This is the highest scam ever in the form of loan app. I read a users comment about been giving a loan that he didn't apply for whose interest runs up to about #16000, I thought it's not true and decided to try it myself. I applied for #4000 and the credited me with #23400 with 4 installment of 7days apart, and a payback of #10636 for each installment which amount to a total of #42544, that is close to 100% interest on the capital. Please do not download this app.. they are excutive scammers.

• 3/27/2023

This is the most useless app I have ever seen...they would call you to motivate you to pay..your outstanding loan promising a higher offer afterwards..but at the end it turns back to be what you loaned before with an outrageous interests. God forbid...run away please..

• 3/27/2023

For your own good, Kindly stay away from this app. You dont get the same amount you applied for and you end up paying 100% interest rate.

• 3/26/2023

!!!!!SCAM!!!!! This is crazy All I did was to put my info I didn't apply for loan remove your money it showing on the dashboard that I received 20,000 and it was only18,000 you people disburse 

• 3/24/2023

Good. Really good. Easy application and quick disbursement. Only work on your time duration. If possible a month or more. You will see a lot of traffic.That will help you to fly high.

• 3/24/2023

I downloaded the app and filled it and boom a gift bonus and later N6,000,though small compare to what I wanted but money came out ,I just hope they will increase in a little while

• 3/23/2023

I won't recommend this app to any one they are thieves how will you take 25% interest on a loan of 20000 and also collect tax on each payment and I got 18500 for a 20000 loan this people need to be reported this was not in the beginning it's very deceptive this was not explained from the beginning very deceptive.

• 3/23/2023

This app downloaded on my app through a game I was playing so I decided to review the offers. To my astonishment, this scam app disbursed money to my account. I don't need your loan so I transferred it back immediately. I have trying to contact your customer service, no one is picking up.

• 3/22/2023

I have delayed this review because I am actually thinking of adjective to use. This is theft. The app doesn't give you a preview of what you are to pay as interest. The loan was disbursed and I discovered that I am to pay in four installments, without approving it. The worst is that I am to pay 100% as interest in one month of four installments. These guys should be out of business. Pure theft

• 3/22/2023

I download this app, it was display that 18k can be given me to pay 20k back, after applied it another displayed came up again that the 18k is to pay back 32520 for 4 weeks, means I'm to pay 14520 as their interest, this too much, I sms them that to reverse the money back bcoz I can not avoid it, but to my greatest surprise after 4 hours they disbursed the money and I checked their payment page and I transfer the money back to them

• 3/21/2023

This as been a worst ever in my life This app is just so irrelevant, disgraceful, total embarrassment, I don't advice anybody to ever download this app at all Please when ever you see joy cash just run for your life They are more or less like Lapo So please don't hesitate to run and jump this app Thanks

• 3/15/2023

So far, my experience with the app is fine. Repayments reflects within 10mins but interest rate is high.

• 3/14/2023

It a very good app I will recommend it for every loan app users to try it, am giving it 4 because I actually applied for the loan on Saturday after the approval I waited for the disbursement into my bank account but it failed it was later on Monday morning that I was credited

• 3/13/2023

Awesome experience but you need to improve on the loan duration is too short 8 days period. I have been using the for over a month and have applied more than four times up till now my duration is still 8 days but agent told me after the first 2 loans my loan repayment time will be extended to 2 to 3 weeks period. Till now no extension has been mad

• 3/12/2023

Please please, don't collect any money from this people. They are shylocks. 30-days loan to pay in 8-days with overated interest and abusive calls. The advert is a scam. The app itself is a scam. Don't attach your debit card to it. All the positive reviews is from their own self. No try am at all

• 3/10/2023

This is fraud app, Paying double of the amount you give for 4 installment is fraud, there is no transparency in your app to show what to pay back before giving the loan. Then you write loan of ₦20,5000 to pay in 4 installment. You now give the loan of ₦18,500 and you get the shock of paying ₦8,387 in 4 installments. That's a sum of ₦33,548. To be paid! Haba!!! This is fraud here.

• 3/9/2023

The app and the loan process was good and encouraging as the disbursement process is fast, no long protocols, higher level-ups on loan amounts e.g; starting from NGN6K to #10k, etc.. But the interest or service fee rate is still high.

• 3/7/2023

Very reliable app just that I didn't get up to what I need but I pleaded that the app should not add unnecessary charges because it will make the app uninterested. All in all, I enjoyed the app being a first timer.

• 3/5/2023

Scam. So I downloaded the app, did all the necessary, they check my credit score and said I could receive #20,500, so I was expecting that just like other loan app they would display the amount, and the interest rate and how long, they didn't, they simply showed 4 installment and without my final consent disbursed #18,500 into my account and because of the the 4 installment the interest is racking up to. #15,600. I have being trying to contact them to sort all this out. No response. 

• 2/27/2023

They won't bring out duration and interest for the approved amount. They sent me a text that they sent 20500 while they sent 18450. Scam scam scam.pls run from this app.

• 2/27/2023

they are scammers, I applied for a Loan of 20500, 18k was disbursed to me to pay back in 4 installments every 7 days to the tune 8890k which means for a loan of 18k am paying 16800 interest which wasn't in the terms and conditions, nobody would take up such a loan if it's clearly stipulated.

• 2/22/2023

SCAM! SCAM!! SCAM!!! I was tricked to paying a loan I was suppossed to pay in 4 instalments just once. I cleared the loan even before the due date of the first instalment under the guise that i would get automatic longer duration and higher loan. It turned out to be a lie and deceit just to get money from me. They are still asking and threatening me to pay a balance that I dont even understand. Sending me of sorts of messages. THEY ARE JUST A BIG FRAUD PLS AVOID THEM IN YOUR OWN INTEREST.

• 1/6/2023