation, and more.
• Medical Expenses: Deal with urgent medical expenses with hassle-free instant loans.
• Education or Study Loan: Get cash loans to cover your child’s school fees.
• Paying Bills: Cover your bills with just a few taps and get an advance salary loan.

Hello Rupee provides a reliable and efficient solution for accessing personal loans in India. With a simple and quick application process, low-interest rates, and flexible repayment terms, Hello Rupee ensures you have the financial support you need when you need it. Download the Hello Rupee app today and take control of your financial needs with confidence and ease.