| Interest Rate | 42% |
| Duration | 7 - 14 |
| Access Level | Public |
| Company Name | Imoney |
| Phone 1 | |
| Phone 2 | |
| Website or Store | http://imoneyplus.cc |
| Address | Unknown Address |
| Category | Dangerous Loan |
| Company Email | help@imoneyplus.cc |
| Views | 888 |
In Nigeria, access to finance is a challenge for many people, especially those who need emergency cash to sort out urgent financial needs. At iMoneyPlus, we understand these challenges, and that's why we have developed a safe and reliable online loan app that enables individuals to access instant loans without the need for collateral.
As a trusted loan app company in Nigeria, iMoneyPlus offers a broad range of loan products, including personal loans, salary advance loans, business loans, and more. Our loan app is designed to be user-friendly, with easy navigation, simple loan application process, and quick loan disbursement.
Interest Rate
At iMoneyPlus, we offer affordable interest rates for our loan products. Our interest rate ranges from 16% to 35% APR (Annual Percentage Rate), and there are no hidden fees or charges. We provide our customers with a representative example of the total cost of the loan, including all applicable fees, so they can make informed decisions.
Company Profile
iMoneyPlus is a leading online loan app company in Nigeria. We are committed to providing safe and reliable online loans to individuals, micro, small, and medium-sized enterprises (MSMEs) in Nigeria. Our loan products are designed to meet the unique financial needs of our customers, and we are dedicated to providing excellent customer service to our clients.
About Us
We are a team of professionals who are passionate about using technology to provide financial solutions to the people of Nigeria. Our team is made up of experienced professionals with a deep understanding of the financial sector, and we are committed to making finance accessible to everyone.
Company Services
iMoneyPlus offers a range of loan products to meet the needs of our customers. Our loan products include:
Personal Loans: These are unsecured loans that individuals can use to sort out their personal financial needs. With iMoneyPlus personal loans, you can access between ₦3,000 to ₦50,000.
Salary Advance Loans: This is a short-term loan product that enables individuals to access their salary in advance to sort out urgent financial needs. Salary advance loans are available to salary earners who have a salary account with a reputable bank in Nigeria.
Business Loans: We offer business loans to micro, small, and medium-sized enterprises (MSMEs) in Nigeria. Our business loans are designed to help businesses grow, expand, and take advantage of new opportunities.
Our Mission
Our mission is to provide safe and reliable online loans to individuals and businesses in Nigeria. We are committed to providing affordable loan products and excellent customer service to our clients. At iMoneyPlus, we believe that access to finance is a right, and we are dedicated to making finance accessible to everyone.
Our Vision
Our vision is to be the leading online loan app company in Nigeria, providing safe and reliable loans to individuals and businesses across the country. We aim to use technology to provide financial solutions to the people of Nigeria, making finance accessible to all.
Our Core Values
At iMoneyPlus, we have a set of core values that guide our operations. These values include:
Excellent Customer Service
We are committed to providing excellent customer service to our clients. We understand that our clients are our most valuable asset, and we are dedicated to ensuring their satisfaction at all times.
Cooperative Partner
We believe that partnership is the key to success. We work closely with our clients to understand their unique financial needs and provide customized financial solutions that meet their needs.
Ease of Use
Our loan app is designed to be user-friendly, with easy navigation and a simple loan application process. We understand that our clients lead busy lives, and we have made our loan app as easy to use as possible.
Security
At iMoneyPlus, we take the security of our
Expert Counsel
Imoneyplus: Be Wary of the Shiny Lure of Quick Cash!
Hey there, hold on before you hit "Borrow" on Imoneyplus. That quick cash might seem tempting, but listen up because it could quickly turn into a major headache. Let's break it down, because this info could save you a lot of stress and money!
Public Shaming? Not Cool!
Imoneyplus might not play fair. If you're even a day late on a payment, they could blast embarrassing messages about your loan to your friends and family. Imagine explaining that to your boss! Ouch.
Tight Deadline, Big Fees:
They often give you super short deadlines to repay, like 6 to 14 days. That's barely enough time to blink, let alone gather the cash, especially if you're already strapped. And here's the kicker: if you miss that deadline, the interest rates go crazy, jumping 2% to 7% every single day. Yikes! That's a recipe for drowning in debt, not getting out.
Don't Let Shame Be Your Payback:
Here's the key: if they resort to public shaming, DON'T PAY THEM BACK! They already got their pound of flesh by embarrassing you. Remember, these apps often operate outside the law, so their threats are mostly smoke and mirrors. Don't let them bully you!
