| Interest Rate | 42% |
| Duration | 7 days |
| Access Level | Public |
| Company Name | LCredit |
| Phone 1 | 09087614169. |
| Phone 2 | |
| Website or Store | https://www.lcredit.ng/ |
| Address | |
| Category | Dangerous Loan |
| Company Email | support-ng@cashigo.ng |
| Views | 1,770 |
COMPANY PROFILE
LCredit is a loan app designed to provide online personal loans to individuals in need of quick and easy access to funds. With its instant loan application process and quick loan approval, LCredit is the perfect solution for anyone seeking to obtain a loan without the hassle of a lengthy application process.
ABOUT US
LCredit was founded with the goal of making it easy and convenient for people to access loans in times of need. With a user-friendly interface and a commitment to excellent customer service, LCredit is the preferred choice for many Nigerians looking for instant loans.
COMPANY SERVICES
LCredit offers a wide range of loan services, including personal loans, which can be used for any purpose. The loans offered by LCredit come with flexible repayment terms and attractive interest rates, making it the ideal solution for anyone seeking to obtain a loan.
OUR MISSION
Our mission at LCredit is to provide our customers with quick, easy, and convenient access to loans. We strive to be the go-to source for personal loans, providing excellent customer service and a secure online platform.
Our Vision
Our vision is to be the leading provider of instant loans in Nigeria, delivering exceptional customer experiences and innovative loan solutions to our customers.
Our Core Values
At LCredit, we believe in the importance of customer satisfaction and security. That's why we are committed to providing a secure online platform, excellent customer service, and transparent loan terms.
Excellent Customer Service
We believe that every customer deserves to be treated with respect and given the highest level of service. Our team of customer service representatives is trained to handle any issue or question you may have, ensuring a seamless and satisfactory experience.
Cooperative Partner
At LCredit, we believe in the power of partnerships. We work with a network of partners to bring you the best loan solutions, offering competitive interest rates and flexible repayment terms.
Ease of Use
Our app is designed to be user-friendly and easy to navigate, making it simple for you to apply for a loan and manage your account.
Security
Your security is our top priority. LCredit uses industry-standard security measures to ensure the safety of your personal and financial information.
Instant Loans
With LCredit, you can apply for a loan and receive approval in just minutes. The funds will be transferred directly to your bank account, giving you the flexibility to use the funds as you see fit.
What We Offer
At LCredit, we offer a variety of loan options, including personal loans of up to ₦50,000. Our loans come with flexible repayment terms and competitive interest rates, making it easy for you to get the funds you need, when you need them.
APPLY NOW
If you are in need of a loan, why wait? Apply for an instant personal loan today with LCredit. Our simple and easy-to-use platform makes it easy for you to apply and receive approval in just minutes.
Contact Us
If you have any questions or concerns, our team of customer service representatives is here to help. You can reach us by email at support@lcredit.ng or by phone at 09087614169.
Expert Counsel
Allow me to shed some light on LCredit and what you need to know to safeguard your financial well-being.
To begin with, LCredit has a rather aggressive approach when it comes to debt collection. They won't hesitate to bombard every single one of your contacts with automated calls, making sure everyone knows about your outstanding debt. And if that's not enough, they'll also flood your WhatsApp with derogatory messages if you're just one day overdue. It's not a pleasant experience, to say the least.
Now, let's talk about their repayment plans. LCredit typically offers repayment periods ranging from 6 days to 14 days, which can be quite challenging to meet. And to make matters worse, their overdue interest rates can soar as high as 5% to 7% per day, pushing you further into the abyss of debt.
Here's a crucial piece of advice: once LCredit starts defaming you, don't even think about paying them back. They've already gotten what they wanted, and paying them won't make the derogatory messages disappear. Plus, since they're not licensed, they don't have much legal recourse besides tarnishing your reputation.
Whatever you do, resist the temptation to borrow from another loan app to repay LCredit. They have a plethora of apps scattered across mobile app stores, so if you think you're escaping one debt by borrowing from another, think again. You'll only find yourself sinking deeper into financial trouble.
To shield yourself from LCredit's relentless harassment, consider installing Truecaller on your mobile phone. This handy app can help you identify and block their calls, giving you some much-needed peace of mind.
Ultimately, the best way to break free from LCredit's clutches is to stop borrowing altogether. It might not be easy, but it's the only way to avoid getting caught in their web of debt.
Take care, and remember that your financial well-being is worth more than any loan. Stay vigilant, make wise borrowing decisions, and don't let LCredit or any other loan shark drag you down.
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Reviews
Agent message to usersDEBTS THEY SAY:-
A SHADOW THAT WILL KEEP ON STANDING AGAINST YOU WHEREVER YOU GO
DEBT BRINGS SHAME, DISHONOR, HATRED AND LOTS MORE, WHEN IS NOT BEEN ATTENDED TO AT THE APPROPRIATE TIME.
PAY THE PRINCIPAL FEE THAT WAS GIVEN TO YOU NOW OR YOU WOULDNT LIKE OUR NEXT LINE OF ACTION
LCREDIT
- 9/12/2024
- Agent message to users
I will make your life miserable, Good thing will never locate you for that All your family member will start crying over you now
- 9/12/2024
- Agent message to users
Dear Customer,
The loan you took from us doesn't worth embarrassing on your Social Media Handles. Please, Repay now before the C.V.I exposes you like a Criminal.
As you have decided to affect my job with your indebtedness,may your destiny helper be hindered and may you never experience peace but doom
BY 3PM, I WILL START TAGGING HIM AS AN ACCOMPLICE TO A CRIMINAL
- 9/12/2024
- Lcredit are bastard people (LCredit)
After telling me to pay only the principal amount,and i will be cleared. then after payment, they are still calling my contacts that im still owing overdue charges.... They are really criminal and they will loose.
- 5/8/2024
- Craziest Loan Apps of all time (LCredit)
They will call every single number in your contact with automated call.
- 2/28/2024
The loan app had a lot of hidden fees that made it difficult to pay back. The interest rate was also much higher than I anticipated. I wouldn't recommend it to anyone
- 4/7/2023
This loan app was a complete disaster. The customer service was unhelpful, and the interest rates were astronomical. I would never use it again.
- 4/3/2023
The loan app had a confusing interface, and the approval process was slow. When I finally received the loan, the interest rate was much higher than I anticipated. I wouldn't recommend it to anyone.
- 3/31/2023
I had a terrible experience with this loan app. The customer service was unresponsive, and the interest rates were so high that it was impossible to make payments.
- 3/20/2023
This loan app is a scam. The approval process was slow, and the interest rates were much higher than advertised. I would never use it again.
- 2/25/2023
This loan app is a scam. They promise quick cash, but the interest rates are so high that you'll never be able to pay it back. I wouldn't recommend it to anyone.
- 2/19/2023
"I had a terrible experience with this loan app. The interest rates were so high that it was impossible to make payments. I wouldn't recommend it to anyone.
- 2/15/2023
The loan app had a lot of hidden fees that made it impossible to make payments. I wouldn't recommend it to anyone.
- 2/14/2023
The loan app had a confusing interface, and the customer service was unhelpful. When I finally received the loan, the interest rate was much higher than I anticipated. I wouldn't recommend it to anyone.
- 2/13/2023
This loan app was a complete waste of time. The approval process was slow, and the interest rates were so high that it was impossible to make payments
- 2/7/2023
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