KreditSente - Loan Shark Review
Interest Rate 30%
Duration From 7 days
Access Level Public
Company Name Kredit Sente
Phone 1
Phone 2
Website or Store
Address
Category Dangerous Loan
Company Email ughelp@kreditsente.com
Views 46

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About KreditSente

Need quick cash to cover emergencies or business needs? KreditSente Uganda offers fast, secure, and transparent loans with no hidden charges! Whether you need funds for medical bills, school fees, or business growth, we provide flexible loan options tailored to your financial needs.

Why Choose KreditSente for Quick Loans in Uganda?

Lightning-Fast Approval – Get funds in minutes, not days!
No Hidden Fees – Clear terms with full transparency.
Secure & Reliable – Advanced encryption protects your data.
Flexible Repayment Plans – Choose terms from 1 to 12 months.
Trusted by Thousands – Over 50,000+ Ugandans served!

How KreditSente Loans Work – Simple & Hassle-Free

1. Download & Register

Get the KreditSente app from the Google Play Store and sign up in minutes.

2. Apply in Minutes

Submit your loan request with minimal documentation.

3. Instant Approval

Get approved within minutes—no long waits!

4. Receive Funds Directly

Money is sent straight to your mobile money account.

5. Repay with Ease

Flexible repayment options to suit your budget.

Loan Details – Transparent & Affordable

Loan Amounts

UGX 50,000 to UGX 5,000,000 (based on eligibility)

Repayment Period

1 month to 12 months (choose what works for you)

Competitive Interest Rates

Fair rates based on loan amount & repayment term

Eligibility Requirements

Ugandan citizen
18+ years old
Valid ID & mobile money account

Join 50,000+ Satisfied Borrowers!

KreditSente has already:
Disbursed over UGX 5 billion in loans
Helped thousands achieve financial freedom
Maintained a 90% customer satisfaction rate

We’re committed to fast, fair, and secure lending—because your financial success matters!


Expert Counsel

Loan Agreements in Uganda: Understanding Your Rights

Under Ugandan law, loan agreements can be deemed invalid or unenforceable in certain situations. These include:

  1. Unlicensed Money Lenders: Operating without a valid license from the Bank of Uganda can make contracts unenforceable under the Financial Institutions Act.
  2. Excessive Interest Rates or Hidden Fees: Contracts with unconscionable terms may be unenforceable under consumer protection laws, as regulated by the Uganda Microfinance Regulatory Authority (UMRA) for Tier 4 microfinance institutions.
  3. Fraud, Misrepresentation, or Coercion: Contracts obtained through deception, misleading statements, or threats can be voidable under the Contracts Act.
  4. Breach of Privacy & Harassment: Loan apps that invade borrowers' privacy or engage in harassment may have contracts that can be challenged as invalid under the Data Protection and Privacy Act.
  5. Lack of Written Agreement: While not strictly defined for all loan amounts, having a written contract is advisable for clarity and enforceability.
  6. Violation of Loan Tenure & Repayment Rules: Contracts that violate guidelines set by the Bank of Uganda or relevant regulatory bodies may be challenged.
  7. Duress or Undue Influence: Contracts signed under threats, blackmail, or undue influence are invalid under Ugandan Contract Law.
  8. Lending to Minors: Loan contracts with individuals under 18 years old may be void or voidable, depending on the circumstances, under the Contracts Act and the Children's Act.

Understanding these points can help borrowers navigate loan agreements and protect their rights in Uganda. Borrowers are advised to seek legal counsel or financial advice when entering into loan agreements.




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