Break Free from the Cycle:
The only real way to escape their grip is to STOP BORROWING from them altogether. I know it's tough, but trust me, it's better than being constantly harassed and stuck in a cycle of debt. You were living before they came along, and you'll find a way again. Be resourceful, be patient, but don't borrow anymore!
Fight Back for Yourself:
To protect yourself further, use apps like Truecaller to unmask their calls and block their numbers. You can also report them directly to WhatsApp and the app store. Let them know their tactics are unacceptable!
Your Worth is Greater:
Remember, your self-respect and well-being are worth more than any quick loan. Don't let Imoneyplus or any other app bully you. By staying informed and taking action, you can break free and get back to living life on your own terms. You got this!
Remember, there are other resources available if you're facing financial difficulties. Talk to trusted friends or family, or seek help from legitimate organizations that offer financial counseling and support. Don't let predatory loan apps trap you in a cycle of debt and shame.
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Reviews
Agent message to usersYou will use ur whole year to pay the money by running to bank to ask how ur money is missing expect if I don't have ur bvn you will be scapegoat don't worry and let's both start the game ,less than 30 minutes to ur disgrace
- 4/7/2024
- Imoneyplus
loan app is okay, in the sense that the interest rate is really low, and the duration to pay back is also cool, the only issue is that the agents are very rude and mannerless when calling for repayments days before the due date, they should really work on that aspect else every other aspects is perfect
- 4/15/2023
- Imoneyplus
loan app is okay, in the sense that the interest rate is really low, and the duration to pay back is also cool, the only issue is that the agents are very rude and mannerless when calling for repayments days before the due date, they should really work on that aspect else every other aspects is perfect
- 4/15/2023
- Imoneyplus
THESE PEOPLE ARE SCAMMERS!!! I Applied for a loan since seven days ago which according to them was disbursed but up until now I haven't received anything. The repayment plan is expiring tomorrow and they're sending me messages to pay back for something I didn't see. You people are SCAMMERS. DONT LOAN ANYTHING FROM THEM
- 4/9/2023
- Imoneyplus
This is a very interesting app,it's awesome kudos,but they need to increase the loan amount after the first time,
- 4/2/2023
- Imoneyplus
I am highly disappointed with this loan app. Av been trying to repay my loan for 2days through the app but not responding. They do not even post bank account details for offline payment. As a first timer, am pissed off
- 3/31/2023
- Imoneyplus
To be fair, ImoneyPlus is a good loan app. I have used it for awhile and not really had any issues... My only set back about it and this happens to be a plead, please increase your payment days... 7 or 8 days is quite too short... atleast 14 days to make payments flexible for your customers. A very good app all the same .
- 3/30/2023
- Imoneyplus
Very fast which is the primary fundamental looking at when choosing a loan app....well others say they were given an option to chose a repayment date but in my own case I wasn't given the option. But coming to accuracy with simple process is the best
- 3/22/2023
- Imoneyplus
My experience with this app is annoying.. Imagine adding wrong account number for repayment, and when I reached out to the helplines concerning the problem, they sent me another account to pay in, which I did. But they never stopped sending me annoying Overdue loan text. And calling too. I even sent the proof of payment to Thier email address, but they never stopped calling and texting. They even started threatening to reach out to my contacts to tell them I haven't paid. Wrong people...
- 3/13/2023
- Imoneyplus
I give this app 3 stars, I have been using it, but it doesn't disburse immediately, I don't know if it's network issue or what, I have applied since getting to 3hrs now they have not still disbursed, they should also work on their interest rate, it's too high but at least, the process is good, not lengthy.
- 3/2/2023
- Imoneyplus
I requested for 10,000 loan it show on the dashboard that it was sent but I never see any money in my bank account.. And I try to reach the customer service through the phone numbers provided none of the numbers are reachable.
- 3/1/2023
- Imoneyplus
The App is good but the interest is way too high, also the customer care are really really bad, they have very bad communication skills also they don't address someone well. And worst part is that I don't owe the app and yet the customer care and acting this way. Not Good
- 2/23/2023
- Imoneyplus
Easy loan application, prompt disbursement but the interest is too high and the 7 days duration is too short to refund 24k on 17k loan. As loan credit increases so should repayment duration increases, else many customers will default in their repayment. They should Create an extension facility with a token fee like Fairmoney app.
- 2/15/2023
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