| Interest Rate | 40% |
| Duration | 7 days payback with 10% overdue interest |
| Access Level | Public |
| Company Name | ICoin & IntWallet Family |
| Phone 1 | |
| Phone 2 | |
| Website or Store | Unknown |
| Address | Fake Address |
| Category | Dangerous Loan |
| Company Email | |
| Views | 545 |
iCoin is an innovative and reliable loan app company that provides instant loans to its customers in Nigeria. With a mission to empower individuals and businesses to achieve their financial goals, iCoin offers a range of loan products that are tailored to meet the unique needs and requirements of its customers.
At iCoin, we believe that financial access is a basic human right, and everyone should have the opportunity to realize their dreams and aspirations. Therefore, we have designed a loan app that provides quick and hassle-free access to loans to help you meet your immediate financial needs.
Company Profile:
iCoin is a loan app company that was founded in Nigeria with the aim of providing safe and reliable online loans to individuals and businesses. We leverage cutting-edge technology and data analytics to assess credit risk and provide loans to those who need them.
At iCoin, we understand the challenges faced by people in accessing loans from traditional financial institutions. Our goal is to provide a seamless loan application process that is quick, efficient, and secure. We strive to provide flexible repayment options to our customers to help them meet their financial obligations and grow their credit limit.
Company Services:
iCoin offers a range of loan products that are tailored to meet the unique needs of its customers. Our loan products include personal loans, business loans, and payday loans.
Personal Loans:
Our personal loans are designed to help individuals meet their immediate financial needs. Our personal loans come with flexible repayment options and low-interest rates, making it easy for you to meet your financial obligations.
Business Loans:
iCoin's business loans are designed to help small and medium-sized businesses grow and expand their operations. Our business loans come with low-interest rates and flexible repayment options, making it easy for you to invest in your business.
Payday Loans:
Our payday loans are designed to help you meet your immediate financial needs until your next payday. Our payday loans come with flexible repayment options, making it easy for you to meet your financial obligations.
Our Mission:
At iCoin, our mission is to provide safe and reliable online loans to individuals and businesses in Nigeria. We aim to empower people to achieve their financial goals by providing quick and hassle-free access to loans.
Our Vision:
Our vision is to become the leading provider of safe and reliable online loans in Nigeria. We strive to help individuals and businesses realize their dreams and aspirations by providing access to credit and financial resources.
Our Core Values:
At iCoin, we believe in the following core values:
Excellent Customer Service:
We strive to provide excellent customer service to our customers by ensuring that their needs are met promptly and efficiently.
Cooperative Partner:
We believe in working together with our customers to achieve mutual success. We believe in building strong and lasting relationships with our customers based on trust and respect.
Ease of Use:
We believe in providing a loan app that is easy to use and navigate. We strive to provide a seamless loan application process that is quick, efficient, and secure.
Security:
We believe in maintaining the highest level of security and data privacy for our customers. We use cutting-edge technology and data analytics to assess credit risk and ensure that our loan app is secure.
Instant Loans:
We believe in providing instant loans to our customers to help them meet their immediate financial needs. Our loan application process is quick and efficient, ensuring that our customers can access loans within minutes.
Conclusion:
iCoin is a reliable loan app company that provides instant and safe online loans to individuals and businesses in Nigeria. We believe in providing excellent customer service, flexible repayment options, and low-interest rates to our customers. If you're looking for a loan app that is safe, reliable, and easy to use, iCoin is the ultimate solution for you.
Expert Counsel
Let's delve into the matter concerning ICoin, an entity with certain practices that could potentially impact you negatively. Firstly, it's important to note that ICoin operates by sending SMS messages to your contacts indicating that you owe them money. Additionally, they resort to sending various derogatory messages via WhatsApp to your contacts, often starting from just one day after a payment is overdue.
Typically, ICoin offers repayment plans spanning from 6 to 14 days, which can prove to be challenging to fulfill. Moreover, the interest rates for overdue payments range from 2% to 7% per day, potentially leading you further into debt.
It's crucial to understand that once ICoin defames you, they've already achieved their objective of obtaining their money. As unlicensed loan apps, their primary recourse is to tarnish your reputation.
Engaging in a cycle of borrowing from different loan apps to repay ICoin is ill-advised and could lead to financial ruin. Given their presence across multiple mobile app stores, attempting to borrow from other sources may inadvertently lead you back to ICoin, exacerbating your debt burden.
One practical step to mitigate their impact is to install Truecaller on your mobile device, allowing you to identify and avoid their calls while also blocking their contacts.
Ultimately, the most effective solution to break free from the clutches of loan sharks like ICoin is to cease borrowing altogether. It's advisable to block them on WhatsApp and report their activities directly to WhatsApp and Google Play store authorities.
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Reviews
The loan app's user interface was outdated and difficult to navigate. It was not a user-friendly experienc
- 3/19/2023
I would not recommend this loan app to anyone. The interest rate was too high, and the customer service was unhelpful and unprofessional
- 3/10/2023
The loan app's customer service was unprofessional and unresponsive. They did not provide any assistance when I needed help with my loan
- 3/10/2023
The loan app's approval process was confusing and time-consuming. I would not recommend it to anyone who needs quick cash
- 3/10/2023
I regret using this loan app. The repayment terms were not clear, and the interest rate was much higher than I anticipated
- 3/1/2023
The loan app's terms and conditions were not transparent. It was a terrible experience that left me in a worse financial situation
- 3/1/2023
I regret using this loan app. The interest rate was too high, and the repayment terms were not flexible enough to accommodate my financial situation.
- 2/28/2023
The loan app's approval process was unreliable and frustrating. I would not recommend it to anyone who needs quick cash
- 2/21/2023
I had a terrible experience with this loan app. The customer service was unresponsive, and the interest rate was too high for me to handle
- 2/19/2023
I had a terrible experience with this loan app. The customer service was unresponsive, and the interest rate was too high for me to handle
- 2/17/2023
The loan app's repayment terms were inflexible, and the interest rate made it difficult for me to pay back my debt on time
- 2/10/2023
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