Kiakia P2P  - Loan Shark Review
Interest Rate 42%
Duration 7 days
Access Level Public
Company Name Kiakia Bits Ltd
Phone 1
Phone 2
Website or Store https://www.kiakia.co
Address Plot 395A (No 32) Etang Obuli Crescent, off Idris Ibrahim Crescent, Obafemi Awolowo Way, Jabi, Abuja, FCT, Nigeria.
Category Mild Loan
Company Email peertopeer@kiakia.co
Views 881

Kiakia P2P: 

Introduction

Kiakia P2P is a safe and reliable online loan app in Nigeria that provides instant loans to individuals. We understand that financial emergencies can arise at any time, and our app is designed to provide quick access to loans when you need it the most. Our app is safe, secure, and easy to use. We believe in providing excellent customer service, and our mission is to make financing easier for the people of Nigeria.

Interest Rate

At Kiakia P2P, we believe in providing loans that are affordable and easy to pay back. Our interest rates are competitive and transparent. The interest rates vary depending on the amount of the loan and the duration of the loan. We ensure that our customers are fully informed of the interest rates before they accept the loan offer.

Company Profile

Kiakia P2P is a financial technology company that provides instant loans to individuals in Nigeria. We are a subsidiary of GotCash Tech, a leading technology company in Nigeria. Our app is listed under the category of Tools on Google Play and has achieved more than 50 thousand installs with an average rating value of 4.5. We are proud to be one of the most trusted loan providers in Nigeria.

About Us

At Kiakia P2P, we understand the importance of financial stability. Therefore, we have developed an online loan app that makes financing easier for the people of Nigeria. Our app is designed to provide instant loans to individuals who are in urgent need of funds. Our team of experienced professionals ensures that our customers receive excellent customer service and support throughout the loan application process.

Company Services

We provide personal loans that can be used for a variety of purposes such as medical emergencies, home renovations, education, and business expansion. Our loan process is simple and easy to follow. All you need to do is download our app, register, and apply for a loan. Once your application is approved, the loan amount will be disbursed to your account within minutes.

Our Mission

Our mission is to provide quick and reliable access to loans to individuals in Nigeria. We believe that financial stability is essential for a healthy and prosperous life. Therefore, we strive to provide loans that are affordable and easy to pay back. Our goal is to make financing easier for the people of Nigeria and empower them to achieve their financial goals.

Our Vision

Our vision is to be the most trusted and reliable loan provider in Nigeria. We aim to provide loans that are affordable, easy to access, and quick to disburse. We believe in building long-term relationships with our customers and providing them with the support they need to achieve their financial goals.

Our Core Values

At Kiakia P2P, we are guided by our core values. These values are the foundation of our company and reflect who we are and what we stand for.

Excellent Customer Service

We believe in providing excellent customer service to our customers. Our team of experienced professionals ensures that our customers receive the support they need throughout the loan application process.

Cooperative Partner

We believe in building long-term relationships with our customers. We strive to be a cooperative partner and provide our customers with the support they need to achieve their financial goals.

Ease of Use

We believe in providing an app that is easy to use and understand. Our app is designed to provide quick access to loans and ensure a smooth loan application process.

Security

We believe in providing a secure and safe platform for our customers. Our app uses the latest encryption technology to ensure that our customers' data is protected at all times.

Instant Loans

We believe in providing instant loans to individuals who are in urgent need of funds. Our app is designed to provide quick access to loans when you need it the most.


Expert Counsel

Heads up, friend! Let's chat about Kiakia P2P and some things to keep in mind:

No Shame Game, But Pay Steady: Unlike some others, Kiakia won't blast your contacts if you're behind. But remember, steady payments are key. Avoid letting things drag on too long.

Overdue Interest? Hold Up: Once you clear the loan amount and regular interest, say no to extra overdue charges. You've already covered what you agreed to!

Silence the Buzz: If their calls or messages get annoying, block their numbers on your phone and WhatsApp. No need for the constant buzz.

Don't Fall for the Debt Swap: Borrowing from another app to pay Kiakia might seem like a quick fix, but it's a slippery slope. You'll just end up juggling debts, not solving them.

Break Free: Remember, true freedom comes from not borrowing anymore. You got this!

Block & Report: If they cross the line, block them on WhatsApp and report them directly to the platform. Let them know their tactics aren't cool.

You Got This: You survived before Kiakia, and you can do it again. Don't let a loan app damage your life or self-respect. There are resources available to help you manage debt and get back on track. Reach out for help, you're not alone!

Remember: While Kiakia might not shame you, staying in debt creates its own stress. Be smart, manage your payments, and break free from the borrowing cycle!




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Reviews

  • User loan Review
    Kiakia-P2P-

    The app is user friendly and also the Mr.K chatbot, everything was fine and smooth until I applied for a loan and it was declined and I was told to apply after 24hrs and I did and was still declined, I sent an email requesting for my account to be deleted totally from the platform and they did but they are saying the details I provided (my name, Bank details etc) will not be deleted....... my question is why, what do u need my details for since I can't have access to the platform again

    • 4/28/2023
  • User loan Review
    Kiakia-P2P-

    I like the investment return rates, simplicity of use and customer service. All In app numbers are responsive. Migration from the manual system to this App was seamless. I like that the investment options are now inclusive and can be done multiple times. 5 star

    • 4/26/2023
  • User loan Review
    Kiakia-P2P-

    Very nice user friendly interface. With the Loan repayment options i.e Quarterly, Biannually I believe it will save lender the stress of checking their dashboard every now and then to know their repayment date. I would suggest the investment section should have a drop down of all investment so as to allow lender surf around and know what investment is best in real time.....

