| Interest Rate | 42% |
| Duration | 7 days |
| Access Level | Public |
| Company Name | Kreditus PLK Ltd |
| Phone 1 | |
| Phone 2 | |
| Website or Store | https://www.kreditus.website/ |
| Address | unknown |
| Category | Dangerous Loan |
| Company Email | contact@kreditus.website |
| Views | 580 |
Introduction
In today's fast-paced world, everyone needs a reliable source of funding at one point or another. Kreditus, a Nigerian loan app company, offers quick and safe loans with low-interest rates. Our loans are convenient and easy to access, as they can be acquired from anywhere using your mobile device. We believe that financial services should be accessible to everyone, and our mission is to provide instant loans to people who need them.
Interest Rate
Our interest rates are competitive and low, making our loans affordable for everyone. We understand the importance of flexible payment plans, so we have designed our loans to be flexible and easy to repay. Our interest rates start from as low as 1.5%, and we offer various repayment periods based on the amount of loan you take.
Company Profile
Kreditus is a Nigerian loan app company that is dedicated to providing safe, reliable, and instant loans to people in need. Our company is built on the principles of trust, transparency, and customer satisfaction. We have a team of experienced professionals who are committed to providing excellent customer service and support to our clients.
About Us
At Kreditus, we believe that access to finance is a fundamental human right, and we strive to make it possible for everyone. Our team comprises professionals with years of experience in finance, technology, and customer service. We are passionate about helping people meet their financial needs and providing them with a safe and reliable platform to access loans.
Company Services
We offer personal loans that can be accessed through our loan app. Our loans range from ₦20,000 to ₦1,000,000, and they can be repaid over a period of 3-12 months. Our loan app is available on both Android and iOS devices, and it can be downloaded from the Google Play Store and App Store.
Our Mission
Our mission is to provide instant loans to people who need them, regardless of their location or financial situation. We aim to make financing accessible to everyone, and we believe that our loan app is the best way to achieve this goal. We strive to provide our customers with a seamless and hassle-free loan application process that is transparent and fair.
Our Vision
Our vision is to become the most trusted and reliable loan app company in Nigeria. We aim to be the go-to source for instant loans, and we want to provide our customers with the best possible experience when using our loan app. We want to continue to innovate and improve our services, ensuring that we are always meeting the needs of our clients.
Our Core Values
At Kreditus, we have four core values that guide our operations:
Excellent Customer Service
We believe that excellent customer service is key to our success. We strive to provide our customers with the best possible service, and we are always available to assist them with any questions or concerns.
Cooperative Partner
We believe that collaboration is essential to achieving our goals. We work closely with our customers and partners to ensure that we are always providing the best possible service.
Ease of Use
We understand that people lead busy lives, and we want to make the loan application process as easy as possible. Our loan app is designed to be user-friendly, and we have made the loan application process straightforward and hassle-free.
Security
We take the security of our customers' information very seriously. We have put in place robust security measures to ensure that our customers' data is safe and secure.
Instant Loans
Our loan app is designed to provide instant loans to people who need them. We understand that financial emergencies can arise at any time, and our loans are designed to be accessible and available whenever you need them.
Safe and Reliable Online Loan App in Nigeria
Our loan app is safe and reliable, and we are committed to providing our customers with the best possible experience.
Expert Counsel
Certainly! Let’s have a candid chat about Kreditus, just you and me. Here’s the lowdown:
SMS and Derogatory Messages:
- Brace yourself! When you owe Kreditus money, they won’t hesitate to send SMS messages to your contacts, broadcasting your debt situation.
- And that’s not all – if you’re even one day overdue, they’ll flood your WhatsApp with all sorts of unpleasant messages.
Tricky Repayment Plans:
- Kreditus typically dishes out repayment plans spanning 6 to 14 days. But let’s be real – these plans can be downright tough to manage.
- The pressure to repay within such a short window can feel like a marathon sprint.
Overdue Interest Rates:
- Hold onto your hat! Their overdue interest rates range from 2% to a whopping 7% per day. It’s like quicksand for your wallet.
- Once they label you a defaulter, they’ve already pocketed their cash – paying them back won’t change that.
Unlicensed Loan Apps:
- Kreditus operates without a license. Their secret weapon? Tarnishing your reputation.
- Legally, they’re toothless tigers – no direct action against you.
Avoid Borrowing More:
- Resist the urge to borrow from another loan app to settle Kreditus. It’s a slippery slope.
- These loan apps are like interconnected vines – you might unknowingly end up borrowing from them again.
Truecaller for Detective Work:
- Install Truecaller on your mobile. It’s like your caller ID superhero.
- Use it to dodge their calls and slam the door on their contacts.
Break the Cycle:
- The ultimate escape plan? Stop borrowing altogether.
- Remember, you survived before Kreditus waltzed into your life – you’ll find other ways to navigate.
Take Charge:
- Block Kreditus on WhatsApp. And hey, report them directly on WhatsApp and Google Play Store.
- Guard your integrity like a prized possession.
You’ve got this! Prioritize your peace of mind over short-term loans. 🌟
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Reviews
The loan app's approval process was slow and inefficient. The high interest rates made it impossible for me to make payments on time
- 3/2/2023
I used this loan app, and it was a terrible experience. The interest rate was too high, and the repayment plan was unrealistic.
- 2/28/2023
The loan app's customer service was unhelpful and dismissive. The interest rate was too high, and it made it difficult for me to pay back
- 2/26/2023
This loan app's interest rates were so high that it left me in a worse financial situation. I would never use this app again
- 2/23/2023
The loan app promised fast cash, but it was a trap. The high interest rates made it impossible for me to pay back
- 2/20/2023
The loan app's fees and interest rates were not transparent, and it left me with a huge debt. I would not use this app again
- 2/17/2023
I used this loan app and regret it. The customer service was terrible, and the interest rate was too high
- 2/14/2023
The loan app's interface was outdated and slow. The high interest rates made it impossible for me to pay back on time.
- 2/12/2023
The loan app's terms and conditions were confusing, and the interest rate was outrageous. I would not recommend this app to anyone
- 2/7/2023
I wish I had never used this loan app. The interest rates were too high, and it put me in a worse financial situation
- 2/2/2023
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