Interest Rate	39%
Duration	From 7 Days
Access Level	Public
Company Name	Krazycash
Phone 1
Phone 2
Website or Store
Address
Category	Dangerous Loan
Company Email	crazycash330903@gmail.com
Views	350

About Krazycash

Krazycash is a top-rated online personal loan platform that offers seamless and reliable financial solutions for mobile users in India. With Krazycash, you can apply for personal loans online and receive up to ₹25,000 directly in your bank account.

Product Features

1. Low Interest Rates: Benefit from monthly interest rates as low as 1.5% and up to 3%, ensuring affordable borrowing options.

2. Moderate Annual Interest Rate: The maximum annual interest rate is capped at 36%, making it a moderate and manageable rate.

3. Flexible Loan Repayment Terms: Choose from loan repayment terms ranging from 91 days (shortest, including renewal period) to 730 days (longest, including renewal period).

4. High Loan Amount: Apply online for loan amounts up to ₹25,000, catering to a wide range of financial needs.

5. Short Processing Time: Enjoy a fast audit and approval process, with some approvals taking as little as 2 hours.

6. Age Requirement: Applicants must be 18 years old or above.

7. Well-Selected Loan Products: All loan products are carefully assessed by the platform staff before going live, ensuring that your personal information and transactions are secure and private. Moreover, there are no transaction fees.

Loan Calculation Example

To give you a better understanding, here’s an example:

Principal Amount: ₹1,000
Monthly Interest Rate: 1%
Tenure: 12 months

Interest Calculation:

Interest=₹1,000×1%×12=₹120\text{Interest} = ₹1,000 \times 1\% \times 12 = ₹120

Total Amount Payable:

₹1,000+₹120=₹1,120₹1,000 + ₹120 = ₹1,120

In this scenario, if you borrow ₹1,000 at a monthly interest rate of 1% for a tenure of 12 months, the overall interest payable would be ₹120, making the total amount payable ₹1,120.

About Krazycash Online Loan Platform

Krazycash is a real-time personal online loan platform that operates 24 hours a day to help users meet their financial needs. The application process is quick and easy, taking only a few minutes. Once the loan application is approved, users receive a bank transfer within 2 hours, ensuring fast access to funds.

Key Highlights of Krazycash Personal Loan Platform

1. Trusted Loan Products: All loan products are thoroughly assessed by the platform staff before becoming available, ensuring the security and privacy of your personal information and transactions.

2. Zero Fees: There are no extra charges or hidden fees, making the loan process transparent and straightforward.

How to Get Loans? Follow These Steps:

Download and Install the App: Get the Krazycash app on your phone by downloading and installing it from the app store.
Choose Loan Products: Select from a wide range of loan products available on the platform.
Fill in Personal Information: After selecting the desired loan product, fill in your personal information, submit the application, and follow the instructions to get your funds.
Multiple Applications: You can apply for multiple loan products simultaneously, providing flexibility in managing your financial needs.

Safety and Security

Krazycash prioritizes the confidentiality of all user information. Users can safely utilize the loan services provided by Krazycash without worrying about data leakage. To verify your identity, the app requires the following permissions:

Information Access: To verify your name.
Location Access: To auto-verify your address.
Contacts Access: To easily nominate your contact references.

Krazycash is your dependable partner for managing financial challenges efficiently. With its low interest rates, flexible repayment terms, and high loan amounts, Krazycash offers a convenient and reliable solution for personal loans. Whether you need funds for unexpected expenses, education, or any other financial requirement, Krazycash ensures fast access to money with a transparent and user-friendly process.

Download the Krazycash app today and experience the ease and efficiency of securing a personal loan with minimal hassle. With a trusted platform, no hidden fees, and quick disbursal, managing your finances has never been easier.

FAQ

Can loan apps post my pictures on social media?

You should not worry about loan apps threatening to post your picture on social media. If you check their accounts, you’ll notice most of them have fewer than 100 followers. This means they are mainly circulating your picture among themselves just to instill fear in you. Never pay a dime if any loan app posts your picture online; they are actually the ones owing you, not the other way around. Instead, report the account to the appropriate social media platform, and it will likely be closed down.

Can they auto-debit my account?

If you linked (bound) your ATM card during registration with a loan app, they can automatically debit your account. To prevent this, you should go to your bank, block the card, and request a new one.

For fully licensed Microfinance Banks that may use the Global Standing Instruction (GSI) or place a lien on your account, the safest option is to move your money to another bank account that has never been registered with loan apps. This will stop them from debiting your funds.

Can they come to my house or office to arrest me?

99% of loan apps cannot come to your house or office because most of them operate illegally and have no legal right to pursue you physically. Only fully licensed and approved Microfinance Banks with a registered office address and reputation as a legitimate financial institution can pay you a friendly visit, but never to arrest you.

Borrowing is a civil matter, not a criminal case. That means you cannot be arrested simply because you owe money. If any licensed microfinance bank tries to harass or threaten you, please contact us immediately—we will take the right steps to deal with them.

As for loan apps, they cannot legally come to your house or office to arrest you.

Can this loan app defame me?

Yes and No, a loan app can defame you, but it usually depends on where you downloaded the app from and what permissions you gave it.

If you downloaded the app outside the Play Store or App Store (for example, from a direct link or third-party site), it’s very likely the app will misuse your information. Many of those apps are not properly regulated.
How they access your contacts:

Loan apps need Contact permission to copy your phone contacts.
They also sometimes request Call log permission, which allows them to see your dialed, received, and missed calls—but not your full contact list.

If you used the app before 2023:

Before 2023, many loan apps could freely access contacts because the rules were not strict.
From 2023 onward, Google Play Store and Apple App Store introduced policies that restrict apps from accessing contacts and call logs unless it’s absolutely necessary.

How do I get rid of their daily messages and calls?

To stop their frequent calls, you can install Truecaller, upgrade to Premium, and use the Block Spam Calls feature. This will automatically filter out most unwanted numbers. (Check the video below for step-by-step details.)

For WhatsApp calls and messages, fight back smartly: never listen to their voice notes or read their messages. Instead, use the response strategy in the link below to reply safely. When you push back confidently, scammers usually give up and flee.

https://loansharkreview.com/MessageTemplate

Will this loan apps report me to the Credit Bureau?

In most cases, 90% of loan apps cannot report you to the Credit Bureau. This is because many of them are not licensed financial institutions or they charge exorbitant interest rates that violate government policies.

However, fully licensed and approved microfinance banks can report you to the Credit Bureau. Even when they do, they usually report only the actual amount you borrowed and the original agreed interest — not the inflated charges or penalties. If you notice incorrect information in your credit report, you have the right to contest it with the Credit Bureau and request correction.