    • 4/24/2023
  • User loan Review
    Kiakia-P2P-

    KiaKia P2P is an awesome app! I love the fact that its strictly for lending and so it keeps the user focused. The interface is beautiful, simple and intuitive: it requires no hand holding whatsoever. I was particularly impressed with how quick and easy it was to fund a loan. Along with multiple options for payment too. As someone who operates in the Fintech lending space, I can confidently say that this is an app that gets the job done excellently!

    • 4/23/2023
  • User loan Review
    Kiakia-P2P-

    By far the best Savings Investment app in Nigeria. Tried many, but this app stands out in terms of ease of use and responsive interface. I 100% recommend it to anyone seeking to learn, invest and earn. Trust me, you won't regret! Welldone to the brains behind this.

    • 4/23/2023
  • User loan Review
    Kiakia-P2P-

    My experience with this p2p is not good at all, I put in the necessary details on getting to the passport and i.d is a problem to summit, only 250kb,hv try all possible means to make it, after summiting, they will say is more than 250kb,abeg this is frustrating jare not friendly at all, I rate u well,but it's frustrating too hard to upload passport and I.d

    • 4/23/2023
  • User loan Review
    Kiakia-P2P-

    Seamless and really helpful. I have been using this app in beta for months now and it's been a great experience. It's a perfect alternative to just letting your money lie wasting in the bank with little to no interest remittance. This app help me plan my finances a great deal, their remittance is timely, it has never been delayed even once, the customer service is top notch. It's been an overall 5 star experience

    • 4/21/2023
  • User loan Review
    Kiakia-P2P-

    Apart from eliminating the monthly payout option, the quality of service remains the same with the App. The interest rates are fine. I especially love the safety fund component and measures taken to secure. I see this as the Ratesetter of Nigeria. Keep it up.

    • 4/14/2023
  • User loan Review
    Kiakia-P2P-

    Kiakia P2P app is just lovely. The intetest rates on investments are great! Espevially the annual interest rate at 28% is just too good to be true! Here goes all my idle cash from now on. I would definitely recommend this. Its a 5 star for me. Thanks guys!

    • 2/27/2023
  • User loan Review
    Kiakia-P2P-

    Signing up on this platform is harder than mining gold, can't get my verification number on my line and while trying to signup on the mobile app is still a big issue.

    • 2/26/2023
  • User loan Review
    Kiakia-P2P-

    The p2p app is user friendly, easy to navigate. I had little or no difficulty setting up my profile. So It's a five star well deserved

    • 2/20/2023
  • User loan Review
    Kiakia-P2P-

    I have been wondering if there is any other thing to do to be able to access loan from Kiakia, but I've not seen any, considering the fact that my mail has been verified and I even did a chat with the web browser chatbot, where I did the necessary things needed and I was told my loan is under review. It's taking forever

    • 2/18/2023
  • User loan Review
    Kiakia-P2P-

    For me, this is the best Peer to Peer lending platform I've seen, It's User Interface is simple and costumer friendly. I gave it a 5 Star.

    • 2/15/2023
  • User loan Review
    Kiakia-P2P-

    This app is not working to me. I've met with their credentials and yet, I'm denied access to loan. Every other step went smoothly but when I got to a point I'm asked to enter the amount I need, I can't. If I click, it doesn't respond

    • 2/14/2023
  • User loan Review
    Kiakia-P2P-

    Extremely poor. Can't log in nor change password. Keeps saying Server error.

    • 2/13/2023
  • User loan Review
    Kiakia-P2P-

    This is a great App, light and easy to navigate. I have just started using the app based on the good reviews by close friends and the reviews here, i am not disappointed. 28% on investment return annually? Wow! This is great!

    • 2/9/2023
  • User loan Review
    Kiakia-P2P-

    I have invested thrice before the App was launched. Very competitive returns on investment and timely pay out as well. I see the App is even simpler. Keep it up.

    • 2/5/2023
  • User loan Review
    Kiakia-P2P-

    It's definitely a 5/5 rating for me, the app is just amazing. The app provides a platform 4 simple nd secure investments wit profitable returns. I luv d app design nd simplicity and highly recommend it for anyone looking to put dia money to work.

    • 2/1/2023
  • User loan Review
    Kiakia-P2P-

    Good returns. Simple to use App. Much easier to view investments other than the previous email notification. Not a single delay in investment pay out.

    • 1/22/2023
  • User loan Review
    Kiakia-P2P-

    Not pleased that I have to login every single time. Really stressful. However, every other thing is easy to get to, no fuss. Would be nice to have a fingerprint to login option or face Id

    • 1/17/2023
  • User loan Review
    Kiakia-P2P-

    Simple nd straightforward... U provide funds to be used for lending, they give u interest. Just simple... No complexity. It has been 9 months now. Happy 2 Ave the app. Easier to monitor my investments

    • 1/8/2023

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